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Zainab Ismail

What are the unemployment benefits available through Washington ESD?

I just lost my job last week and I'm completely lost about what unemployment benefits I can get in Washington. I've never filed before and honestly don't even know where to start. What types of benefits does Washington ESD offer? Is it just the weekly payments or are there other programs I should know about? I'm worried I'm missing out on something important while I figure this all out.

Washington ESD offers several types of unemployment benefits depending on your situation. The main one is regular unemployment insurance (UI) which gives you weekly payments if you lost your job through no fault of your own. You can get up to 26 weeks of benefits, and the amount depends on your previous wages. There's also Extended Benefits (EB) during high unemployment periods, and some special programs for specific situations.

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Thanks! How much can I expect to get weekly? I was making about $4,200 a month at my last job.

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With that income, you'd probably get around $790-820 per week, which is close to the maximum weekly benefit amount in Washington. The exact calculation is based on your highest quarter of earnings in your base period.

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Washington ESD offers several types of unemployment benefits. Regular unemployment insurance (UI) is the main program - you can get up to $999 per week for up to 26 weeks depending on your earnings history. There's also Extended Benefits during high unemployment periods, and standby benefits if you're temporarily laid off with a return-to-work date. You'll need to register with WorkSource and do job search activities to maintain eligibility.

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Thanks! Do you know how they calculate the weekly amount? Is it based on my last job's salary or something else?

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It's based on your earnings in your base year - typically the first 4 of the last 5 completed calendar quarters before you file. They take your highest quarter and divide by 26 to get your weekly benefit amount.

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Don't forget about the waiting week! You won't get paid for your first week of unemployment even if you're eligible. Also the job search requirement is 3 job contacts per week minimum, and you have to keep a detailed log.

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Wait, I thought they got rid of the waiting week during COVID? Is it back now?

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Yeah the waiting week is back. It was waived temporarily but that ended a while ago.

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Don't forget about WorkSource services too! Washington ESD connects you with job search resources, training programs, and career counseling. It's not cash benefits but it's part of the whole unemployment support system. You'll need to register with WorkSource and do job search activities to keep getting your weekly payments.

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Oh wow, I didn't know there were job search requirements. How many jobs do I need to apply for each week?

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You need to make at least 3 job search contacts per week and keep a log of your activities. The requirements are pretty specific about what counts as a valid job search contact.

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I had such a hard time getting through to Washington ESD when I filed last year. Spent hours on hold just to get basic questions answered about my claim. If you're having trouble reaching them, I discovered this service called Claimyr that actually got me through to an agent in like 10 minutes. Check out claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Interesting, I'll keep that in mind if I run into issues. Hopefully the filing process is straightforward enough that I won't need to call.

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The online filing is pretty easy but you'll probably need to call at some point. I had to verify my identity and that took forever to get through to someone.

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I was in your exact situation 6 months ago and had such a hard time getting through to Washington ESD to ask questions. Spent hours on hold every day for weeks. Finally found this service called Claimyr (claimyr.com) that helped me get connected to an actual agent. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me so much frustration!

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How does that even work? I'm skeptical of any service that charges money when unemployment is supposed to be free.

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I get the skepticism, but it's just for getting through the phone lines. The actual unemployment benefits are still free from Washington ESD. It was worth it for me to avoid spending 6+ hours a day trying to call.

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The basic eligibility requirements are: you must be unemployed through no fault of your own, physically able to work, available for work, and actively seeking work. You also need sufficient earnings in your base year - generally at least $1,000 in your highest quarter plus total base year earnings of at least 1.5 times your highest quarter.

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That sounds like it should cover me. I was laid off due to company downsizing, so it wasn't my fault.

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Make sure you have all your employer information ready when you file - names, addresses, dates of employment, reason for separation. They'll need all that.

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there's also standby benefits if your employer puts you on temporary layoff but expects to call you back within a certain timeframe. different rules than regular UI but still goes through washington esd

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What's the difference between standby and regular unemployment? My company said they might have work again in a few months.

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Standby is for temporary layoffs where you're expected to return to the same employer. You don't have to do job search activities, but you have to be available to return when called. Regular UI assumes you're looking for new employment.

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i'm so confused about the standby thing - is that different from regular unemployment?? my job said they might call me back in a few months but nothing definite

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Standby is when you have a specific return-to-work date within 6 weeks. If it's indefinite like yours, you'd file for regular UI and do job search activities.

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ok thanks that makes sense. so i should just file regular unemployment then

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Just want to add that there are different benefit amounts based on how many dependents you have. If you have kids or other qualifying dependents, you can get additional money on top of your weekly benefit amount. I think it's like $25 per dependent but double-check that.

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I have two kids - does that mean I get an extra $50 per week?

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Yes, exactly! Make sure you claim your dependents when you file your initial application. It's harder to add them later.

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The WorkSource registration is required and you have to maintain an active profile there. They'll check to make sure you're actually looking for work. Keep good records of your job search activities because they audit people.

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What kind of job search activities count? Is it just applying to jobs or other things too?

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Job applications, networking events, career fairs, informational interviews, skills assessments - lots of things count. Just document everything you do.

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DONT FORGET TO FILE IMMEDIATELY! The longer you wait, the more money you lose. Washington ESD benefits are NOT retroactive to when you lost your job - they only start from when you actually file your claim. I made this mistake and lost out on $1,600 because I waited three weeks thinking I'd find a job quickly.

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Oh no! I lost my job last week but haven't filed yet. Am I already too late?

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No, you're fine! Just file today. The waiting week starts from when you file, not when you lost your job. But definitely don't wait any longer.

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Here's something people don't realize - you might qualify for unemployment even if you quit your job, but only under specific circumstances. Things like unsafe working conditions, harassment, major changes to your job duties, or domestic violence situations. It's called 'good cause' and Washington ESD will investigate your situation.

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Really? I quit my last job because my boss was making inappropriate comments but I thought that meant I couldn't get unemployment.

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You should definitely apply and explain the situation. Harassment is considered good cause for quitting. You'll need to provide documentation if you have it, but don't assume you don't qualify.

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Don't expect the system to work smoothly. I've been waiting 3 weeks for my claim to get out of adjudication and nobody can tell me why it's taking so long. The whole Washington ESD system is a mess.

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That's exactly why I used Claimyr - I was stuck in adjudication too and couldn't get through to anyone. They got me connected to an agent who explained what documents I needed to submit to move things along.

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Might have to try that if this drags on much longer. This is ridiculous.

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You can apply online at secure.esd.wa.gov but make sure you have all your documents ready first. Tax returns, pay stubs, employer info, etc. The application will ask for specific dates and details.

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How far back do they need employment history? Just my last job or further back?

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They need info for the last 18 months minimum, but if you've had multiple jobs in your base year they'll want all of them.

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Weekly claims are due every Sunday for the previous week. Don't miss filing your weekly claim or you won't get paid for that week. They don't let you backdate very easily.

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Yeah and make sure you file even if you worked some hours during the week. You might still get partial benefits depending on how much you earned.

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Good to know. So I need to file every single week I want benefits, even if nothing has changed?

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Exactly. Every single week. It becomes routine after a while.

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The job search requirement is no joke. You need 3 qualifying job search activities per week minimum. I got a warning letter when I only had 2 activities one week because I thought networking counted more than it does.

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What exactly did they say about networking? I've been counting LinkedIn connections and informational interviews.

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Informational interviews count but just connecting on LinkedIn doesn't. Has to be substantial contact related to finding work.

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Can someone explain the base period thing? I keep seeing references to it but I don't understand how Washington ESD calculates what quarters they use for determining my benefit amount.

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The base period is the first four of the last five completed calendar quarters before you file your claim. So if you file in January 2025, your base period would be October 2023 through September 2024. They use your wages from those quarters to calculate your weekly benefit amount.

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That seems like really old wages though. What if I got a big raise in the last few months?

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There's something called the alternate base period that uses more recent quarters if you don't qualify with the regular base period. Washington ESD will automatically check both for you.

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I've been getting unemployment for 2 months now and honestly the whole system is a nightmare. Half the time the website doesn't work, you can never get anyone on the phone, and they randomly put holds on your account for no reason. Just be prepared for a lot of frustration.

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This is exactly why I ended up using that Claimyr service someone mentioned earlier. Worth every penny to avoid the phone hell.

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Yeah I might have to look into that. I've been on hold for 4 hours today trying to get a simple question answered.

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Don't forget about the tax implications! Your unemployment benefits are taxable income. You can choose to have taxes withheld from your weekly payments or pay them when you file your tax return. I chose to have them withheld because I didn't want a big tax bill next year.

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How much do they withhold for taxes? Is it a lot?

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I think it's 10% for federal taxes. You can adjust it when you file your weekly claims. Better to have it taken out now than owe a bunch later.

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Has anyone dealt with the identity verification process? Washington ESD flagged my account for ID verification and it's been stuck in that status for three weeks. I uploaded all my documents but haven't heard anything back.

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Same thing happened to me! Took almost a month to get resolved. Try calling first thing Monday morning, that's when I finally got through to someone who could help.

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This is exactly the kind of situation where Claimyr really helped me. Getting through to explain the ID verification delay was impossible until I used their service.

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Watch out for the earnings deduction if you do any work while on unemployment. They have specific rules about how much you can earn before it affects your benefits. I think it's like 25% of your weekly benefit amount before they start reducing it.

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So I could potentially work part-time and still get some unemployment benefits?

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Yes, but you have to report all earnings and hours worked. They'll calculate the deduction automatically.

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Something to keep in mind - if you work part-time while collecting unemployment, you can still get partial benefits. Washington ESD has a formula where they reduce your weekly benefit based on how much you earn, but you don't lose all your benefits just because you pick up some work.

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That's good to know! I was thinking about doing some freelance work but worried it would mess up my benefits.

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Just make sure you report all your earnings when you file your weekly claim. Being honest about part-time work is way better than having Washington ESD find out later and create an overpayment situation.

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my cousin used claimyr when her benefits got cut off randomly and they helped her get through to find out what happened. saved her weeks of trying to call herself. definitely worth it if you hit any snags

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Good to know there are options if I run into problems. Hopefully I won't need it but I'll bookmark their site just in case.

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Make sure you understand the difference between being laid off and being fired. If you were terminated for misconduct you might not be eligible at all. But if it was layoffs, downsizing, lack of work, etc. you should be fine.

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Definitely a layoff in my case. Company eliminated my entire department due to budget cuts.

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Perfect, that's clearly not your fault so you should have no issues with eligibility.

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The whole process took me about 3 weeks from filing to getting my first payment. First week was the waiting week, then had to wait for the claim to be processed. But once it started, payments came regularly every Tuesday.

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That's not too bad. I was worried it might take months based on some horror stories I've heard.

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Most straightforward claims process pretty quickly. It's the complicated ones that get stuck in adjudication forever.

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Don't forget about taxes! Unemployment benefits are taxable income. You can have them withhold 10% for federal taxes but you'll still owe state taxes at the end of the year.

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Ugh, I didn't even think about taxes. So I need to set aside money for tax season?

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Yeah definitely set aside at least 20-25% for taxes if you don't have them withhold. Learned that the hard way my first year.

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Pro tip: sign up for direct deposit right away. Paper checks take forever and sometimes get lost in the mail. Electronic payments are much more reliable.

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Definitely planning on direct deposit. I need the money as quickly as possible.

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If you have any issues with your claim getting stuck or need to speak to someone at Washington ESD, that Claimyr service really does work. I was skeptical at first but they got me through to a real person who could actually help resolve my problem. Worth checking out their demo video to see how it works.

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Several people have mentioned them now. I'll definitely look into it if I need help getting through to someone.

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Good luck with your claim! The system isn't perfect but if you follow the rules and keep good records, you should be fine. Just stay on top of your weekly claims and job search requirements.

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Thanks everyone for all the helpful information! I feel much more prepared to file my claim now.

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I'm confused about the waiting week. Do I not get paid for my first week of unemployment or is it just delayed? I filed two weeks ago and only got one payment so far.

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Washington has a one-week waiting period where you don't get paid for your first eligible week. It's not delayed payment - you just don't get that first week's benefits at all.

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That seems unfair when you're already dealing with losing your job and need the money most.

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For anyone who's self-employed or worked as a contractor, you might be eligible for unemployment benefits now too. The rules changed in recent years to include more types of workers. Worth checking even if you think you don't qualify.

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I drove for rideshare companies - would that count?

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Possibly! If you were classified as an independent contractor but should have been an employee, or if you paid into unemployment insurance, you might qualify. The rules are complicated so it's worth applying and letting Washington ESD make the determination.

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One more thing - keep track of EVERYTHING. Save all your emails from Washington ESD, keep copies of your weekly claim confirmations, screenshot your account status regularly. If something goes wrong (and it probably will at some point), you'll need documentation to prove what happened.

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Thanks for all the advice everyone! This has been super helpful. I'm going to file my claim today.

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Good luck! And remember, the first few weeks are always the most confusing. It gets easier once you understand the system and get into a routine with the weekly claims.

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