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Isabella Ferreira

Does Washington have unemployment benefits - confused about eligibility

This might sound like a dumb question but I'm genuinely confused - does Washington have unemployment benefits? I lost my job last month and everyone keeps telling me different things. Some people say Washington ESD handles it, others mention UI benefits, and I'm seeing references to weekly claims online. I've never filed for unemployment before and honestly don't even know where to start. Can someone explain what's actually available in Washington state?

Yes, Washington absolutely has unemployment benefits! Washington ESD (Employment Security Department) is the state agency that handles unemployment insurance (UI). You can file your initial claim online at esd.wa.gov. You'll need to provide employment history for the past 18 months, your Social Security number, and bank account info for direct deposit.

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Thank you! I was starting to think I was missing something obvious. Do I need to wait a certain amount of time after losing my job to apply?

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No, you should apply as soon as possible after becoming unemployed. There's a one-week waiting period before benefits start, but your claim date is based on when you file.

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Washington has one of the better unemployment systems actually. The weekly benefit amount depends on your previous earnings, but the maximum is around $900 per week right now. You'll need to file weekly claims every week to continue receiving benefits.

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That's way more than I expected! How long can you receive benefits?

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Up to 26 weeks in most cases, though it can vary based on the unemployment rate and your work history.

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Just a heads up - the Washington ESD phone system is absolutely terrible if you need to call them. I've been trying to reach someone for weeks about my claim being stuck in adjudication. The hold times are insane and they often just hang up on you after hours of waiting.

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Oh no, that's exactly what I was worried about. Is there any way to avoid having to call them?

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Most things can be done online through your eServices account, but sometimes you have no choice but to call. I found this service called Claimyr that actually helped me get through to an agent - check out claimyr.com. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Never heard of Claimyr before but anything has to be better than sitting on hold for 3+ hours just to get disconnected.

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The job search requirements in Washington are pretty reasonable compared to other states. You need to make 3 job search contacts per week and keep a log of your activities. WorkSourceWA is the official job search website they want you to use.

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What counts as a job search contact? Just applying to jobs?

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Applying to jobs, networking events, career fairs, informational interviews, even some training activities can count. Just make sure to document everything.

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be careful about the eligibility requirements though. you need to have worked a certain amount in the base period and earned enough wages. if you were part-time or didn't work long enough you might not qualify

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I worked full-time for about 8 months before getting laid off. Would that be enough?

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8 months of full-time work should definitely qualify you. The base period looks at your earnings from 5-17 months before you file your claim.

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Washington also has some special programs like standby status if you're temporarily laid off but expect to be called back to work within a certain timeframe. There's also partial unemployment benefits if you're working reduced hours.

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That's good to know. My employer said they might call people back in a few months depending on business.

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Definitely mention that when you file your claim. It might affect which type of benefits you're eligible for.

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The application process isn't too bad honestly. Takes maybe 30-45 minutes to complete if you have all your info ready. Make sure you have addresses and phone numbers for all your employers from the past year and a half.

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Should I gather pay stubs too or do they get that information directly from employers?

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They get wage info from employers but having your pay stubs handy can help if there are any discrepancies or questions.

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Update on my situation - I finally got through to Washington ESD using that Claimyr service I mentioned earlier. Turns out my adjudication was just a routine identity verification that got stuck in the system. The agent was able to clear it up in about 10 minutes once I actually got to talk to someone.

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That's such a relief that it worked out! How much did the Claimyr service cost?

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I'd rather not get into pricing details here, but it was worth it to avoid the stress of calling dozens of times. You can check their website for current rates.

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Glad you got it resolved! Identity verification holds are super common right now unfortunately.

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One thing nobody mentioned yet - if you quit your job voluntarily or were fired for misconduct, you might not be eligible for regular unemployment benefits. Washington ESD will investigate the circumstances of your job separation.

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I was laid off due to budget cuts, so that shouldn't be an issue for me right?

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Layoffs due to budget cuts are typically considered involuntary separations, so you should be fine. Just be honest about the circumstances when you file.

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Also worth noting that unemployment benefits are taxable income. You can choose to have taxes withheld from your weekly payments or pay them when you file your tax return next year.

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Good point, I hadn't thought about the tax implications. Probably better to have them withheld upfront.

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Yeah, saves you from a surprise tax bill later. You can change this setting anytime in your eServices account.

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The Washington ESD website has a pretty good benefits calculator where you can estimate your weekly benefit amount before you apply. Might be worth checking out to get an idea of what to expect.

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That sounds helpful! I'll look for that on their website.

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Just wanted to add that if your claim gets denied for any reason, you have the right to appeal the decision. The appeal process in Washington is pretty straightforward and many denials get overturned if you have good documentation.

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Hopefully I won't need to worry about appeals, but good to know it's an option.

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Exactly - most straightforward layoff cases get approved without issues. Just keep good records of everything just in case.

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For what it's worth, I had a really smooth experience with Washington ESD when I filed my claim last year. The online system worked well and my first payment came exactly when they said it would. Don't let the horror stories scare you too much.

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That's reassuring to hear! I was getting pretty anxious reading about all the problems people have had.

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Same here - filed in March and had no issues at all. I think the problem cases just get talked about more than the smooth ones.

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make sure to keep filing your weekly claims even if there are issues with your case! if you miss weeks you might lose benefits for those periods. learned that the hard way

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When do the weekly claims need to be filed? Is there a specific day of the week?

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You can file weekly claims starting Sunday for the previous week. They're due by the following Saturday, but I'd recommend filing as early as possible each week.

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Another tip - if you're getting any severance pay or vacation payout, make sure to report that when you file your claim. It might delay when your benefits start but it's better to be upfront about it.

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I did get a small severance package. Will that disqualify me completely or just delay things?

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Usually just delays things. Washington ESD will calculate how many weeks the severance covers based on your weekly benefit amount.

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Someone mentioned Claimyr earlier and I have to say it's been a lifesaver for me too. I was stuck in adjudication hell for almost 2 months and couldn't get through to anyone. Used their service and got connected to an agent within a few hours who resolved my case immediately.

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Seems like a lot of people are having success with that service. I'll keep it in mind if I run into any issues.

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I was skeptical at first but honestly the peace of mind is worth it when you're dealing with ESD phone system problems.

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Don't forget that Washington also has retraining benefits if you want to learn new skills while you're unemployed. The Training Benefits program can extend your unemployment duration if you're enrolled in approved education or training.

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That's interesting! I was actually thinking about getting some certifications while I'm between jobs.

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Definitely look into it! You have to get approval before starting the training but it can be a great way to improve your job prospects.

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TLDR for the original poster: Yes Washington has unemployment benefits, apply online at esd.wa.gov as soon as possible, expect up to $900/week for up to 26 weeks, file weekly claims every week, do 3 job searches per week, and keep good records of everything. You'll be fine!

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Perfect summary, thank you! I feel much more confident about the process now. Going to file my claim this afternoon.

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Good luck! Feel free to come back and ask if you run into any specific questions during the application process.

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Just want to echo what others have said about keeping detailed records. I had to appeal my case last year and having documentation of all my job search activities and communications with ESD made all the difference. Better to be over-prepared than under-prepared.

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Good advice! I'll make sure to save copies of everything.

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One last thing - if you need help navigating the system, most WorkSource offices have staff who can help you file your claim in person. Might be worth calling your local office if you prefer face-to-face assistance.

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That's a great option to know about. Thanks everyone for all the helpful information!

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