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Ravi Malhotra

What do you get when you file for unemployment with Washington ESD?

I'm thinking about filing for unemployment benefits after losing my job last week. I've never done this before and honestly have no idea what to expect from Washington ESD. What exactly do you get when you file? Like how much money, how long does it take, what are the requirements? I've heard people talk about weekly claims and job search stuff but I'm completely lost. Can someone explain the whole process?

When you file with Washington ESD, you'll get a weekly benefit amount based on your past wages. The maximum is currently around $1015 per week in Washington. You also get up to 26 weeks of benefits typically. The process involves filing your initial claim, then filing weekly claims every week to certify you're still unemployed and looking for work.

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Wow that's more than I expected! How do they calculate the exact amount you get?

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They look at your highest quarter of earnings in your base period (usually the first 4 of the last 5 quarters before you filed). Then they calculate about 3.85% of that quarterly amount as your weekly benefit.

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Don't get too excited about the money though. Washington ESD makes you jump through hoops. You have to do job searches every week, keep a log, and if they decide to audit your claim it can take forever. My claim got stuck in adjudication for 6 weeks last year.

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What's adjudication? That sounds scary.

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Adjudication is when they review your claim for eligibility issues. Could be anything from why you lost your job to whether you're really looking for work. It's a pain but most claims get approved eventually.

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I was stuck trying to reach Washington ESD for weeks about my adjudication status. Calling was impossible - always busy or I'd get disconnected after waiting an hour. Finally found this service called Claimyr that helped me get through to an actual agent. They have a video demo at https://youtu.be/7DieNd3C7zQ and the website is claimyr.com. Honestly saved my sanity.

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Is that legit? Seems too good to be true that they can actually get you through to Washington ESD.

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I was skeptical too but it actually worked. They basically keep calling for you until they get through. Way better than sitting on hold for hours myself.

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THE SYSTEM IS BROKEN!!! I've been trying to get my benefits for 2 months and Washington ESD keeps giving me the runaround. They say I didn't report my work hours correctly but I did everything right! These people don't care about us regular folks who actually need help.

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That's frustrating but you might want to check your online account to see if there are any specific issues flagged. Sometimes the system shows what needs to be resolved.

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I've checked a million times! It just says 'pending' with no explanation. This is ridiculous.

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For the job search requirements, you need to make 3 job contacts per week minimum. Keep detailed records because Washington ESD can ask for your job search log at any time. You'll report this when you file your weekly claims online.

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What counts as a job contact? Just applying online or do you have to actually talk to someone?

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Online applications count, but networking events, job fairs, and talking to employers in person also count. The key is documenting everything with dates, company names, and what you did.

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just filed last week, pretty easy process online. took like 20 minutes. now waiting to hear back about my claim status

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How long did they say it would take to process?

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they said 2-3 weeks but we'll see. government isn't exactly known for speed lol

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One thing to know - your first payment is usually delayed because of the waiting week. So even if your claim is approved quickly, there's typically a one-week delay before your first payment. After that, if you keep filing weekly claims on time, payments should be regular.

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So I won't get paid for the first week even if I'm approved?

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Exactly. It's called a waiting week. After that, as long as you file your weekly claims and meet the requirements, you should get paid for subsequent weeks.

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Oh and don't forget about taxes! The unemployment benefits are taxable income. You can choose to have taxes withheld or pay quarterly. I learned that the hard way and owed a bunch at tax time.

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Good point! How much should I have withheld?

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I think it's 10% federal withholding available. Better to have something taken out than owe later, trust me.

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If you run into problems getting through to Washington ESD like I did, seriously check out Claimyr. I probably would have waited months longer without their help getting connected to an actual person who could explain what was going on with my claim.

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How much does something like that cost? I'm already broke from being unemployed.

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It's worth it when you consider how much you're losing by not getting your benefits resolved. Way cheaper than missing weeks of payments.

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This is all really helpful everyone. One more question - what happens if I get a part-time job while collecting? Can I still get partial benefits?

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Yes, you can work part-time and still collect partial benefits. You just need to report all your earnings when you file your weekly claim. Washington ESD will calculate how much to reduce your benefits based on what you earned.

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That's a relief. I was worried I'd lose everything if I took even a small job.

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been there done that with unemployment. it's a lifesaver when you really need it but man the bureaucracy is painful. just be patient and keep good records of everything

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Any specific records I should be keeping besides the job search log?

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screenshots of your weekly claims, any correspondence from Washington ESD, proof of your job loss like termination letter. basically document everything just in case

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Also worth mentioning - if you were fired for misconduct or quit without good cause, you might not qualify. Washington ESD will investigate the circumstances of your job separation. Be honest about why you're no longer working when you file.

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I was laid off due to budget cuts, so that should be fine right?

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Layoffs typically qualify without issues. That's considered separation through no fault of your own.

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Update on my situation - FINALLY got through to someone at Washington ESD after using that Claimyr thing someone mentioned. Turns out there was a simple form I needed to submit that nobody told me about. Two months wasted because their system can't communicate properly!

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Glad you got it sorted out! What was the form for?

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It was about my last employer's response to my claim. They needed additional verification but never sent me a notice about it. Ridiculous.

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Pro tip: set up direct deposit when you file your claim. Paper checks take way longer and can get lost. Also sign up for text alerts so you know when to file your weekly claims.

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Good thinking! I definitely want to get paid as fast as possible.

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The whole process stressed me out so much when I first filed. But once you get into the routine of filing weekly claims and doing your job searches, it becomes pretty manageable. Hang in there!

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Thanks for the encouragement! I'm feeling much better about this whole thing now.

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One last thing - make sure you understand the difference between your weekly benefit amount and your total benefit amount. Your weekly amount is what you get each week, but your total benefit amount is the maximum you can receive over the entire benefit year.

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So if my weekly amount is $400, I don't get $400 forever?

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Right. If your weekly is $400, your total might be around $10,400 (26 weeks x $400). Once you've collected that total amount, your benefits end unless you qualify for an extension.

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update: got approved! took exactly 3 weeks like they said. first payment should hit my account next week. pretty smooth process once it gets going

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Awesome! That gives me hope that mine will go smoothly too.

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For anyone still struggling to reach Washington ESD, I can't recommend Claimyr enough. The peace of mind of actually talking to a human being about your claim is worth it. Check out their demo video if you're curious how it works.

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Just watched that video - seems legit. Might try it if I run into issues with my claim.

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Thanks everyone for all the helpful info! I feel way more confident about filing now. Going to start my application tonight and hopefully join the ranks of successfully collecting unemployment benefits soon.

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Good luck! Feel free to ask if you run into any issues during the process.

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You've got this! The hardest part is just getting started.

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wish I had found this thread when I first filed. would have saved me a lot of confusion and stress. great info from everyone here

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Yeah this community is really helpful! Much better than trying to figure it out alone.

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