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Julian Paolo

What happens if you file for unemployment with Washington ESD - step by step process?

I'm thinking about filing for unemployment benefits but I'm not sure what to expect. What actually happens after you submit your initial claim with Washington ESD? Like what are the steps and how long does each part take? I've never done this before and want to know what I'm getting into. Do they contact your employer right away? How long before you get your first payment? Any insight would be helpful.

Here's what happens when you file with Washington ESD: First, you submit your initial application online through their website. They'll ask for your employment history, reason for separation, and personal info. After that, your claim goes into processing where they verify everything with your past employers. This can take 1-3 weeks depending on how quickly employers respond. If there are no issues, you'll get approved and can start filing weekly claims. If there are questions about your eligibility, your claim goes to adjudication which can take several more weeks.

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Thanks! Do they automatically contact all your employers or just the most recent one?

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They contact employers from your base period (usually the first 4 of the last 5 completed quarters). So potentially multiple employers, not just your most recent one.

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The whole process is pretty straightforward but can be slow. After you file, you'll get a monetary determination letter showing your weekly benefit amount. Then you have to do weekly claims every week to actually get paid. Don't forget about the job search requirements - you need to make 3 job contacts per week and keep a log.

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What if I can't find 3 jobs to apply to each week? That seems like a lot in my field.

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Job contacts don't have to be applications. You can attend job fairs, networking events, or even informational interviews. WorkSource WA has resources to help you meet the requirements.

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One thing people don't realize is that Washington ESD will contact your employer about your separation. If your employer disputes your claim or says you were fired for misconduct, your claim could get held up in adjudication for weeks. I've seen people wait 2+ months for a decision. If you're worried about getting through to Washington ESD during this process, I used a service called Claimyr (claimyr.com) that helped me reach an actual agent when I couldn't get through on my own. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Wait, so my employer can just say I was fired and hold up my benefits? Even if I quit for a good reason?

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Yes, they can dispute it. That's why it's important to document everything if you quit for cause (unsafe conditions, harassment, etc.) or if you were laid off vs fired.

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How much does that Claimyr thing cost? Sounds too good to be true.

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The waiting period is the worst part honestly. Even if everything goes smoothly, there's usually a 1-week waiting period before you can get your first payment. And if your claim needs adjudication, you're looking at potentially months without income while they sort things out. Make sure you have some savings before you file.

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Months?! That's terrifying. I thought unemployment was supposed to help people who lost their jobs.

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It does help, but the system is overwhelmed and bureaucratic. The waiting period used to be longer before they changed it a few years ago.

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just filed last week and already got my determination letter! took like 5 days. depends on your situation i guess

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Wow that's fast! Were you laid off or did you quit?

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laid off, company downsizing. probably why it was quick

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Here's the timeline breakdown: Week 1 - File claim online. Week 2-3 - Washington ESD processes and verifies with employers. Week 3-4 - Monetary determination issued if no issues. Week 4+ - Start receiving payments if approved. Add 2-8 weeks if adjudication is needed. The key is filing your weekly claims on time even if you haven't been approved yet - you can backdate but it's easier to stay current.

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So I should keep filing weekly claims even if my main claim is still being processed?

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Exactly. You need to file every week to maintain your claim, even during adjudication.

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This is confusing AF. Why would you file weekly claims before you're even approved?

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The system is designed to be confusing honestly. When I had issues with my claim status, calling Washington ESD was impossible - always busy or would just hang up after an hour on hold. That's when I found Claimyr and it was a game changer. Got through to an actual agent who explained exactly what was happening with my adjudication.

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How does Claimyr work exactly? Do they just call for you?

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They have an automated system that keeps calling until they reach an agent, then they connect you. Way better than sitting on hold for hours.

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UPDATE: Thanks everyone for all the info. I went ahead and filed my claim this morning. The online application took about 45 minutes and asked for way more detail than I expected. Now I guess I wait and see what happens. Will definitely keep filing weekly claims like you all suggested.

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Good luck! Make sure to check your online account regularly for any notices or requests for additional information.

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Keep track of all your job search activities from day one. You'll need that log if they ask for it later.

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One thing nobody mentioned - if you have any side income or part-time work while collecting, you MUST report it on your weekly claims. Even small amounts can affect your benefits and failing to report can be considered fraud.

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What if I do some freelance work occasionally? How do I report that?

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Report all income, even freelance. They'll reduce your weekly benefit based on what you earned, but it's better than getting hit with an overpayment later.

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The thing that surprised me most was how long adjudication took. My employer claimed I was fired for cause even though I was clearly laid off. Took 7 weeks to get it sorted out. During that time I couldn't reach anyone at Washington ESD to check on the status. Finally someone mentioned Claimyr to me and I was able to get through and find out what documentation they needed to resolve my case.

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7 weeks with no income? How did you survive that?

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Credit cards and help from family. It was rough. That's why I always tell people to have savings before filing.

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Washington ESD's website is pretty good for tracking your claim status once you get used to it. You can see if you have any outstanding issues that need to be resolved. The key is logging in regularly and responding quickly to any requests for information.

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Is there a mobile app or do you have to use the website?

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Just the website as far as I know. Works okay on mobile browsers though.

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dont forget about taxes! unemployment benefits are taxable income. you can have taxes withheld or pay quarterly but dont get surprised at tax time

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Oh crap I didn't think about that. How much do they typically withhold?

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10% federal i think. you can change it in your account settings

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The job search requirement is 3 contacts per week but they can audit you anytime and ask for your log. Keep detailed records with dates, company names, positions applied for, and how you contacted them. WorkSource WA workshops count as contacts too.

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How likely are they to actually audit the job search logs?

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Random audits happen more often than you'd think. Better to keep good records from the start than scramble later.

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Honestly the whole system is a mess. Filed 3 months ago and still waiting for adjudication. Can't get through to anyone on the phone. About to give up and just find any job I can get.

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Don't give up! Try Claimyr if you haven't already. I know I keep mentioning it but it really does work for getting through to agents.

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At this point I'll try anything. Thanks for the suggestion.

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Quick tip: if you're on standby (temporary layoff expecting to return to work), the process is a bit different. You don't have to do job searches but you do have to be available for work if your employer calls you back.

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What's the difference between regular unemployment and standby?

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Standby is for temporary layoffs where you expect to return to the same employer within a certain timeframe. Regular UI is for permanent job separation.

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The monetary determination letter will show your weekly benefit amount and how many weeks you're eligible for. In Washington the maximum is usually 26 weeks of regular benefits. Make sure all your wages are reported correctly because that affects your benefit amount.

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What if some of my wages are missing from the determination?

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You can request a redetermination if wages are missing. You'll need to provide pay stubs or W-2s as proof.

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Been through this process twice now. Second time was much smoother because I knew what to expect and kept better records. First time I was totally lost and made mistakes that delayed my benefits.

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What kind of mistakes should I avoid?

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Not reporting part-time income, missing weekly filing deadlines, and not keeping job search records. Those are the big ones that trip people up.

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If you get disqualified for any reason, you can appeal the decision. You have 30 days from the date of the determination letter to file an appeal. Don't wait if you disagree with their decision.

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How hard is the appeal process?

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It involves a hearing with an administrative law judge. You can represent yourself or get help. Success depends on your specific situation and documentation.

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One more thing - if you move to another state while collecting Washington unemployment, you can usually continue your claim but the rules get complicated. Make sure to notify Washington ESD if you relocate.

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Good to know. I might have to move for work so I'll keep that in mind.

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Yeah, interstate claims are possible but you'll need to work with both states to keep everything straight.

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Thanks everyone for all the detailed responses! This gives me a much better idea of what to expect. Sounds like the key things are: file weekly claims consistently, keep detailed job search records, report all income, and be patient with the process. Hopefully my claim goes smoothly but at least now I know about resources like Claimyr if I run into problems reaching Washington ESD.

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You've got it! Just stay on top of the requirements and you should be fine. Good luck with your claim.

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Feel free to come back and ask if you run into any specific issues. This community is pretty helpful for troubleshooting Washington ESD problems.

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