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Carmen Ortiz

What happens if I file for unemployment with Washington ESD - step by step process?

I'm thinking about filing for unemployment benefits but honestly have no idea what happens after I submit the application. Like what's the actual process? Do they call me? Send mail? How long before I know if I'm approved? I've been putting this off because I'm worried I'll mess something up or not understand what I'm supposed to do next. Can someone walk me through what actually happens when you file with Washington ESD?

The process is pretty straightforward once you get started. After you file your initial application on the Washington ESD website, you'll get a confirmation number. Within a few days, you should receive mail with your weekly claim instructions and your Personal Identification Number (PIN). You'll need to file weekly claims every week to continue receiving benefits.

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How long does it usually take to get that first mail with the PIN?

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Usually 3-5 business days, but it can take up to a week depending on mail delivery.

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Here's what typically happens step by step: 1) You file online at esd.wa.gov 2) Washington ESD reviews your application 3) They may contact your previous employer(s) to verify information 4) If there are no issues, you get approved and start filing weekly claims 5) If there are questions, your claim goes into adjudication which can take several weeks to resolve.

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What kind of things cause adjudication? I'm worried mine might get stuck there.

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Common reasons include: conflicting information about why you left your job, questions about your availability to work, or if your employer disputes your claim. Most get resolved eventually.

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I just went through this process last month and honestly the hardest part was getting through to someone at Washington ESD when I had questions. The phone lines are always busy and their online messaging system is slow. I ended up using Claimyr (claimyr.com) to actually get connected to an agent - they have this system that calls you back when an agent is available instead of waiting on hold forever. There's a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Never heard of that service, does it actually work?

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Yeah it worked for me. I was able to get answers about my job search requirements that I couldn't figure out online.

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That's really helpful to know! I was already dreading trying to call them.

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One thing to know is that you have to meet work search requirements every week. In Washington, you need to make at least 3 job search contacts per week and keep a log. They can audit this at any time so make sure you're actually doing real job searches, not just random applications.

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What counts as a job search contact? Is applying online enough?

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Online applications count, but also networking contacts, attending job fairs, interviews, etc. The key is documenting everything with dates and details.

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just file it, the worst thing that happens is they say no but at least you tried. i put mine off for like 2 weeks and wish i hadnt because you cant get backpay for that time

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Oh no really? So if I wait another week I lose that week of benefits?

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yeah your claim starts from when you file not when you lost your job

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Make sure you have all your information ready before you start: Social Security number, employment history for the last 18 months (employer names, addresses, dates worked, reason for leaving), and your bank account info if you want direct deposit. The application takes about 30-45 minutes if you have everything prepared.

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Do you need pay stubs or anything like that?

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No, they'll verify your wages through employer records. You just need to know the basic employment details.

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I'm confused about something - if I was laid off do I still have to look for work? My old boss said they might bring me back in a few months.

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If you're on standby status (temporarily laid off with a return date), you don't have to do job searches. But you need to report this when you file your claim.

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How do I know if I qualify for standby? My employer didn't give me anything in writing.

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You should contact them to get something in writing about the expected return date. Washington ESD will need documentation.

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The system is so confusing! I filed 2 weeks ago and still haven't received anything. Should I be worried?

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Two weeks is getting long. You should definitely try to contact them. That's exactly when I used Claimyr because I couldn't get through on the regular phone line.

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I'll check that out, thanks. This is stressing me out so much.

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Don't forget that if you're approved, you need to file your weekly claim EVERY week, even if you worked some hours or made some money. You report everything and they calculate your benefits accordingly. Missing a week means you don't get paid for that week.

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What day of the week do you file? Is it the same for everyone?

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You can file starting Sunday for the previous week. Most people do it Sunday or Monday but you have until Saturday.

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ugh the washington esd website is such a pain to navigate. took me forever to find the right application form and then it kept timing out

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Try using a different browser or clearing your cache. The site doesn't work well with some browsers.

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thanks ill try that

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One important thing - make sure your address is correct because they'll mail important documents including your determination letter. If you move during your claim, update your address immediately through your online account.

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Good point! I actually just moved last month so I need to make sure they have the right address.

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I had to file an appeal because my employer lied about why I was terminated. That whole process took 3 months but I eventually won and got all my back benefits. Don't give up if your initial claim is denied.

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How did you handle the appeal? Did you need a lawyer?

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I represented myself but I gathered all my documentation - emails, witnesses, etc. The hearing was over the phone and pretty straightforward.

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Also be aware that unemployment benefits are taxable income. You can choose to have taxes withheld or pay them when you file your tax return. I learned this the hard way!

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Oh wow I didn't know that. How much do they usually withhold?

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You can choose to have 10% withheld for federal taxes. It's optional but saves you from a big tax bill later.

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my biggest advice is to read everything they send you carefully. i almost missed an important deadline because i thought some mail was just junk

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What kind of deadlines are there?

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things like responding to requests for information or appealing decisions. usually you only get 30 days

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The benefit amount depends on your earnings in your base period (first 4 of the last 5 quarters). Washington ESD will calculate this automatically, but you can get an estimate using their online calculator before you file.

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Is there a minimum amount you have to have earned to qualify?

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Yes, you need to have earned wages in at least two quarters of your base period and meet minimum earning requirements. The specifics are on their website.

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I second the recommendation about Claimyr if you need to talk to someone. I used it when my claim was stuck in adjudication for weeks and finally got answers about what documents they needed from me.

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How much does something like that cost?

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It was worth it for me to get my claim moving. Much better than spending hours trying to get through on the phone.

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Just remember that the waiting week has been eliminated in Washington, so you can get paid for your first week if you're eligible. This is different from some other states.

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That's good to know! So I could potentially get benefits right away?

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If your claim is approved without issues, yes. But if it goes to adjudication, there will be delays.

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The bottom line is just file as soon as possible. You can't get benefits for weeks before you file, and the process takes time even when everything goes smoothly. Better to get started and figure things out as you go.

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You're right, I've been overthinking this. I'm going to file today. Thanks everyone for all the helpful information!

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Good luck! Feel free to come back here if you have more questions during the process.

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Pro tip: keep screenshots of everything you submit online, including confirmation numbers. If there are any issues later, having that documentation can save you a lot of hassle.

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Smart idea! I'll make sure to document everything.

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And remember to report any work or income every week when you file your weekly claim, even if it's just a few hours. Being honest upfront prevents overpayment issues later.

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Good to know. I might pick up some gig work while I'm looking for something permanent.

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That's fine, just make sure to report it. They'll reduce your benefits for that week but you won't get in trouble for working.

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