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Michael Adams

What happens if an employee files for unemployment - Washington ESD process explained

My employer just laid me off last week and I'm trying to understand what exactly happens when I file for unemployment benefits with Washington ESD. I've never been through this process before and honestly have no idea what to expect. Do they contact my former employer? How long does it take? What kind of information do they verify? I'm worried about filing incorrectly or missing something important. Can someone walk me through what actually happens behind the scenes once I submit my initial claim?

When you file your initial claim with Washington ESD, they'll verify your identity first, then check your wage history from employers who reported to the state. Your former employer gets notified within a few days and has 10 days to respond if they want to contest your claim. The whole process usually takes 2-3 weeks if there are no issues.

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Thanks! So my employer definitely finds out I filed? That's not a problem since I was laid off, but good to know.

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Yeah they have to respond to verify the reason you left. If it was a layoff they usually don't contest it.

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The Washington ESD system is pretty straightforward once you get started. After filing your initial claim online, you'll need to file weekly claims every Sunday for the previous week. They'll ask about any work you did and any income you earned. Make sure you're doing your job search activities because they can audit that.

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How many job contacts do I need to make each week? I heard it changed recently.

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It's 3 job search activities per week. Can be applications, networking, interviews, etc. Keep detailed records in case they ask.

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I got audited last year and had to provide all my job search documentation. Glad I kept good records or I would have been in trouble.

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honestly the hardest part is actually getting through to someone at Washington ESD if you have questions. I spent HOURS trying to call them when my claim got stuck in adjudication. Found this service called Claimyr (claimyr.com) that helped me get through to an actual agent. They have a video demo showing how it works: https://youtu.be/7DieNd3C7zQ. Saved me so much frustration.

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How much does something like that cost? I'm already broke from being unemployed lol

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It was worth it for me to avoid the endless calling. Way better than spending entire days hitting redial.

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Good to know this exists in case I run into problems. Hopefully my claim goes smoothly.

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Your claim might go into adjudication if there's anything unclear about why you left your job. This can add several weeks to the process. Common reasons include if your employer reports you quit when you say you were laid off, or if there are questions about your availability to work.

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What exactly is adjudication? That sounds scary.

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It's just when they need to investigate something about your claim before approving it. They might interview you and your employer to get both sides of the story.

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make sure you file your claim as soon as possible after becoming unemployed. benefits are calculated based on when you file, not when you lost your job. I waited a week thinking I might get called back and that was a mistake.

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Oh wow, I didn't know that! I was going to wait until next week. Filing today then.

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Yeah don't wait. You can always withdraw the claim if you get rehired quickly.

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Washington ESD will also check if you're eligible for any federal extensions or special programs. With the economy being what it is, there might be additional weeks available beyond the standard 26 weeks of regular UI benefits.

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How do I know if I qualify for extensions?

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They'll automatically check your eligibility when your regular benefits are about to run out. You'll get a notice in your account.

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The extensions saved me last year when it took forever to find work. Don't assume you only get 26 weeks.

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One thing to watch out for - if you have any 1099 income or side gigs, make sure you report that correctly. Washington ESD treats self-employment income differently than W2 wages and it can affect your eligibility.

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I do some freelance writing occasionally. Do I need to report that?

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Yes, any income needs to be reported when you file your weekly claims. They'll reduce your benefits dollar for dollar over a certain threshold.

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The whole process is honestly pretty automated these days. I filed online, got approved in about 2 weeks, and have been filing weekly claims without any issues. The key is being honest and thorough in all your responses.

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That's reassuring! I was worried it would be really complicated.

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It's not complicated if everything is straightforward. Problems come up when there are discrepancies or unusual situations.

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Your employer might try to contest your claim if they think you quit or were fired for misconduct. Don't panic if this happens - you'll get a chance to tell your side of the story. Keep any documentation like emails or write-ups that show what really happened.

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Since I was definitely laid off due to budget cuts, this shouldn't be an issue for me.

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Exactly, layoffs rarely get contested. It's usually only when there's disagreement about the reason for separation.

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Don't forget about the waiting week! Your first week of unemployment is a waiting week where you won't get paid, but you still need to file the weekly claim. It's just how the system works.

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So I won't get paid for my first week even if I'm approved?

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Right, the first week is unpaid but you might get it at the end of your benefit year under certain circumstances.

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I got my waiting week paid when I exhausted all my benefits. It's like a bonus week at the end.

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If you do run into problems or need to speak with someone at Washington ESD, definitely check out that Claimyr service I mentioned earlier. I used it twice when I had issues and it saved me from spending entire days trying to get through their phone system.

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How does that work exactly? Do they call for you?

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They help you get through to an actual person without the endless busy signals and hold times. Much easier than doing it yourself.

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Washington ESD also requires you to register with WorkSource (their job search website) within a certain timeframe. You'll get instructions about this after filing your claim. It's part of the work search requirements.

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Is WorkSource any good for actually finding jobs?

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It's hit or miss, but you need to be registered there for compliance. You can do your actual job searching anywhere.

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I found my current job through WorkSource actually. Worth checking out even if it's not the greatest site.

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The benefit amount is based on your highest earning quarter in the past year. So if you had one really good quarter, that helps your weekly benefit amount. They have a calculator on the Washington ESD website.

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I'll check that calculator to see what I might get. Thanks for the tip!

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The maximum weekly benefit is around $790 right now I think. Most people get less than that though.

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watch out for scams! there are fake unemployment websites that try to steal your info. make sure you're on the official secure.esd.wa.gov site when filing anything.

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Good point, I'll be careful about that.

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Yeah I almost fell for one of those fake sites. Always double check the URL.

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Once your claim is processed and approved, you'll get a debit card (KeyBank) or you can set up direct deposit. The debit card usually arrives within 7-10 business days of approval. Direct deposit is faster if you set it up initially.

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I'll definitely do direct deposit. Don't want to wait for a card in the mail.

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The KeyBank card has fees for certain transactions, so direct deposit is better anyway.

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been through this process twice now and it gets easier each time. the first time I was so worried about doing something wrong, but really as long as you're honest and complete in your responses, it should go smoothly. keep copies of everything you submit just in case.

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Thanks everyone for all the helpful information! I feel much more confident about filing now.

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Good luck! Hope your claim goes through quickly without any issues.

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One last thing - if you get any part-time work while collecting benefits, make sure to report it accurately on your weekly claims. They'll reduce your benefits but you might still get partial payments. It's better to work part-time than not at all.

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That's good to know. I might pick up some temp work if I can find it.

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Yeah they have formulas for partial benefits. Working part-time won't disqualify you completely.

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The whole thing is actually pretty reasonable if you follow the rules. Washington ESD gets a bad rap but I've never had major issues with them. Just be patient with the process and thorough in your documentation.

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That's reassuring to hear! I was expecting it to be a nightmare based on some things I'd read online.

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Most of the horror stories come from people who had complicated situations or didn't follow instructions properly.

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If you need to contact Washington ESD for any reason and can't get through their regular phone lines, that Claimyr service mentioned earlier really does work. I was skeptical at first but it saved me hours of frustration when I needed help with my adjudication issue.

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I'll bookmark that in case I need it. Hopefully I won't but good to have as backup.

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Smart to have a backup plan. Their phone system can be really frustrating when you actually need help.

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Remember that your benefits are taxable income, so you might want to have taxes withheld or set aside money for tax time. You can elect to have federal taxes withheld when you set up your claim.

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Oh I didn't think about taxes! I'll make sure to have some withheld.

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Yeah learned that the hard way my first time. Owed money at tax time because I didn't plan for it.

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