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Lucas Adams

How to file an unemployment claim with Washington ESD - complete beginner guide needed

Just got laid off yesterday and I have absolutely no idea where to start with filing for unemployment benefits. I've never done this before and feeling pretty overwhelmed. Can someone walk me through the basics of how to file an unemployment claim with Washington ESD? What information do I need to have ready? How long does the whole process take? Really appreciate any guidance from people who've been through this.

First step is to go to esd.wa.gov and create your account if you don't have one already. You'll need your Social Security number, driver's license, and employment history for the last 18 months including employer names, addresses, dates worked, and reason for separation. Don't wait - file as soon as possible since there's a waiting week.

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Thanks! Do I need pay stubs or will they verify my wages some other way?

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Washington ESD gets your wage info directly from employers through quarterly reports, so you don't need pay stubs for the initial application. Just have accurate dates and employer info.

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The online application walks you through everything step by step. Make sure you answer all questions honestly about why you lost your job. If you were laid off due to lack of work that's straightforward, but if there were any performance issues or attendance problems they might put your claim into adjudication.

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What's adjudication? That sounds scary.

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It's just when they need to investigate the circumstances of your job separation to make sure you qualify. Can take a few weeks but don't panic if it happens.

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Few weeks is optimistic lol. Mine took 6 weeks and I had to call them repeatedly to get any updates.

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Pro tip - if you're having trouble reaching Washington ESD by phone (and you probably will), I found this service called Claimyr at claimyr.com that actually got me through to an agent when I couldn't get past the busy signals. They have a demo video at https://youtu.be/7DieNd3C7zQ showing how it works. Saved me hours of calling.

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Is that legit? Never heard of using a service to call unemployment for you.

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Yeah it's real. They basically handle the calling and waiting part then connect you when an agent picks up. Was skeptical at first but it actually worked when nothing else did.

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Interesting, might have to try that if I run into problems. The phone system is definitely frustrating.

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After you file your initial claim, you'll need to file weekly claims every week to certify that you're still unemployed and looking for work. This is CRITICAL - if you miss filing your weekly claim you won't get paid for that week. You can file online or by phone starting Sunday for the previous week.

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How many jobs do I need to apply for each week?

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You need to make 3 job search contacts per week and keep a log. Can be applications, networking, job fairs, etc. Keep detailed records in case they audit you.

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Wait I thought it was 2 contacts per week? Or did that change recently?

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It's been 3 contacts since 2021. Used to be 2 during the pandemic but they increased it back to 3.

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Just be prepared for the system to be slow and frustrating. Filed my claim 3 weeks ago and still haven't gotten my first payment. Keep calling and don't give up but manage your expectations.

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Oh no, 3 weeks with no payment? How are you managing financially?

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Barely honestly. Had to borrow money from family. The system is overwhelmed and understaffed.

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That's rough. Have you tried contacting your state representative? Sometimes they can help push things along.

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Make sure you register with WorkSource too - it's required and they'll disqualify you if you don't. You can do it online at worksourcewa.com. Don't skip this step!

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Do I have to register immediately or can I wait a few days?

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I'd do it right away. They want you registered within a certain timeframe and it's better to be safe than sorry.

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The whole process is honestly pretty straightforward if everything goes smoothly. The online application took me about 20 minutes. Just have all your employment info organized beforehand and you'll be fine.

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That's reassuring, thanks. Hoping mine goes smoothly too.

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Lucky you. Mine got stuck in some kind of identity verification loop for weeks.

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Oof that sucks. Did you eventually get it sorted out?

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One thing to keep in mind - your benefit amount is based on your highest earning quarter in your base period. So if you had a particularly good quarter recently that'll help your weekly benefit amount.

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How do they calculate the actual dollar amount you get each week?

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It's roughly 1/26th of your highest quarter wages, but there are caps. Maximum weekly benefit is around $1015 right now I think.

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Yep that's about right. The exact formula is on the Washington ESD website if you want the details.

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Whatever you do, don't lie about anything on your application. They WILL catch it eventually and you'll have to pay back any benefits plus penalties. Just be honest even if you think it might hurt your chances.

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Good advice. Better to be denied honestly than get in trouble later.

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This! I know someone who got caught lying about their reason for leaving and had to pay back thousands.

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If you run into any issues with your claim, document EVERYTHING. Save screenshots, write down dates and times of calls, keep copies of all correspondence. You'll need it if you have to appeal anything.

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Good thinking. Hope I won't need to appeal but better to be prepared.

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Exactly. I learned this the hard way when I had to fight a disqualification.

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Appeals can take months so definitely keep good records from the start.

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Just wanted to add - if you were a contractor or gig worker, the process might be different. You might need to file for Pandemic Unemployment Assistance instead of regular UI. Check the Washington ESD website for details.

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Actually PUA ended in 2021. Contractors and gig workers might still qualify for regular UI depending on how they were classified.

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Oh right, thanks for the correction. Shows how confusing this stuff can be!

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Another vote for that Claimyr service if you need to talk to someone at Washington ESD. Used it twice now when I couldn't get through on my own. Worth it just for the peace of mind of actually reaching a human.

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How much does something like that cost? Seems like you shouldn't have to pay extra just to reach unemployment.

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I get the frustration but when you're stressed about benefits and can't reach anyone, sometimes it's worth it. Check their site for current info.

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Don't forget you can also file by phone if the website isn't working. The number is 800-318-6022 but good luck getting through. Lines are always busy.

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Yeah I tried calling earlier and just got a busy signal immediately.

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Try calling right when they open at 8am or during lunch hours. Sometimes you can slip through.

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Or use that Claimyr thing people mentioned above. Saved me so much frustration.

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Make sure you understand the difference between your waiting week and your first payable week. There's always a one-week delay even if everything processes perfectly.

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So I won't get paid for my first week of unemployment?

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Right, the first week is a waiting week. You file the claim but don't get paid for that week. It's just how the system works.

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Been through this process twice in the last 5 years. It's gotten better since the pandemic chaos but still has its issues. Just be patient and persistent.

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Thanks for the encouragement. Feeling less overwhelmed after reading everyone's advice.

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You've got this! The hardest part is just getting started. Once you file that initial claim you'll feel much better.

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One last tip - sign up for direct deposit if you can. Getting a debit card in the mail takes longer and you don't want any delays in your benefits.

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Great point, I'll definitely set up direct deposit when I file.

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Yes! I waited weeks for my debit card to arrive. Direct deposit is much faster.

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Really helpful thread everyone. Bookmarking this for future reference. The Washington ESD website has info but it's nice to hear from real people who've been through it.

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Agreed! This has been super helpful. Thanks everyone for taking the time to share your experiences.

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Good luck with your claim! Hope it goes smoothly for you.

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Just remember - filing for unemployment isn't something to be ashamed of. You paid into this system through your taxes and you deserve the benefits if you qualify. Don't let anyone make you feel bad about it.

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Thank you for saying that. I was feeling a bit embarrassed about the whole situation but you're right.

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Absolutely. This is exactly what the safety net is for. Use it while you find your next opportunity.

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Going to echo what others said about keeping good records. Also screenshot your weekly claim confirmations - I've had the system glitch and lose my filed claims before.

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Will do! Better safe than sorry with something this important.

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Exactly. Technology fails sometimes and you want proof you did everything right.

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Last thing - if you find work again quickly, you still need to report it properly when you file your weekly claims. Don't just stop filing without going through the proper process.

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Good to know. Hopefully I'll find something soon but I'll make sure to report it correctly.

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Right. They have specific procedures for when you return to work. Don't wing it or you might create problems for yourself.

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