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Ellie Simpson

How do I file a claim for unemployment with Washington ESD - complete beginner here

I just got laid off yesterday and have never filed for unemployment before. I know I need to go through Washington ESD but honestly have no idea where to start or what information I'll need. Do I need to wait a certain amount of time before filing? Should I gather specific documents first? I'm really stressed about this whole process and could use some guidance on the actual steps to file a claim for unemployment benefits.

Don't wait! File as soon as possible because your claim starts from the week you file, not when you lost your job. Go to esd.wa.gov and look for the 'File a Claim' link. You'll need your Social Security number, driver's license, and employment history for the last 18 months including employer names, addresses, and dates worked.

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Thank you! Do I need pay stubs or just the basic employment info?

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Just the basic info to start - employer names, addresses, phone numbers, and your start/end dates. They might ask for pay stubs later if there are questions about your wages.

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The online application takes about 30-45 minutes. Make sure you have a quiet space because if you time out, you'll have to start over. Also write down your confirmation number when you're done!

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Good tip about timing out - I would definitely get interrupted and have to restart. Will set aside a full hour.

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After you file your initial claim, you'll get a determination letter in about a week telling you if you're eligible and how much your weekly benefit will be. Then you have to file weekly claims every week to actually get paid. The weekly claims ask about any work you did and money you earned that week.

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So filing the initial claim doesn't automatically get me payments? I have to do something every week?

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Exactly. The initial claim establishes your eligibility, but weekly claims are what trigger the actual payments. You file them online every week.

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And if you miss filing a weekly claim, you don't get paid for that week. I learned that the hard way when I forgot one week.

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One thing that really helped me was using Claimyr when I needed to talk to someone at Washington ESD. The phone lines are always busy but they have this service that calls for you and connects you when an agent picks up. Check out claimyr.com - they even have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works.

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Interesting, never heard of that. Do you have to pay for it?

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Yeah there's a fee but honestly it was worth it to actually talk to someone instead of calling 50 times myself. Really helped when I had questions about my claim status.

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make sure you answer all the questions honestly especially about why you lost your job. if they think you quit or got fired for misconduct you wont qualify

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I was laid off due to budget cuts, so that should be fine right?

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Yes, layoffs due to lack of work or budget cuts definitely qualify. Just be clear about the circumstances when you file.

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The job search requirement is something to be aware of too. You'll need to do at least 3 job search activities per week and keep a log. This includes things like applying for jobs, attending job fairs, networking events, etc. WorkSourceWA has resources to help with this.

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Do I need to start the job search right away or can I take a week to get organized first?

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You should start job search activities the week after you file your claim. Don't delay because they can audit your job search log at any time.

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WorkSourceWA has online workshops that count toward your job search activities too. Pretty convenient way to meet some of the requirements.

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Just be prepared for the waiting. My claim took 3 weeks to get processed because it went into adjudication. They had to verify some details with my former employer. During that time I couldn't get anyone on the phone to explain what was happening.

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What's adjudication? That sounds scary.

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Adjudication just means they need to review your claim more carefully. Could be to verify employment details, wages, or reason for separation. It's not necessarily bad, just takes longer.

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Yeah mine was just verifying my last day of work. Took forever though and meanwhile I'm sitting here with no income.

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Pro tip: create your SecureAccess Washington (SAW) account before you start filing if you don't already have one. That's what you'll use to log into the ESD website. Having it ready saves time during the application.

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Good thinking! I'll do that tonight so I'm ready to file tomorrow morning.

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Another time I needed to reach Washington ESD was when my weekly claim got stuck and wasn't processing. Called for days with no luck until I used that Claimyr service again. Got through in like 20 minutes and the agent fixed my claim issue right on the phone.

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How does that work exactly? Do they just call for you?

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Yeah, you give them your number and they call the ESD line repeatedly until someone picks up, then they connect you. Way better than sitting there redialing all day.

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The system asks for a lot of employer information so have addresses and phone numbers ready. If you worked for multiple employers in the last 18 months, you'll need info for all of them. I had to look up old paystubs to remember some details.

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I only worked for one company for the past two years, so that should make it easier.

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Definitely easier! Just make sure you have their full business address and main phone number.

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Watch out for scam websites! Only use the official esd.wa.gov site. There are fake sites that look similar and try to steal your information.

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Thanks for the warning. I'll make sure I'm on the right website.

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After you file, you'll get text messages and emails about your claim status if you opt in for notifications. I found these really helpful to stay on top of what was happening with my claim.

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Good to know! I'll definitely sign up for notifications so I don't miss anything important.

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One more thing - if your claim gets denied for any reason, you can appeal within 30 days. Don't just accept a denial without understanding why it happened. Sometimes it's just a misunderstanding that can be cleared up.

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Hopefully I won't need to worry about appeals, but good to know it's an option.

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Most straightforward layoff claims get approved without issues. Just wanted you to know your options if something unexpected happens.

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The whole process was actually easier than I expected. Filed online Sunday night, got my determination letter the following Friday, and my first payment was deposited the week after that. Just follow the instructions and be thorough with your information.

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That's reassuring! I was worried it would be super complicated.

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It's really not bad if you have all your information ready. The hardest part is just gathering all the employer details beforehand.

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Washington ESD has some good tutorials on their website too. Look for the 'How to File' section - they have step by step guides with screenshots.

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Perfect! I'll check those out before I start filing. Thanks for all the help everyone!

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One last tip - if you have any questions during the process, don't guess. It's better to get the right information than to file incorrectly and have to fix it later. The Claimyr service someone mentioned earlier is actually pretty useful for getting through to ask questions when you need to.

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Good point. I'd rather take a little extra time to do it right the first time.

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Also remember that your first payment usually takes longer than the weekly payments after that. Don't panic if you don't see money right away - there's processing time involved.

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How long should I expect for the first payment?

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Mine took about 2-3 weeks from when I filed my first weekly claim. After that, payments were pretty regular every week.

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Make sure you understand the difference between your initial claim and weekly claims. The initial claim is the big application you do once. Weekly claims are the short forms you fill out every week to certify you're still unemployed and looking for work.

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Got it - initial claim once to establish eligibility, then weekly claims to actually get the payments.

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Exactly! And you have to do the weekly claims even if your initial claim is still being processed.

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dont forget about taxes! unemployment benefits are taxable income. you can have taxes withheld or pay them later but dont forget about it come tax time

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Oh right, I hadn't thought about taxes. Thanks for the reminder!

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The system will ask if you want direct deposit or a debit card for payments. Direct deposit is faster and more convenient in my opinion.

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Definitely going with direct deposit. Thanks for all the advice everyone - feeling much more confident about this now!

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You've got this! Just take it step by step and don't hesitate to ask for help if you get stuck.

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