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Ella Russell

How do I start unemployment benefits in Washington - complete beginner needs help

I just got laid off yesterday and have never filed for unemployment before. I have no idea where to even begin with Washington ESD. Do I need to apply online? What information do I need to gather first? I'm really stressed about this whole process and don't want to mess anything up. Can someone walk me through the basic steps to get started?

First thing - don't panic! You'll need to file your initial claim online at esd.wa.gov. Have your Social Security number, driver's license, and employment info for the last 18 months ready. You'll also need bank account details for direct deposit.

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Thank you! Do I need pay stubs from all my previous jobs or just the most recent one?

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Just the most recent employer info is fine for the initial application. Washington ESD will verify your wage history through their system.

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Make sure you apply as soon as possible! Your benefit year starts the week you file your claim, not when you lost your job. I waited a week and regretted it.

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Oh no, I already waited a day. Should I file today even though it's late?

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Yes, file today! One day isn't a big deal, but don't wait any longer.

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honestly the whole washington esd website is confusing at first but you get used to it. just take your time filling everything out and double check before submitting

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Is there a way to save your progress if you need to stop and come back later?

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i think so but not sure... i just did mine all at once to be safe

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I had such a hard time getting through to Washington ESD when I had questions about my application. Spent hours on hold just to get disconnected. Recently discovered Claimyr (claimyr.com) and they actually got me connected to an agent in minutes. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Really helpful when you need to talk to someone about your claim status.

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That sounds really useful! Is it expensive to use?

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It's worth it when you're stuck and need answers. Way better than sitting on hold for hours.

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Never heard of this service before. Might have to check it out if I run into issues.

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Here's what you'll need for your initial claim: 1) Personal info (SSN, address, phone), 2) Employment history for last 18 months, 3) Reason for job separation, 4) Banking info for payments. The whole process takes about 30-45 minutes if you have everything ready.

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What if I can't remember exact dates from previous jobs?

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Do your best with approximate dates. Washington ESD will verify through employer records anyway.

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Also make sure you select 'laid off' not 'quit' if you were terminated due to lack of work. Makes a big difference!

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ugh the washington esd system is so outdated and confusing!! why cant they make it easier for people who are already stressed about losing their jobs???

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I'm definitely feeling overwhelmed already and I haven't even started yet.

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It's not as bad as it seems once you get through it the first time. Just follow the prompts step by step.

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after you file your initial claim you have to do weekly claims every week to get paid. dont forget or you'll miss payments!

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How do I know when to file my weekly claims?

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they'll tell you in your account. usually sundays i think

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Weekly claims are due by midnight on Saturday for the previous week. You can file them starting Sunday morning.

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One thing that helped me was creating an account on SecureAccess Washington (SAW) first, then using that to access the ESD portal. Some people skip this step and run into login issues later.

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What's the difference between SAW and the regular ESD website?

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SAW is Washington's unified login system. You use it to access ESD services, but it's separate from the main ESD website.

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Make sure you have a good internet connection when you file. I lost my entire application halfway through because my wifi cut out and had to start over.

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That's terrifying! Can you save drafts?

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I don't think so, which is why I recommend having everything ready and a stable connection.

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Don't stress too much about making mistakes on the application. You can always call Washington ESD to make corrections if needed. Though good luck getting through on the phone...

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How long does it typically take to hear back after filing?

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Usually 2-3 weeks for processing, but it can be longer if they need to verify anything with your employer.

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That's when services like Claimyr really come in handy - when you need to check on processing delays or get status updates.

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Pro tip: Take screenshots of every page as you go through the application process. If something goes wrong, you'll have proof of what you submitted.

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That's smart! I wouldn't have thought of that.

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Yeah, learned that the hard way when I had to re-do part of my application and couldn't remember what I had entered.

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also you need to be actively looking for work and keep track of your job search activities. they might ask for proof later

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Do I need to start job searching right away or can I wait until my claim is approved?

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You should start looking immediately. Washington ESD requires 3 job search activities per week, and you'll need to report them on your weekly claims.

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The most important thing is to be completely honest about why you lost your job. If Washington ESD finds out you lied about anything, you could be disqualified and have to pay back benefits.

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What if the reason is complicated? Like I was laid off but there were also performance issues?

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Just be honest about the primary reason. If it was officially a layoff, that's what matters most.

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I HATE how they make you wait so long just to find out if you're even eligible. Like we're already stressed about money and they take weeks to tell us anything!

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How do I know if I'm likely to be eligible?

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If you worked enough hours in the last 18 months and lost your job through no fault of your own, you should be eligible. The system will calculate your benefit amount based on your wages.

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Another thing - make sure your address is correct in the system. I had mail going to an old address and missed important notices about my claim.

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Can you update your address after filing if you move?

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Yes, but you need to do it through your ESD account. Don't just assume they'll figure it out.

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If you run into any issues during the application process or need to check on your claim status, I really recommend checking out Claimyr. They've made it so much easier to actually talk to someone at Washington ESD when you need help.

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I'll definitely keep that in mind if I get stuck. Thanks for all the help everyone!

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Yeah, this thread has been super helpful. Good luck with your claim!

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One last tip - set up direct deposit if you can. Paper checks take forever to arrive and can get lost in the mail.

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Do I need a specific type of bank account for direct deposit?

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Nope, any checking or savings account works fine. Just need the routing and account numbers.

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good luck! its stressful at first but you'll get through it. just take it one step at a time

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Thank you so much! Everyone here has been incredibly helpful.

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You've got this! The hardest part is just getting started. Once you file that initial claim, the weekly claims become routine. Don't hesitate to ask if you have more questions.

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I really appreciate all the support. Feeling much more confident about tackling this now.

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That's what this community is for! We've all been there and know how overwhelming it can feel at first.

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Remember to keep copies of everything - your application, weekly claims, job search logs, any correspondence with Washington ESD. You never know when you might need to reference something later.

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Should I print everything out or are digital copies okay?

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Digital copies are fine, just make sure they're backed up somewhere safe.

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