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Aisha Abdullah

First time filing for unemployment - where do I even start with Washington ESD?

I got laid off yesterday and everyone keeps telling me to file for unemployment but I have no idea how to even begin. Do I go to a physical office or is everything online now? What documents do I need to have ready? I'm stressed about messing something up and losing benefits I might be entitled to. Can someone walk me through the basic steps for filing with Washington ESD?

Ethan Davis

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Everything is done online through the Washington ESD website at esd.wa.gov. You'll need your Social Security number, driver's license, and employment history for the past 18 months including employer names, addresses, and dates of employment. The process takes about 30-45 minutes if you have everything ready.

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Do I need exact dates or just months? I worked several part-time jobs last year and don't remember the exact start/end dates.

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Ethan Davis

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Try to be as accurate as possible but approximate dates are usually okay if that's all you have. Washington ESD will verify with employers anyway.

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Yuki Tanaka

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Make sure you file ASAP! There's a waiting week in Washington so the sooner you file the sooner that week starts counting. I waited like 2 weeks after getting laid off and kicked myself for losing those potential benefit weeks.

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Wait there's a waiting week? So I won't get paid for the first week even if I'm approved?

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Carmen Ortiz

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Correct - the first week is unpaid but you still need to file your weekly claim for it. It's just how the system works in Washington.

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MidnightRider

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I tried calling Washington ESD when I first filed and it was impossible to get through. Spent hours on hold just to get disconnected. If you need to talk to someone about your claim, I found this service called Claimyr at claimyr.com that actually got me connected to an ESD agent. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Was a lifesaver when my claim got stuck in adjudication.

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Andre Laurent

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How much does that cost? Seems like we shouldn't have to pay extra just to talk to someone at a government agency we already pay taxes for.

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MidnightRider

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I get the frustration but honestly it was worth it for me. The regular phone system is just broken - I tried for weeks to get through on my own.

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Carmen Ortiz

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Here's the step by step process: 1) Go to esd.wa.gov and click 'Apply for Benefits' 2) Create your SecureAccess Washington (SAW) account if you don't have one 3) Complete the initial application with all your work history 4) Wait for your monetary determination letter 5) Start filing weekly claims every Sunday. The key is being accurate with your work history - any mistakes can delay your claim.

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This is super helpful! How long does it usually take to get approved after filing?

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Carmen Ortiz

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If there are no issues, usually 2-3 weeks. If your claim needs adjudication for any reason, it can take 4-8 weeks or longer depending on the complexity.

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Mine took 6 weeks because they had to verify my last job. Make sure all your employer info is correct!

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dont forget you have to do job search activities too!! I think its 3 per week in washington. keep track of everything because they can audit you

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Job search activities? What counts as that?

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Ethan Davis

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Applying for jobs, attending job fairs, networking events, interviews, skills training. You need to log 3 activities per week and keep records in case they ask for proof.

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Andre Laurent

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The whole system is such a mess. I filed 3 months ago and I'm still waiting for my adjudication to be resolved. They want more information but won't tell me exactly what they need. Meanwhile I'm behind on rent and bills. This is supposed to be a safety net but it feels more like a bureaucratic nightmare.

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Yuki Tanaka

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Have you tried contacting your local WorkSource office? Sometimes they can help push things along or at least tell you what's missing from your case.

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Andre Laurent

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I'll try that. At this point I'm willing to try anything to get this resolved.

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MidnightRider

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This is exactly the situation where Claimyr helped me. I was in adjudication for 7 weeks before I used their service to finally talk to someone who could explain what was holding up my claim.

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Mei Wong

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Pro tip: screenshot everything! Save copies of all your weekly claims, any correspondence from ESD, your job search log, everything. I learned this the hard way when they said they never received something I definitely submitted.

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Good advice! I already learned to do this with other government stuff after getting burned before.

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Carmen Ortiz

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Yes! And keep confirmation numbers from when you submit weekly claims. The system can be glitchy sometimes.

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One thing that confused me at first - you have to file your weekly claims even while your initial application is being processed. Don't wait for approval to start doing the weekly certifications or you'll miss out on benefits for those weeks.

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So I should start filing weekly claims right away even before I hear back about my application?

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Exactly! You file your initial application once, then file weekly claims every week starting with the week you became unemployed. The weekly claims are what actually trigger payments once you're approved.

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Ethan Davis

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Also important to know - if you worked in multiple states in the past 18 months, you might need to file in a different state or file a combined wage claim. Washington ESD can help determine which state you should file in based on where you earned the most wages.

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This happened to my brother. He worked in Oregon for part of last year and had to file there instead of Washington even though he lives here now.

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PixelWarrior

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Make sure you have a bank account set up for direct deposit! Paper checks take forever and can get lost in the mail. The direct deposit usually hits 1-2 days after you file your weekly claim if there are no issues.

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Can I change my direct deposit info later if I need to?

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PixelWarrior

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Yes you can update it through your online account, but it might take a week or two for the change to take effect.

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Amara Adebayo

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been through this whole process twice now unfortunately lol. first time took 3 weeks to get approved, second time took 8 weeks because of some issue with my separation reason. the key is just being patient and persistent. and keep calling if something seems wrong even though its a pain

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Andre Laurent

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How do you have the patience to keep calling? I've been trying for weeks and never get through to anyone.

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Amara Adebayo

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honestly i gave up on calling the regular way. used that claimyr thing someone mentioned and it actually worked. still annoying we have to do that but whatever gets results

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Don't forget about the tax implications! Unemployment benefits are taxable income. You can have taxes withheld automatically or pay estimated taxes quarterly. I made the mistake of not having taxes taken out and ended up owing a bunch at tax time.

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How much do they usually withhold for taxes?

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I think it's 10% federal automatically if you choose to have taxes withheld. State taxes depend on your situation but Washington doesn't have state income tax anyway.

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Just want to add that if you're filing because you got fired (not laid off), you might want to be extra careful about how you explain the separation. Washington ESD will contact your employer to verify the reason and if there's a disagreement it could delay your benefits while they investigate.

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Dylan Evans

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This is really important! I got terminated for attendance issues and it took 6 weeks for them to determine I was still eligible because the issues were related to a medical condition.

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Carmen Ortiz

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Yes, misconduct can disqualify you from benefits so it's crucial to be honest but also present your side clearly in the application.

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Sofia Gomez

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The WorkSourceWA website is also really helpful for the job search requirement. You can create a profile there and it tracks some of your job search activities automatically. Plus they have job postings and career resources.

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Is that different from the regular ESD website?

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Sofia Gomez

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Yeah it's a separate site - worksourcewa.com. It connects to your ESD account though so your job search activities can be tracked more easily.

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StormChaser

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One last thing - if you're thinking about taking any part-time work while collecting unemployment, make sure you report ALL income on your weekly claims. Even small amounts need to be reported or you could be accused of fraud later. It's not worth the risk.

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Do they reduce your benefits dollar for dollar if you work part time?

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StormChaser

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No, there's a formula. You can earn up to a certain amount before they start reducing benefits, and then it's usually not dollar for dollar. The exact calculation is on the ESD website.

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Dmitry Petrov

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I think you can earn up to about $115 per week before they reduce benefits but don't quote me on that. Check the current rules on their site.

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