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Aisha Mahmood

How to file for unemployment benefits with Washington ESD - complete guide?

I just got laid off from my job at a tech company in Seattle and I've never filed for unemployment before. I know I need to go through Washington ESD but I'm completely lost on where to start. Do I file online or do I need to go somewhere in person? What documents do I need to have ready? I'm worried about messing something up and delaying my benefits. Can someone walk me through the basic steps of how you file for unemployment in Washington state?

You'll want to file online through the Washington ESD website at esd.wa.gov. You can't file in person anymore - everything is done digitally now. You'll need your Social Security number, driver's license, and employment history for the past 18 months including employer names, addresses, and dates worked. Also have your bank info ready if you want direct deposit.

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Thanks! Do I need pay stubs or just the basic employment info?

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Just the basic info for filing. Pay stubs can help if you're not sure about exact dates or wages, but Washington ESD will verify everything with your employers directly.

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Make sure you file as soon as possible after your last day of work. You can't get benefits for the week before you file, so don't wait around. The process is pretty straightforward but you'll need to create a SecureAccess Washington (SAW) account first if you don't already have one.

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What's a SAW account? Is that different from the Washington ESD account?

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SAW is the login system Washington state uses for all their services. You'll use it to access your Washington ESD account. Just go to secureaccess.wa.gov to set it up.

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I had such a hard time getting through to Washington ESD when I first filed last year. Kept getting busy signals and disconnected calls. Finally found out about Claimyr which helped me get through to an actual person at Washington ESD. You can check it out at claimyr.com - they have a demo video at https://youtu.be/7DieNdC7zQ that shows how it works. Really saved me a lot of frustration when I had questions about my claim.

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Is that legit? I'm always skeptical of third-party services for government stuff.

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Yeah it's legitimate. They don't ask for your personal info or anything - they just help you get through the phone queue. I was skeptical too but it actually worked.

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ugh the washington esd website is so confusing! i tried filing last month and kept getting error messages. ended up having to start over like 3 times

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What browser were you using? Sometimes clearing your cache and cookies helps, or try using Chrome or Firefox instead of Internet Explorer.

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i was using safari on my phone. maybe thats the problem

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Definitely try on a computer if you can. The mobile version can be glitchy.

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Here's the step-by-step process: 1) Create your SAW account 2) Go to esd.wa.gov and select 'Apply for Benefits' 3) Complete the initial application with all your employment history 4) Wait for your monetary determination letter 5) File your first weekly claim 6) Register with WorkSource (job search requirement) 7) Keep filing weekly claims and doing job searches. The whole initial application takes about 30-45 minutes if you have all your info ready.

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This is super helpful! What's the WorkSource requirement about?

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You have to register with WorkSource WA and do job searches every week to keep getting benefits. It's part of the 'able and available' requirement.

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Just wanted to add - make sure your reason for separation is accurate. If you were laid off, that's different from being fired or quitting. Washington ESD will contact your employer to verify, so be honest about the circumstances.

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What if I'm not sure how my employer will report it? They said it was a layoff due to budget cuts.

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If your employer told you it was a layoff, then that's what you should report. Washington ESD will sort out any discrepancies during their investigation.

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I'm going through this right now too. Filed two weeks ago and still waiting for my monetary determination. How long does that usually take?

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Usually 1-2 weeks but it can take longer if there are issues with your work history or if Washington ESD needs to contact your employers.

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Ugh, the waiting is killing me. Bills don't stop coming.

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Pro tip: keep track of all your job search activities from day one. You'll need to report 3 job search activities per week and Washington ESD can audit your job search log at any time. I use a spreadsheet with company names, positions applied for, dates, and contact methods.

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What counts as a job search activity?

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Applying for jobs, attending job fairs, networking events, informational interviews, creating/updating your resume with a professional, etc. There's a full list on the Washington ESD website.

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Make sure you file your weekly claims every week even if you haven't gotten your first payment yet. If you miss a week, you can't go back and claim it later. I learned this the hard way.

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When do you file the weekly claims? Is there a specific day?

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You can file starting Sunday for the previous week. I always do mine on Sunday morning so I don't forget.

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also heads up - if you worked in another state in the last 18 months you might need to include that employment history too. almost forgot about my job in oregon from last year

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Good point! Washington ESD needs all employment history regardless of which state it was in.

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The system is so backed up right now. I've been trying to get through to ask about my pending claim for days. Phone lines are constantly busy and the online messaging system takes forever to get a response.

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That's exactly why I mentioned Claimyr earlier. When I was having issues with my claim status, I couldn't get through either. Claimyr helped me connect with a Washington ESD agent who explained what was holding up my claim. Worth checking out if you're stuck.

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I might have to try that. This is so frustrating when you need answers about your benefits.

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Don't forget about the waiting week! Your first week of unemployment won't be paid - it's just how the system works. So even if everything goes smoothly, your first payment will be for your second week of benefits.

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Wait, so I won't get paid for my first week at all? That seems unfair.

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Yeah, it's called the 'waiting week' and it's standard in Washington. You still have to file a claim for that week, you just don't get paid for it.

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I remember being so stressed about filling out the application perfectly. Honestly, as long as you're truthful and have your basic employment info, you'll be fine. Washington ESD will ask for clarification if they need it.

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That's reassuring. I keep second-guessing everything I'm putting down.

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One thing that tripped me up - make sure you understand the difference between 'able and available' vs 'actively seeking work'. You have to be both to qualify for benefits. Being available means you can start work immediately if offered a job.

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What if I have a vacation planned? Does that affect my availability?

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You need to report any time you're not available for work, including vacations. You might not be eligible for benefits during that time.

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The monetary determination will show your weekly benefit amount and how many weeks of benefits you're eligible for. In Washington, it's usually up to 26 weeks depending on how much you earned in your base period.

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How do they calculate the weekly amount?

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It's based on your highest earning quarter in your base period. The maximum weekly benefit in Washington is currently $999 but most people get less than that.

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just to add - if your claim gets flagged for adjudication (investigation), don't panic. it's pretty common especially for first-time filers. just be patient and respond to any requests for information quickly

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What would cause a claim to go to adjudication?

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lots of things - conflicting info from your employer, questions about why you left your job, issues with your work history. usually gets resolved in a few weeks

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I wish someone had told me about the identity verification step. Washington ESD uses ID.me now and it can take a while to get verified, especially if you don't have all the right documents. Get that done early if you can.

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What documents do you need for ID.me?

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Driver's license or state ID, Social Security card, and sometimes additional documents like a passport or birth certificate. The process can be picky about photo quality.

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Quick question for the group - do you have to report freelance or gig work while on unemployment? I do some Uber driving occasionally.

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Yes, you absolutely have to report ALL income including gig work. It will reduce your weekly benefit but not reporting it is considered fraud.

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Good to know, thanks. Better safe than sorry.

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The whole process seems overwhelming at first but it's really not that bad once you get started. Just take it step by step and don't overthink it. Washington ESD's website has pretty good instructions too.

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Thanks everyone for all the helpful advice! I feel much more confident about filing now.

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Last thing - set up direct deposit when you file. Getting a debit card takes longer and has fees for some transactions. Direct deposit is faster and free.

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Good tip! I definitely want to avoid unnecessary fees.

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Hope your claim goes smoothly! The first time is always nerve-wracking but once you get into the routine of weekly claims and job searching, it becomes pretty straightforward. Just remember that Washington ESD is there to help, even if the system can be frustrating sometimes.

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I really appreciate everyone taking the time to help out. This community is awesome!

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That's what we're here for! And remember, if you do run into issues and need to talk to someone at Washington ESD, don't hesitate to check out Claimyr. Sometimes you just need to talk to a real person to get things sorted out.

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One more thing that might help - make sure to keep copies of everything you submit. I screenshot every page of my application and save all the confirmation numbers. Washington ESD's system occasionally has glitches and having your own records can save you from having to redo everything. Also, if you get any mail from them, read it carefully and respond by the deadlines. Missing a deadline can cause your benefits to get suspended. Good luck with your filing!

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This is such great advice about keeping records! I just went through a similar situation last year and definitely wish I had been more organized from the start. One thing I'd add is to also keep track of the dates you submit everything - it can really help if there are any delays or if you need to follow up. The confirmation numbers are especially important because sometimes the system shows things as "pending" even when they've been processed.

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