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Giovanni Rossi

How do you sign up for unemployment with Washington ESD - confused about the process

I just got laid off from my job last week and I need to figure out how to sign up for unemployment benefits in Washington. I've never done this before and honestly have no idea where to start. Do I go to the Washington ESD website? Do I need to go somewhere in person? What documents do I need to have ready? I'm really stressed about this whole situation and don't want to mess anything up. Can someone walk me through the basic steps?

You'll need to file your initial claim online at esd.wa.gov - that's the Washington ESD website. You can't do it in person anymore, everything is online now. Make sure you have your Social Security number, driver's license, and employment history for the past 18 months ready before you start.

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Thank you! Do I need pay stubs or anything like that?

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Not for the initial application, but having your last pay stub handy can help with dates and wage info. The system will ask for your last day worked and your final wages.

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The process is pretty straightforward once you get started. Go to secure.esd.wa.gov and create your SecureAccess Washington (SAW) account first if you don't have one. Then you can file your initial UI claim. Make sure you apply within the first week after your last day of work - don't wait too long or you might lose benefits for that week.

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What's the difference between the SAW account and the unemployment claim?

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SAW is just the login system Washington state uses for all their online services. You need it to access your unemployment account, but the actual claim filing happens after you log in through SAW.

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This confused me too when I first applied. Think of SAW as the front door and your unemployment claim as the room you're trying to get into.

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I had such a hard time getting through to Washington ESD when I needed help with my application. The phone lines are always busy and when you do get through, you're on hold forever. If you run into issues, there's actually a service called Claimyr (claimyr.com) that can help you get connected to an agent. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of frustration.

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Is that legit? I'm always skeptical of third-party services for government stuff.

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Yeah it's real - they basically automate the calling process for you so you don't have to sit there hitting redial. I was desperate after trying to call for three days straight.

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Make sure you have all your employer information ready - company names, addresses, dates you worked, and reason for separation. The system will ask for details about each job you had in the past 18 months. Also be prepared to answer questions about why you're no longer working.

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What if I don't remember exact dates from older jobs?

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Do your best with approximate dates. You can always update the information later if needed. The important thing is to get your claim filed quickly.

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One thing to keep in mind - after you file your initial claim, you'll need to file weekly claims every week to actually receive benefits. A lot of people miss this step and wonder why they're not getting paid. The weekly claims are separate from your initial application.

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How do I know when to file the weekly claims?

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Washington ESD will send you instructions after your initial claim is processed. Usually you can start filing weekly claims the Sunday after you file your initial claim.

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And make sure you file every single week, even if you worked some hours or your claim is still pending. Missing weeks can be a pain to fix later.

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ugh the whole system is so confusing!! I tried applying last month and got stuck on some question about my work history. Ended up taking me three tries to get it right. Why can't they make this stuff easier to understand??

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What part gave you trouble? Maybe we can help clarify.

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It was asking about my "base period" wages and I had no clue what that meant. Turns out it's just your wages from a specific time period they use to calculate your benefits.

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Don't forget you'll need to do job search activities every week too. Washington requires you to make at least 3 job search contacts per week and keep a log of your activities. This is part of the weekly claim process.

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Do I start the job search requirement right away or is there a waiting period?

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You usually have to start job search activities immediately unless you're on standby (which is rare). Check your claim determination letter for specific requirements.

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Pro tip: make sure your contact information is correct when you file. I put in my old phone number by mistake and missed important calls from Washington ESD. Had to straighten that out before my claim could be approved.

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Can you update your contact info after you submit the application?

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Yes, you can log into your account and update your profile information anytime.

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The Washington ESD website has a pretty good checklist of what you need before you start your application. I'd recommend looking at that first so you're not scrambling to find information halfway through.

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Where on the website is that checklist?

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It should be on the main unemployment page under 'Apply for Benefits' - they usually have a preparation section.

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Just want to add - if your claim goes into adjudication (which happens sometimes), don't panic. It just means they need to review something about your claim. Could take a few weeks but you'll still get paid for those weeks once it's resolved.

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What would cause a claim to go into adjudication?

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Lots of reasons - if you were fired, quit your job, have multiple employers, or if there's any question about your eligibility. Pretty common actually.

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I remember being overwhelmed when I first applied too. The key is just to take it one step at a time. File your initial claim first, then worry about the weekly claims and job search stuff. Don't try to figure everything out at once.

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That's good advice. I tend to overthink everything and get paralyzed by all the details.

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Exactly! Just focus on getting that initial claim filed. The rest will make more sense once you're in the system.

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If you do run into problems and need to talk to someone at Washington ESD, definitely check out that Claimyr service I mentioned earlier. I used it again last week when I had questions about my weekly claim and got through to an agent in like 20 minutes instead of the usual 2+ hour wait.

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How much does something like that cost?

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I'm not sure about the exact pricing, but for me it was worth it to avoid the stress of calling over and over. Check their website for current rates.

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One more thing - make sure you understand the difference between your weekly benefit amount and your maximum benefit amount. Your weekly amount is what you get each week, the maximum is the total you can receive during your benefit year.

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How do they calculate how much you get each week?

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It's based on your wages during your base period. Washington ESD has a calculator on their website that can give you an estimate.

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The whole process took me about 30 minutes when I did it last year. Not too bad once you have all your info ready. The hardest part was just getting started and not knowing what to expect.

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That's reassuring! I was worried it would take hours.

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Nope, the actual application is pretty quick. It's the waiting for approval that takes time.

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Don't forget to check if you're eligible for any additional programs. Sometimes there are extended benefits or other assistance programs available depending on your situation.

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Where would I find information about other programs?

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The Washington ESD website has a section on additional programs and resources. Also worth checking with WorkSource if you need job search help.

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I made the mistake of waiting two weeks after I lost my job before applying. Don't do that! You can lose benefits for those weeks. Apply as soon as possible after your last day of work.

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Oh no! Can you go back and claim those missed weeks?

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Sometimes, but it's complicated and you have to have a really good reason for the delay. Better to just apply right away.

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If you get stuck on any part of the application, there are usually help buttons or explanations next to each question. I found those pretty helpful when I wasn't sure what something meant.

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Good to know! I'll make sure to look for those.

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Remember that your first payment might take a couple weeks to arrive even after your claim is approved. Plan accordingly so you don't run out of money while waiting.

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Is there any way to speed that up?

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Not really - it's just how the system works. Make sure you have some savings or other support for those first few weeks.

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The good news is once you get everything set up, the weekly claims are pretty quick and easy. Takes me like 5 minutes each week to complete mine.

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That's a relief! I was worried the weekly process would be as complicated as the initial application.

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Nah, it's just basic questions about whether you worked, looked for work, and if you're able and available. Much simpler.

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You've got this! I know it seems overwhelming at first but thousands of people go through this process every week. Take it step by step and don't hesitate to ask for help if you need it.

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Thank you everyone! This thread has been incredibly helpful. I'm going to start my application tonight.

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Good luck! Feel free to come back and ask if you run into any issues.

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