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Aiden Rodríguez

How to file unemployment claim with Washington ESD - complete beginner here

Never filed for unemployment before and honestly have no idea where to start. Got laid off last week and everyone keeps telling me to file right away but I'm completely lost. Do I go to a physical office or is it all online now? What documents do I need to have ready? How long does the whole process take? Really stressed about this whole situation and could use some guidance on the basic steps to get started with Washington ESD.

Everything is online now through the Washington ESD website. You'll need your Social Security number, driver's license, and employment history for the past 18 months including employer names, addresses, and dates worked. Start at esd.wa.gov and look for the 'Apply for Benefits' section.

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Thank you! Do I need pay stubs or will they verify my wages some other way?

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Washington ESD gets your wage info directly from employers so you usually don't need pay stubs for the initial application. They'll verify everything through their system.

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Ava Kim

File ASAP because there's a waiting week before you can get paid. The sooner you apply the sooner that week starts counting. Make sure you have accurate employment dates because any mistakes will delay your claim.

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What happens if I don't remember exact start/end dates for previous jobs?

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Ava Kim

Do your best to estimate but try to be as accurate as possible. Check old tax documents or LinkedIn if you have them.

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I was in the same boat a few months ago. The application itself takes about 30-45 minutes if you have all your info ready. But getting through to someone at Washington ESD when you have questions is nearly impossible with their phone system.

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That's what I'm worried about. What if I mess something up and need to talk to someone?

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I actually found this service called Claimyr that helps you get through to Washington ESD agents. Check out claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of calling.

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First thing - don't panic! Filing with Washington ESD isn't as complicated as it looks. You'll need your Social Security number, driver's license, and employment info for the last 18 months (employer names, addresses, dates worked, gross wages). Start at esd.wa.gov and click 'Apply for Benefits.' The system will walk you through each step.

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Thank you! Do I need pay stubs or will they verify my wages some other way?

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Washington ESD gets wage info directly from employers, but having your pay stubs handy helps if there are any discrepancies. Keep them just in case.

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MAKE SURE YOU FILE WEEKLY CLAIMS! I cannot stress this enough. Even if your initial claim is still processing, you need to file your weekly claim every week or you'll lose those weeks of benefits permanently.

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How do I know when to start filing weekly claims if my main application isn't approved yet?

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You file weekly claims starting the Sunday after you file your initial application. Don't wait for approval - just keep filing every week.

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This is so important! I missed my first two weeks because I thought I had to wait for approval. Lost $1,400 that I can never get back.

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Make sure you apply as soon as possible! There's a waiting week in Washington so the sooner you file, the sooner your benefits can start. Don't wait thinking you might find a job quickly - you can always stop claiming if you get hired.

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Good point about the waiting week. I wasn't aware of that.

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Yeah the waiting week catches a lot of people off guard. It's basically like the first week doesn't count for payment purposes.

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Just went through this process last month. The online application took me about 45 minutes to complete. Washington ESD asks for a lot of detail about your work history so have everything ready beforehand. You'll also need to set up your SecureAccess Washington (SAW) account if you don't have one already.

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45 minutes sounds manageable. What's the SAW account for exactly?

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SAW is how you access most Washington state services online. You'll use it to log into your unemployment account, file weekly claims, check your benefit status, etc.

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The whole process usually takes 2-3 weeks for approval if there are no issues. You'll get a monetary determination letter showing your weekly benefit amount, then you wait for the actual approval. Some claims go into adjudication which can take longer.

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What causes a claim to go into adjudication?

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Usually separation issues - if there's any question about why you left your job, if you were fired, quit voluntarily, etc. They need to determine if you're eligible for benefits.

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I had such a hard time getting through to Washington ESD when I needed help with my initial application. Spent hours on hold only to get disconnected. Finally found this service called Claimyr (claimyr.com) that actually got me connected to an agent in like 10 minutes. They have a video showing how it works: https://youtu.be/7DieNd3C7zQ. Made the whole process so much less stressful.

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Never heard of that but might be worth trying if the regular phone lines are jammed

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Thanks for the tip! I'll keep that in mind if I run into issues.

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dont forget about the job search requirements! you have to look for work and keep a log of where you applied. i think its 3 jobs per week minimum but check the current rules

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Do I have to start job searching immediately or can I wait until my claim is approved?

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You should start job searching right away. The requirement is typically 3 job contacts per week and you need to keep detailed records in case they audit you.

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Been through this twice now. Have your bank account info ready for direct deposit - much faster than waiting for checks. Also write down your PIN number somewhere safe because you'll need it every time you file weekly claims.

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Can I change to direct deposit later if I initially choose checks?

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Yes but it's easier to set it up from the beginning. Direct deposit usually hits your account within 1-2 business days.

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MAKE SURE YOU FILE YOUR WEEKLY CLAIMS ON TIME!!! This is super important. Even if your initial claim is still being processed, you need to file every week or you'll lose those weeks forever. I learned this the hard way and lost 3 weeks of benefits.

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Oh wow, I had no idea about weekly claims. When do those start?

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You can start filing weekly claims the Sunday after you submit your initial application. Don't skip any weeks!

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This is crucial advice. The weekly claims are how you actually get paid, even if your main claim is still under review.

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The Washington ESD website can be confusing at first but there's a good tutorial section. Take your time filling out the application - rushing leads to mistakes that can delay your claim for weeks.

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Are there any common mistakes I should specifically avoid?

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Wrong Social Security number, incorrect employer info, and not reporting all work in the past 18 months are the big ones. Double-check everything before submitting.

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If you worked for multiple employers recently make sure you list ALL of them. I forgot about a part-time job from 8 months ago and it delayed my claim because the wages didn't match what they had on file.

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Even really short-term jobs or contract work?

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Yes, anything where you got a W-2 or 1099. Better to include too much information than not enough.

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also you'll need to register with WorkSource Washington for the job search requirements. its another website but they'll tell you about it during the application process

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Job search requirements?

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yeah you have to prove youre looking for work. usually 3 job contacts per week but check what applies to your situation

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ugh the washington esd system is so outdated and confusing. took me 3 tries to get my application submitted without errors. make sure you have a good internet connection because it times out if you take too long

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How long do I have to complete the application once I start it?

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i think its like 30 minutes but dont quote me on that. just have everything ready before you start

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One more tip - be completely honest about why you were laid off. Washington ESD will contact your employer anyway, so any inconsistencies will just delay your claim. If it was performance related or you quit, be upfront about it.

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It was definitely a layoff due to budget cuts, so I should be fine there.

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Budget cuts usually qualify no problem. Just make sure you have the exact date of your last day worked.

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The Washington ESD website can be glitchy sometimes, especially on Sundays when everyone's filing their weekly claims. If you get error messages, try again later or use a different browser.

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Good to know! I'll probably file mine during the week to avoid the rush.

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After you submit your application, you'll get a determination letter in the mail within 1-2 weeks. This tells you if you're approved and what your weekly benefit amount will be. Keep an eye out for it because it has important info about your claim.

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How do they calculate the weekly amount?

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It's based on your earnings from the last 4 quarters. Washington ESD has a calculator on their website that gives you an estimate.

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Don't get discouraged if your claim goes into adjudication. Mine did because I had worked in another state previously and it took about 3 weeks to resolve. Just keep filing your weekly claims while you wait.

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What's adjudication exactly?

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It's when they need to investigate something about your claim before approving it. Could be employment verification, separation reason, or other eligibility issues.

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One thing they don't tell you upfront - you might need to register with WorkSource for job search assistance. It's not always required but they'll let you know if you need to do it.

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Is WorkSource the same as the job search requirement you mentioned earlier?

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No, WorkSource registration is separate. It's Washington state's job placement service. The job search requirement is just documenting that you're looking for work.

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Update on the Claimyr thing - I used them again last week when I had questions about my benefit year ending. Got through to an actual Washington ESD person in like 10 minutes instead of spending hours on hold. Definitely worth it when you're stuck.

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How much does that cost though? Seems like something that should be free.

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I mean yeah it should be free but when you're desperate to get answers about your claim it's worth paying for. The alternative is literally never getting through to Washington ESD.

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Whatever you do, keep records of EVERYTHING. Save emails, print confirmation pages, write down dates and times when you call. If there are any issues later, you'll be glad you have documentation.

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That's really smart advice. I'll start a folder right now.

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If you do need to call Washington ESD and can't get through, definitely try that Claimyr service I mentioned earlier. I was skeptical at first but it really works. Saved me hours of frustration trying to reach someone.

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How much does something like that cost?

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It's worth it compared to the time you'd waste calling repeatedly. Check their site for current info.

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I filed my claim about 6 months ago and the whole process was pretty smooth. The key is just having all your info organized before you start. Don't try to rush through it or you might make mistakes that cause delays.

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How long before you received your first payment?

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About 3 weeks total from when I first applied, but that included the waiting week. If there are no issues with your claim it should be faster.

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make sure you understand the difference between your benefit year and your claim. the benefit year is 52 weeks from when you first file. you can stop and start claims within that year if you find work and then get laid off again

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That's good to know in case I find temporary work.

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Also be prepared for the identity verification process. Washington ESD has gotten stricter about this due to fraud issues. You might need to upload photos of your ID and answer security questions.

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Identity verification - is that part of the initial application?

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Sometimes it happens right away, sometimes they ask for it later. Just be ready with a clear photo of your driver's license.

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One thing that confused me was the earnings deduction. If you do any part-time work while collecting benefits, you have to report it and they'll reduce your payment accordingly. Better to report everything than risk an overpayment later.

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Good point. I wasn't planning to work but it's good to know the rules.

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The Washington ESD mobile app is actually pretty decent for filing weekly claims once you get set up. Much easier than using the website on your phone.

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There's a mobile app? I'll definitely download that.

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Don't forget that unemployment benefits are taxable income. You can choose to have taxes withheld or pay them later, but definitely factor that into your budgeting.

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Ugh, I didn't think about taxes. Thanks for the reminder.

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Yeah it's 10% federal withholding if you choose that option. You can change it later if you want.

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My advice is to read everything carefully during the application. Washington ESD asks some questions in ways that might seem confusing, but they're important for determining your eligibility.

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Any specific questions I should watch out for?

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The ones about why you left your job and your availability for work. Answer honestly but think about how your answers affect your eligibility.

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Last piece of advice - be patient with the process. Washington ESD processes thousands of claims every week and sometimes things take longer than expected. As long as you file your weekly claims and respond to any requests for information, you'll be okay.

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Thanks everyone! This has been incredibly helpful. I feel much more confident about starting the process.

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You've got this! The first application is always the most intimidating but it gets easier once you understand the system.

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And remember, if you need to talk to someone at Washington ESD and the phones are busy, Claimyr can really help. Good luck!

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Drake

Make sure you understand the difference between your claim effective date and when you can actually start receiving benefits. There's often confusion about this timing.

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Can you explain the difference? I want to make sure I understand the timeline.

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Drake

Your claim effective date is when your claim period starts, but you have a one-week waiting period before you can receive your first payment. So if you file today, your first payable week would be next week.

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Don't panic if your claim shows 'pending' for a while. Mine took almost 3 weeks to process and I was freaking out thinking I did something wrong. Sometimes it just takes time, especially if they're backed up.

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Did you have to do anything during that waiting period or just wait it out?

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Just kept filing my weekly claims and looking for work. Eventually it all went through and I got backpay for all the weeks I filed.

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Pro tip: screenshot or print your confirmation page after you submit the application. You'll get a confirmation number that you might need later for reference.

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Good thinking! Should I keep any other records during this process?

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Keep records of everything - job applications, any correspondence from Washington ESD, your weekly claim confirmations. You never know what you might need later.

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The hardest part for me was figuring out my 'base period' wages. They use a specific time frame to calculate your benefits and it's not just your most recent job. Look up the base period explanation on their website.

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Is there a way to estimate what my weekly benefit amount might be before I apply?

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Washington ESD has a benefit calculator on their website but it's just an estimate. Your actual amount depends on your wages during the base period they use.

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I used claimyr when my claim got stuck in adjudication hell. The Washington ESD agent explained my case had been sitting unassigned for weeks. Got it resolved the same day I finally talked to someone.

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That's exactly what I'm worried about - getting stuck in the system with no way to get help.

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That's why services like Claimyr exist. The regular phone system is basically broken but if you can actually talk to someone most issues get resolved quickly.

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Last piece of advice - be patient but persistent. The system is frustrating but most people do eventually get their benefits. Just make sure you keep filing weekly claims no matter what happens with your initial application.

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Thank you everyone for all the advice! I feel much more confident about starting the application now.

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You're welcome! Don't hesitate to ask if you run into any issues during the process. We've all been there.

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Good luck! Remember to file those weekly claims religiously - that's the most important thing to remember.

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