How long for ESD payments to appear on ReliaCard? Funds showing 'paid' but card empty

The first payment usually takes a bit longer. When ESD says 'paid' it means they've processed it on their end, but it typically takes 24-48 hours for it to show up on your ReliaCard. If this is your very first payment, it might take up to 3 business days. Don't panic yet! If you don't see anything by Friday (assuming it was paid on Monday or Tuesday), then you might want to contact ESD.

mine always takes like 2 days to show up after esd says its paid. sometimes 3 if theres a weekend. ur good

When did you activate your ReliaCard? I had this exact problem and turns out I didn't fully activate it even though I thought I did. Had to call their customer service to complete activation.

THE WHOLE SYSTEM IS A JOKE!! ESD marks things as "paid" but then it takes FOREVER to actually get your money!!! I've had it take up to 5 days before even though they CLAIM 48 hours!!! And just wait until you have a problem and need to actually TALK to someone! IMPOSSIBLE to get through!!! I spent THREE WEEKS trying to reach a human being when they messed up my claim last year. By the time someone fixed it I was almost evicted!!!

First payment usually takes longer. My experience from filing last year - ESD payment posted Tuesday, showed up on ReliaCard Thursday. Not too bad. But I've had times when it took 4 days too. Also make sure to check if you set up direct deposit instead of ReliaCard by accident!

Just to clarify some of the timing information here: When ESD shows a payment as "paid" in their system, they've initiated the transfer to US Bank (who manages the ReliaCard program). This transfer typically processes within 1-2 business days for established claims. For first payments, it can take 2-3 business days because there's additional verification happening behind the scenes. If you don't see your funds by the third business day after the payment shows as "paid" in your ESD account, you should: 1. Verify your ReliaCard is properly activated 2. Check that you didn't set up direct deposit to a bank account instead 3. Contact US Bank ReliaCard customer service (the number on the back of your card) 4. If steps 1-3 don't resolve it, then contact ESD Also worth noting that holidays and weekends don't count as business days for these transfers.

did u get ur money yet? curious cuz im having same issue now

Just wanted to add that if you're ever worried about your ReliaCard payment, you can also check the transaction history on the ReliaCard website or mobile app. Sometimes the pending deposit will show up there before it's actually available to spend. It'll appear as "pending" first, then switch to "completed" when you can actually use the funds. This can give you peace of mind that the money is on its way even if your available balance still shows zero.

I had the exact same anxiety when I was waiting for my first payment! One thing that helped me was setting up text alerts through the ReliaCard website - you can get notifications when deposits are made to your card. That way you don't have to keep obsessively checking your balance like I was doing. Also, just so you know, the customer service number on the back of the ReliaCard is actually pretty responsive if you do need to call them. Way easier to get through than ESD's phone lines. Glad to see from the comments that your payment came through!

I went through this same exact situation a few months ago and it's totally normal to be worried! The timing everyone mentioned is spot on - ESD marking it as "paid" just means they've sent the instruction to US Bank, but there's still processing time on the bank's end. For my first payment, it took almost 3 full business days to appear on my ReliaCard even though ESD showed it as paid immediately. Now that I'm used to the system, it's usually 1-2 business days for regular weekly payments. The waiting is definitely stressful when you need the money, but the system does work! Just make sure you have the ReliaCard app downloaded so you can check for pending deposits like others mentioned.

I'm dealing with a similar situation right now - my payment showed as "paid" yesterday but nothing on my ReliaCard yet. Reading through everyone's responses here is so helpful! It sounds like 2-3 business days is completely normal for the first payment. I was starting to panic thinking something went wrong, but now I feel much better knowing this is just how the system works. Going to download the ReliaCard app right now to check for pending deposits like everyone suggested. Thanks to everyone who shared their experiences - this community is a lifesaver for navigating all the confusing parts of the unemployment system!

Just wanted to add another perspective here - I've been on unemployment for about 6 months now and the timing has been pretty consistent. First payment took 3 business days, but now my regular weekly payments usually show up within 24-48 hours of ESD marking them as paid. One thing I learned is that if there's ever a holiday during the week, it can add an extra day to the processing time since banks don't process on federal holidays. Also, if you're ever unsure about your payment status, you can actually log into your ESD account and look at the payment history section - it will show you the exact date they sent the payment to US Bank, which can help you calculate when to expect it. The anxiety of waiting for that first payment is so real though - I remember checking my balance every hour! Once you get through this first one, the process becomes much more predictable.

I'm going through the exact same thing right now! ESD shows my payment as "paid" from Wednesday but my ReliaCard is still showing zero balance. Reading through everyone's experiences here is so reassuring - sounds like 2-3 business days is totally normal for the timing, especially for first payments. I was starting to worry that something went wrong with my claim or card setup. Definitely going to download the ReliaCard app to check for pending transactions like everyone suggested. It's amazing how much anxiety this waiting period causes when you really need the money! Thanks to everyone who shared their timelines and tips - this thread is exactly what I needed to find today.

I went through this exact same stress when I first filed! The gap between ESD showing "paid" and actually seeing money on your ReliaCard is one of those things nobody warns you about. Based on my experience and what I've seen others go through, here's what typically happens: ESD processes your claim and marks it "paid" (which just means they've approved and initiated the payment), then it takes 1-3 business days for US Bank to actually deposit the funds onto your ReliaCard. For first-time payments, it's almost always on the longer end - usually 2-3 business days because there's extra verification. I'd recommend downloading the ReliaCard mobile app if you haven't already - you can sometimes see pending deposits there before they're actually available to spend, which helps with the anxiety of waiting. Since you mentioned this was marked paid yesterday, I'd expect to see it by Thursday or Friday at the latest. The waiting is brutal when you have bills coming up, but the system does work!