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Chloe Delgado

First time filing - what do I need to do to get unemployment benefits in Washington?

I just got laid off from my retail job last week and I've never filed for unemployment before. I know I need to apply through Washington ESD but I'm honestly confused about the whole process. What documents do I need? How long does it take? Do I need to start looking for work right away? I'm worried I'm going to mess something up and not get approved. Can someone walk me through what I actually need to do to get unemployment benefits?

First step is to file your initial claim at esd.wa.gov as soon as possible. You'll need your Social Security number, driver's license, and employment information for the last 18 months including employer names, addresses, dates worked, and reason for separation. The sooner you file, the sooner your benefit year starts.

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Do I need pay stubs or tax forms? I don't have all my old pay stubs saved.

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No pay stubs needed for the initial application. Washington ESD will verify your wages with employers directly. Just have the basic employment info ready.

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Make sure you file your weekly claims every week even if your initial claim is still being processed! This is super important. You have to certify that you're able, available, and actively searching for work each week.

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How many jobs do I need to apply for each week?

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You need to make at least 3 job search activities per week and keep a log. Job applications, networking events, career fairs all count.

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honestly the hardest part is getting through to Washington ESD when you have questions. their phone lines are always busy and the hold times are insane. I spent weeks trying to get answers about my claim status

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Same here! I called probably 50 times before I got through to anyone. Super frustrating when you're worried about your claim.

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I actually found this service called Claimyr that helps you get through to Washington ESD agents. They have some system that gets you connected faster. Check out claimyr.com - there's a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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That actually sounds really helpful. Did you use it yourself?

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Yeah, I was stuck in adjudication for weeks and couldn't get anyone on the phone. Used Claimyr and got connected to an agent the same day who explained what documents I needed to submit.

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The waiting period is what kills me. Even when everything goes smoothly it can take 2-3 weeks before you see your first payment. Make sure you have some emergency funds if possible.

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Ugh 2-3 weeks? I was hoping it would be faster than that.

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That's if there are no issues with your claim. If it goes into adjudication for any reason, it can take much longer - sometimes 6-8 weeks or more.

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DON'T FORGET TO REGISTER WITH WORKSOURCEWA!! This is required and a lot of people miss this step. You have to create a profile and upload your resume within a certain timeframe.

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When do I need to do this by? Is there a deadline?

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You should do it right after filing your initial claim. Washington ESD will send you instructions but don't wait for them - just go to worksourcewa.com and get it done.

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This is all so overwhelming. What happens if I make a mistake on the application? Can I fix it later?

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Minor mistakes can usually be corrected but major errors might delay your claim. Double-check everything before submitting, especially your SSN and employment dates.

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If you do make an error, you'll probably need to call Washington ESD to get it fixed, which brings us back to the phone problem everyone mentioned earlier.

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been through this process twice now and honestly the job search requirements are the most annoying part. you have to keep detailed logs and they can audit you at any time

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What kind of details do I need to track?

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employer name, position applied for, date, method of contact, any follow up. keep everything organized because if they audit you and your records are messy you could lose benefits

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One thing nobody mentioned yet - if you worked in multiple states in the last 18 months, you might need to file in a different state depending on where you earned the most wages. Washington ESD will tell you if this applies to you.

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I only worked in Washington so I should be good there.

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Perfect, then you're definitely filing in the right state.

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Make sure you understand the difference between being 'able and available' versus just looking for work. You have to be physically and mentally capable of working and not have any restrictions that would prevent you from accepting suitable employment.

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What counts as suitable employment? Do I have to take any job offer?

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Generally it needs to be in your field or pay at least 80% of your previous wage, but this gets more flexible the longer you're unemployed.

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ugh the washington esd website is so confusing too. took me forever to figure out where to actually file the weekly claims vs the initial application

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Is there a tutorial or guide somewhere?

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Washington ESD has some video guides on their website but honestly they're pretty outdated. The interface has changed since those were made.

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Pro tip: screenshot everything! Save confirmation numbers, take photos of any documents you upload, keep records of when you filed your weekly claims. If something goes wrong you'll need proof.

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Good thinking, I wouldn't have thought of that.

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Trust me, I learned this the hard way when my weekly claim didn't go through one week and I had no proof I tried to file it.

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How long do unemployment benefits last in Washington? Is there a maximum number of weeks?

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Regular UI benefits last up to 26 weeks in Washington, but the exact amount depends on your work history and wages earned in your base period.

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What's a base period? They keep using these terms that make no sense.

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Base period is the first 4 of the last 5 completed calendar quarters before you filed your claim. Basically they look at your earnings over about a year to determine your benefits.

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If your claim gets stuck in adjudication like mine did, don't just wait around hoping it resolves itself. I waited 6 weeks before I finally got help through that Claimyr service someone mentioned earlier. Wish I had known about it sooner.

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What causes a claim to go into adjudication anyway?

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Lots of things - if your employer contests your claim, if there are questions about why you left your job, if you have any gaps in employment they need to verify. Pretty much any time they need more information to make a decision.

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Don't panic if you get a letter asking for more information or documents. This is pretty normal. Just respond quickly with whatever they're asking for and keep copies of everything you send.

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How quickly do I need to respond to those letters?

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Usually they give you 10-14 days but don't wait until the last minute. The sooner you respond, the sooner they can process your claim.

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honestly the worst part is the anxiety of not knowing if you're doing everything right. the system is so bureaucratic and one small mistake can mess everything up

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Yeah I'm definitely feeling that anxiety already.

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It gets easier once you get into the routine of filing weekly claims. The first few weeks are the most stressful.

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Make sure you report ANY income you earn while collecting benefits, even just a few hours of part-time work. They will find out and you don't want to deal with an overpayment situation later.

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What if I do some freelance work or side gigs?

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Report it all. They have an earnings deduction formula so you might still get partial benefits, but hiding income is fraud and not worth the risk.

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The good news is once you get approved and start receiving benefits, the weekly filing becomes pretty routine. Just don't get complacent about the job search requirements.

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Thanks, this has all been really helpful. I feel a lot more prepared now.

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You've got this! Just take it one step at a time and don't hesitate to ask questions if you get stuck.

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One last thing - set up direct deposit if you can. Paper checks take forever to arrive and can get lost in the mail. Much easier to have the money go straight to your bank account.

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Can I set that up when I first apply or do I have to wait?

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You can set it up during the initial application process. Just have your bank routing and account numbers ready.

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Seriously though, if you run into problems getting through to Washington ESD on the phone, that Claimyr thing is worth checking out. I was skeptical at first but it actually worked for me when I needed to talk to someone about my pending adjudication.

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I'll definitely keep that in mind if I need to call them. Hopefully everything goes smoothly though!

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Yeah fingers crossed! But good to know about the option just in case.

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