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FireflyDreams

How can I collect unemployment in Washington - complete beginner guide needed

I just got laid off from my retail job last week and I have no idea how to collect unemployment benefits. I've never filed for unemployment before and I'm totally lost. Can someone walk me through the basic steps for applying with Washington ESD? Do I need to wait a certain amount of time before applying? What documents do I need to gather? I'm really stressed about paying rent next month and could use some guidance on how to get started with this whole process.

Don't wait to apply! You should file your initial claim as soon as possible after losing your job. Go to the Washington ESD website and create an account. You'll need your Social Security number, driver's license, and employment history for the past 18 months including employer names, addresses, and dates worked. The process takes about 30-45 minutes online.

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Thank you! Do I need pay stubs or just the basic employer info?

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Just the basic info for the initial application. They might ask for pay stubs later if there are any issues with your claim.

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The website is secure.esd.wa.gov - make sure you're on the right site. After you file your initial claim, you'll need to file weekly claims every week to get paid. Don't skip any weeks even if you're still waiting for approval.

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How long does it usually take to get approved?

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If everything goes smoothly, usually 2-3 weeks. But if your claim goes into adjudication it can take much longer.

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One thing to keep in mind - you'll need to actively look for work and keep a job search log. Washington requires you to make at least 3 job search contacts per week. You can do this through WorkSource or on your own, but you need to document everything.

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What counts as a job search contact?

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Applying for jobs, contacting employers directly, attending job fairs, or using WorkSource services. Keep detailed records with dates and employer names.

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I've been trying to get through to Washington ESD for weeks about my claim status and it's impossible. The phone lines are always busy and when you do get through, you get disconnected. Has anyone found a way to actually talk to a real person there?

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I had the same problem until I found Claimyr. It's a service that helps you get through to Washington ESD agents. Check out claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of calling.

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Is that legit? I'm desperate at this point but don't want to get scammed.

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Yeah it's real. They basically handle the calling for you and connect you when an agent is available. Way better than sitting on hold for hours.

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Make sure you understand the waiting week. Washington doesn't have a waiting week anymore, so you can get paid for your first week of unemployment if you're eligible. This changed a few years ago so some old information online might be wrong.

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That's good to know! I was worried about having to wait an extra week.

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ugh the whole system is such a nightmare. i filed 3 weeks ago and still haven't heard anything. no one answers the phone, the website is confusing, and i'm about to lose my apartment. this is supposed to be a safety net but it feels like they're trying to make it as hard as possible

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Have you checked your SecureAccess Washington account? Sometimes there are issues that need to be resolved that aren't obvious.

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yeah i check it every day. just says 'claim under review' with no other info

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For the original poster - the weekly benefit amount is calculated based on your highest earning quarter in the past year. In Washington, the maximum weekly benefit is around $1,015 but most people get less than that. You can get an estimate on the Washington ESD website before you apply.

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That's helpful! I was making about $18/hour so I'm trying to figure out what to expect.

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With that wage, you're probably looking at somewhere between $300-500 per week depending on your hours worked. The exact calculation is a bit complex but the website has a calculator.

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Don't forget about the federal and state tax implications. Unemployment benefits are taxable income. You can choose to have taxes withheld from your weekly payments or pay them when you file your tax return. I'd recommend having them withheld to avoid a surprise tax bill.

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Good point, I hadn't thought about taxes. Can I change that setting later if I want?

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Yes, you can change your tax withholding election through your online account at any time.

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Just be really careful about reporting any work you do while collecting benefits. Even if it's just a one-day gig or part-time work, you need to report it on your weekly claim. Not reporting work income is considered fraud and can result in serious penalties.

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What if I do some freelance work? Do I have to report that too?

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Yes, any income from work needs to be reported, including freelance or gig work. They'll reduce your weekly benefit accordingly but you won't lose it entirely unless you earn more than your weekly benefit amount.

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I remember when I first applied, the hardest part was gathering all the employer information. Make sure you have complete addresses, not just the store location you worked at. If your company had a corporate office, you might need that address instead.

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How do I find the corporate address if I don't know it?

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Check your pay stubs or W-2 forms from last year. The employer address on your tax documents is usually what you need.

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The job search requirement is no joke. They can audit your job search activities and if you can't prove you were looking for work, they'll make you pay back benefits. I keep a spreadsheet with company names, positions applied for, dates, and how I applied.

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That sounds like a lot of paperwork. Is there an easier way to track this?

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WorkSource has a job search tracking tool built in if you use their website. Otherwise, just keep good records however works for you.

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Quick tip - if you're having trouble with the Washington ESD website, try different browsers. Sometimes it works better in Chrome than Firefox or vice versa. Also clear your cache if you're having login issues.

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Thanks for the tech tip! I'll keep that in mind.

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One more thing about Claimyr since someone mentioned it earlier - I used them when my claim got stuck in adjudication for 6 weeks. Cost me some money but was worth it to finally talk to someone who could explain what was happening with my claim. Sometimes you just need to speak to an actual person.

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How much did it cost you?

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I'd rather not say exactly but it was reasonable considering I was losing weeks of benefits. They were upfront about pricing and no hidden fees.

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make sure you file your weekly claims on time every week. if you miss the deadline you might lose that week's benefits permanently. i learned this the hard way when i forgot to file one week and they wouldn't let me backdate it

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What's the deadline for filing weekly claims?

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you have to file by the end of the week following the week you're claiming. so if you're claiming for the week ending saturday, you have until the next saturday to file

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The whole process seems overwhelming but it's really not that bad once you get started. I was in the same boat as you a few months ago and now I'm back to work. Just take it one step at a time and don't put off filing your initial claim.

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Thanks for the encouragement! I'm going to start the application tonight.

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Good luck! Feel free to ask if you run into any specific issues during the application process.

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Also worth mentioning - if you were fired for misconduct or quit without good cause, you might not be eligible for benefits. But if you were laid off due to lack of work, you should be fine. The application will ask about the reason for separation from your job.

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I was definitely laid off due to company downsizing, so I should be okay there.

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Last piece of advice - once you get approved and start receiving benefits, don't spend it all right away. Benefits don't last forever and you want to make sure you're prepared for when they run out. In Washington, regular unemployment benefits last up to 26 weeks.

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26 weeks should hopefully be enough time to find something new. Thanks everyone for all the help!

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You're welcome! This community is great for helping each other navigate the unemployment system.

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