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Simon White

How to get unemployment benefits in Washington - complete guide needed

I just got laid off from my retail job after 2 years and I've never applied for unemployment before. I'm completely lost on how to get the unemployment benefits process started with Washington ESD. I know I need to file a claim but I don't even know where to begin or what documents I need. Can someone walk me through the basic steps? I'm really stressed about paying rent next month and I keep hearing conflicting info from friends about the application process.

First step is to file your initial claim online at esd.wa.gov as soon as possible. You'll need your Social Security number, driver's license, and employment info for the last 18 months including employer names, addresses, dates worked, and your gross wages. Don't wait - there's a waiting week and the sooner you file, the sooner your claim can be processed.

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Thank you! Do I need pay stubs or will they verify my wages directly with my employer?

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Washington ESD will verify wages with employers directly, but having your pay stubs ready can help if there are any discrepancies during the adjudication process.

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Make sure you understand the weekly claim requirements too. You'll need to file every week even if your initial claim is still pending. And you have to actively search for work - they require 3 job search activities per week and you need to keep a log.

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What counts as a job search activity? Is just applying online enough?

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Online applications count, but you can also include networking, attending job fairs, contacting employers directly, or working with WorkSource. Just make sure to document everything with dates and details.

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I went through this process last year and had issues reaching Washington ESD by phone when my claim got stuck in adjudication. If you run into problems getting through to them, I found Claimyr really helpful - it's a service that helps you get connected to an actual ESD agent without waiting on hold forever. Check out claimyr.com and they have a video demo at https://youtu.be/7DieNd3C7zQ that explains how it works.

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Never heard of that service. Is it legit or just another scam taking advantage of people?

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It's legitimate - they don't ask for any personal info about your claim, they just help you get through the phone system. I was skeptical too but it worked when I couldn't reach anyone for weeks.

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The whole system is a nightmare honestly. I've been trying to get my claim processed for 3 weeks and it's stuck in some kind of review. They say adjudication but nobody can tell me what that even means or how long it takes!

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Adjudication means they're reviewing something about your claim - could be your separation reason, work history, or eligibility. It can take 4-6 weeks unfortunately.

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4-6 WEEKS?? How am I supposed to pay bills for that long? This is insane.

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This is exactly why I mentioned Claimyr earlier - when you're stuck in adjudication like that, sometimes you need to actually talk to someone to understand what's holding things up.

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been there done that, make sure u qualify first - u need to have worked enough hours and earned enough $. i think its like 680 hours in your base year or something

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What's a base year? Is that just the last 12 months?

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Base year is typically the first 4 of the last 5 completed calendar quarters before you file. So if you file now in 2025, it would likely be Q1-Q4 of 2024. You need at least 680 hours of covered employment during that period.

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Don't forget about the ID verification step! After you file your initial claim, you'll probably get a notice to verify your identity through ID.me. This is required now and can cause delays if you don't do it right away. Have your driver's license, social security card, and maybe a utility bill ready.

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How long does the ID verification usually take?

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If you do it online it's usually instant, but if you need to do a video call with ID.me it can take a few days to get an appointment.

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ugh this is giving me flashbacks to when I applied last year. took FOREVER and then they said I owed them money back because I allegedly didn't report some work correctly. make sure you're super careful about reporting any part-time work or gig economy stuff

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I don't have any other work right now, just the one job I got laid off from. Should be straightforward I hope?

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yeah you should be fine then, just be honest about everything and keep records of all your communications with ESD

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One more important thing - make sure you understand your separation reason. Since you said you were laid off, that should qualify you for benefits. But if there's any question about whether it was a layoff vs termination for cause, that could trigger an adjudication review which delays your payments.

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It was definitely a layoff - they eliminated several positions including mine due to budget cuts. I have the layoff notice in writing.

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Perfect, keep that documentation handy. That should make your claim pretty straightforward to approve.

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The weekly benefit amount depends on your earnings during the base year. In Washington, the maximum weekly benefit is around $999 but most people get less. They'll calculate it automatically based on your wage history.

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Do you know roughly what percentage of your previous wages you typically get?

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It varies but usually somewhere between 40-60% of your average weekly wage during your highest earning quarter in the base year.

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just wanted to say good luck with this process. it's stressful but hang in there. make sure to file those weekly claims every week even if your initial claim isn't approved yet, otherwise you might miss out on back payments

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Thank you for the encouragement! This is all so overwhelming but everyone's advice is really helpful.

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Update on my situation - I finally got through to someone at Washington ESD using that Claimyr service someone mentioned earlier. Turns out my employer hadn't responded to their request for information, which was holding up my claim. The agent was able to send another request and told me it should resolve within a week. Definitely worth trying if you get stuck like I was.

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That's great news! How much did the service cost?

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I'd rather not discuss pricing publicly but it was reasonable considering I'd been stuck for weeks. Check their website for current rates.

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Glad it worked out for you! Sometimes you just need to talk to an actual person to get things moving.

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Pro tip: take screenshots of everything when you're filing online. The system can be glitchy and if something goes wrong, having screenshots of what you submitted can help resolve issues faster.

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Good idea! Should I also print out confirmations?

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Yes, definitely keep printed or digital copies of all confirmation numbers, notices, and correspondence.

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I remember being confused about the difference between my 'claim' and my 'weekly claims' when I first applied. Your initial claim establishes your eligibility and benefit amount. Then you file weekly claims every week to actually get paid for that week. Don't skip weeks thinking you'll file multiple weeks at once later.

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So I need to file something every single week even after the initial application?

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Exactly! Every week you want to claim benefits for, you need to file a weekly claim certifying that you're still unemployed and looking for work.

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oh and dont forget about taxes! unemployment benefits are taxable income. u can choose to have taxes withheld or pay them later but dont get surprised at tax time

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Should I have them withhold taxes or is it better to pay later?

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Generally better to have them withhold 10% so you don't owe a big chunk at tax time, but it depends on your overall tax situation.

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The job search requirement can be tricky. Make sure you're actually applying for suitable work - they can deny benefits if you're only applying for jobs way above or below your skill level. Document everything: company name, position, date applied, method of contact.

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How do they define 'suitable work'? Can I only apply for retail jobs since that's what I did before?

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Suitable work generally means jobs you're qualified for at a reasonable wage. You can expand beyond retail but should include positions similar to your previous experience.

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Expect the first payment to take 3-4 weeks minimum even if everything goes smoothly. There's a one-week waiting period plus processing time. Don't panic if you don't see money immediately.

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Is there any way to get emergency assistance while waiting for the first payment?

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Look into local food banks and assistance programs. Some utility companies also have programs for people waiting for unemployment benefits.

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Make sure your contact information is always up to date in your account. If Washington ESD needs to reach you about your claim and can't, it can cause delays or even disqualification. Check your account regularly for messages.

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How often should I be checking my online account?

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I'd check at least 2-3 times per week, especially in the first few weeks after filing. That's when most communication happens.

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If you worked in multiple states recently, you might need to file an interstate claim. But since you mentioned working retail for 2 years, you probably worked in Washington the whole time so a regular claim should be fine.

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Yes, I've only worked in Washington. Thanks for mentioning that though, good to know it could be an issue for some people.

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Last thing - if your claim gets denied for any reason, you have 30 days to appeal. Don't just accept a denial, especially if you think it's wrong. The appeal process exists for a reason.

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Hopefully I won't need to appeal but good to know there's an option. Thanks everyone for all the detailed help!

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You're welcome! This community has helped me through tough times too. Pay it forward when you can.

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One final reminder about Claimyr that was mentioned earlier - if you do end up needing to reach Washington ESD and can't get through, don't suffer in silence for weeks like some of us did. That service has helped several people in this thread already.

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I'll definitely keep that in mind if I run into issues. Hopefully the process goes smoothly but it's good to know there are options if I get stuck.

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