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Isabella Silva

How to claim your unemployment benefits - Washington ESD step by step process?

I just got laid off from my retail job after 2 years and I'm completely lost on how to actually claim my unemployment benefits through Washington ESD. I know I need to file but I don't know where to start or what documents I need. Can someone walk me through the actual process? I've never had to do this before and I'm stressed about messing something up. Do I need my tax forms or just my last paystub? How long does it take to get approved?

First thing - go to esd.wa.gov and click 'Apply for Benefits'. You'll need your Social Security number, driver's license, and employment info for the last 18 months. Don't stress too much, the system walks you through it step by step. Make sure you have your employer's contact info and reason for separation ready.

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Thank you! Do I need my W-2 from last year or will they get that info automatically?

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They'll get your wage info from employers automatically, but having your paystubs handy can help if there are any discrepancies later.

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The whole process took me about 30 minutes online when I filed last month. You'll create a SecureAccess Washington account if you don't have one already. After you submit, it usually takes 1-2 weeks for them to process your claim and send you info about your weekly benefit amount.

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That's not too bad. Do I start getting paid right away once approved?

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There's a one week waiting period, so your first payment is usually for the second week after you file. Make sure to file your weekly claims every week even while waiting for approval.

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I was in the same boat as you 6 months ago - never filed before and completely overwhelmed. The Washington ESD website is actually pretty user-friendly once you get started. The hardest part for me was getting through to someone on the phone when I had questions. I spent hours trying to call and either got busy signals or hung up on.

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That's what I'm worried about! What if I have questions during the process?

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Honestly, I ended up using this service called Claimyr that helped me get through to an actual person at Washington ESD. You can check it out at claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Made my life so much easier when I needed to talk to someone about my claim status.

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just file online its not that hard, took me like 20 mins

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Did you have any issues with the website crashing or anything like that?

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nah it worked fine for me, just make sure you have good internet

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One important thing - after you file your initial claim, you MUST file weekly claims every week to get paid. You can do this online or by phone. The weekly claims ask about any work you did that week and any money you earned. Even if you didn't work, you still need to file the weekly claim.

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What happens if I forget to file a weekly claim one week?

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You can usually file late weekly claims, but it might delay your payments. Try to set a reminder to file every Sunday.

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I missed filing one week and it was fine, just had to call to get it sorted out. Though calling Washington ESD is a nightmare - took me 3 days of trying.

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Make sure you're eligible first! You need to have worked enough hours and earned enough money in your base period. Washington ESD will tell you your base period when you apply - it's usually the first 4 of the last 5 quarters before you filed. If you just started working recently you might not qualify yet.

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I worked retail for 2 years full time, so I should be good right?

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Yeah you should definitely qualify with 2 years of work. The minimum is usually around $4,000 in your base period.

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ugh the washington esd system is SO SLOW. Took them 3 weeks to process my claim last year even though I did everything right. And don't even get me started on trying to reach someone by phone - it's basically impossible.

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Three weeks?? I was hoping to get my first payment within a couple weeks of filing.

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It SHOULD be faster but sometimes they need to verify stuff with your employer or there are delays. Just be patient and keep filing your weekly claims.

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That's exactly why I used Claimyr when I had issues - saved me so much time trying to get through to Washington ESD on my own.

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Pro tip: when you're filling out the application, be super honest about why you lost your job. If you were laid off due to lack of work, that's different than if you were fired for misconduct. Being dishonest can cause major problems later and they WILL verify with your employer.

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I was definitely just laid off - they eliminated my position due to budget cuts. Should be straightforward.

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Perfect, that's the easiest situation for unemployment approval. Just make sure you describe it clearly in the application.

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Don't forget about the job search requirements! Once you start getting benefits, you need to apply for jobs and keep a log of your job search activities. I think it's 3 job search activities per week now, but double check the current requirements.

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What counts as a job search activity?

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Applying for jobs, going to job fairs, networking events, even some online training courses count. They give you a list when you're approved.

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You also need to register with WorkSourceWA if you haven't already. It's part of the requirements for continuing to receive benefits.

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the whole system is a mess tbh, i've been waiting 2 weeks just to talk to someone about my claim that got stuck in adjudication

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What's adjudication? That sounds scary.

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Adjudication just means they need to review something about your claim before approving it. Could be verifying your employment info or the reason you lost your job. It's common but can add time to the process.

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yeah exactly what they said, but good luck getting anyone on the phone to explain what they need

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I just went through this whole process 2 months ago. The key things you need: SSN, ID, employment history for 18 months, and bank info for direct deposit. The online application saves your progress so you don't have to do it all at once. Take your time and read everything carefully.

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Bank info for direct deposit - do I need a voided check or just account numbers?

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Just your routing and account numbers. You can find those on any check or your banking app.

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Word of warning - if you have any issues or questions after filing, calling Washington ESD is basically useless. I tried for weeks to get through about a simple question and never could reach anyone. The online messaging system is slow too.

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Same experience here. I actually found out about Claimyr from someone on Reddit who was having the same problem. It's a service that helps you get through to Washington ESD agents - worked great for me when I needed to resolve an issue with my weekly claims.

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Is that expensive to use?

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It's worth it when you consider how much time you save not sitting on hold for hours. Check out their demo video to see how it works.

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ALSO make sure you understand the difference between your initial claim and weekly claims. The initial claim is the big application you do once. Weekly claims are the short forms you do every week to actually get paid. Don't confuse the two!

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So I file the initial claim once, then file weekly claims every week after that?

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Exactly! Initial claim establishes your eligibility and benefit amount. Weekly claims are how you actually request payment each week.

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been there done that, the worst part is when they ask for additional documentation AFTER you've already filed and you have to wait even longer. happened to me twice with different claims

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What kind of additional documentation did they want?

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First time was pay stubs to verify my wages, second time was a letter from my employer explaining why I was laid off. Just have your paperwork organized in case they ask.

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Final advice - after you submit your application, you'll get a letter in the mail (or email if you chose that) with your benefit amount and instructions for filing weekly claims. READ EVERYTHING they send you carefully. The instructions are important and missing something can delay your payments.

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Thank you everyone! This has been super helpful. I feel much more confident about filing now.

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You're welcome! Don't hesitate to ask if you run into any issues during the process.

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Good luck! The system isn't perfect but it does work. Just be patient and persistent. And seriously consider that Claimyr service if you need to talk to someone - I wish I'd known about it when I was going through this process.

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I'll definitely keep that in mind. Hopefully I won't need it but good to know it's there.

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Exactly - hopefully you won't need it, but it's a lifesaver when the normal phone system fails you.

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