Can you collect unemployment if your company closes in Washington?
My employer just announced they're shutting down operations permanently next month and laying everyone off. I've been working there for 2 years full-time. This is my first time dealing with unemployment - can I file for benefits through Washington ESD when a company completely closes? Do I need to wait until my last day of work or can I apply now? I'm really stressed about how long it might take to get approved.
56 comments


Omar Fawaz
Yes, you can definitely collect unemployment benefits when your company closes! This is actually one of the clearest cases for eligibility since it's an involuntary job loss through no fault of your own. You should apply through Washington ESD as soon as possible after your last day of work.
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Freya Pedersen
•Thank you! Should I apply the day after my last day or wait a few days?
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Omar Fawaz
•Apply the Sunday of the week after your last day of work. That starts your benefit year properly in Washington ESD's system.
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Chloe Anderson
Same thing happened to me when my company went under last year. Filed my claim right away and it was pretty straightforward since there was no question about why I lost my job.
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Freya Pedersen
•How long did it take for your claim to get approved?
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Chloe Anderson
•About 2 weeks total, which was pretty fast compared to what I hear about other cases.
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Diego Vargas
Company closures are usually the easiest unemployment claims to process since there's clear documentation and no dispute about the reason for separation. Make sure you get a letter from your employer stating the business closure date - Washington ESD may ask for verification.
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Freya Pedersen
•Good point! I'll ask HR for a closure letter before my last day.
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Anastasia Fedorov
•Also keep any company emails or announcements about the closure - those help too.
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StarStrider
Just went through this exact situation 3 months ago when my company suddenly closed. I was panicking about calling Washington ESD because the phone lines are always busy, but I found this service called Claimyr that helped me get through to an actual agent. Check out claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.
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Freya Pedersen
•Interesting, I've never heard of that. Did it actually work for you?
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StarStrider
•Yeah, saved me hours of trying to call. Got connected to an agent who walked me through the whole process and answered all my questions about the closure.
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Sean Doyle
•Is this some kind of paid service? I'm already worried about money.
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StarStrider
•There is a cost but it was worth it for me to avoid the stress of endless busy signals when I needed answers fast.
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Zara Rashid
ugh this is so stressful, i'm going through the same thing right now. company told us friday they're closing in 2 weeks. i have NO idea what to do about health insurance, rent, anything...
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Omar Fawaz
•Take a deep breath! You'll qualify for unemployment benefits, and you might also be eligible for COBRA to continue your health insurance temporarily.
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Zara Rashid
•what's COBRA? is that through Washington ESD too?
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Omar Fawaz
•COBRA is separate from unemployment - it's federal legislation that lets you keep your employer's health plan by paying the full premium. Your HR should give you COBRA paperwork.
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Luca Romano
Make sure you understand the difference between a temporary closure and permanent closure. If there's ANY chance the company might reopen, that could affect your claim status.
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Freya Pedersen
•They said it's permanent - filing for bankruptcy and everything. So I should be good right?
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Luca Romano
•Yes, bankruptcy with permanent closure is very clear cut for Washington ESD purposes.
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Nia Jackson
Don't forget about your final paycheck and any accrued vacation time! Make sure you get everything you're owed before filing your claim.
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Freya Pedersen
•Good reminder! They said they'll pay out vacation time with our final check.
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Mateo Hernandez
•And if they don't pay what they owe, you can file a complaint with the Department of Labor & Industries in Washington.
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CosmicCruiser
This is exactly why I always tell people to have an emergency fund... you never know when your company might just disappear overnight.
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Zara Rashid
•not helpful right now when we're already in this situation...
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Chloe Anderson
•Yeah, let's focus on helping them through the current crisis rather than lecture about what they should have done.
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Diego Vargas
One important thing - when you file your Washington ESD claim, you'll need to provide your employer's information. Since they're closing, get their FEIN (federal tax ID) and the main office address before everyone scatters. This makes the application process smoother.
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Freya Pedersen
•Great point! I'll get that info from payroll tomorrow.
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Aisha Khan
•Also get contact info for your direct supervisor in case Washington ESD needs to verify your employment details.
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Ethan Taylor
Been through 3 company closures in my career (lovely, right?). Each time I qualified for full unemployment benefits. The key is applying quickly and being ready to start your job search requirements right away once approved.
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Freya Pedersen
•What are the job search requirements like? Do I need to apply to a certain number of jobs per week?
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Ethan Taylor
•Yes, you need to make at least 3 job search contacts per week and log them in your WorkSourceWA account. Start tracking your applications from day one.
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Yuki Ito
Just want to second the recommendation for Claimyr if you need to talk to someone at Washington ESD. I used them when I had questions about my benefit amount and it was so much easier than trying to get through on my own.
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Freya Pedersen
•How quickly were you able to speak to someone?
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Yuki Ito
•They got me connected within about 20 minutes, which was amazing considering I'd been trying to call for days on my own.
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Carmen Lopez
Make sure you have all your documents ready when you apply - Social Security card, driver's license, and your most recent pay stubs. Having everything organized makes the online application go much faster.
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Freya Pedersen
•Should I wait to get my final pay stub before applying?
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Omar Fawaz
•No, you can apply with your most recent regular pay stub. You can always update information later if needed.
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Andre Dupont
Does anyone know if there are any special programs for mass layoffs when companies close? I feel like I heard something about that...
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Diego Vargas
•There are some federal programs like Trade Adjustment Assistance, but they only apply in specific circumstances. Regular unemployment through Washington ESD is usually your best bet.
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Andre Dupont
•Good to know, thanks for clarifying!
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QuantumQuasar
I'm so sorry this is happening to you! The same thing happened to my brother last year. The unemployment benefits really helped bridge the gap while he found a new job. You'll get through this!
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Freya Pedersen
•Thank you for the encouragement! It's scary but hearing from people who've been through it helps.
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Zoe Papanikolaou
PROTIP: Start networking and job searching NOW, even before your last day. The earlier you start, the better chance you have of landing something quickly.
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Freya Pedersen
•Already started updating my resume and reaching out to contacts. Trying to stay positive!
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Zoe Papanikolaou
•That's the right attitude! And LinkedIn is your friend - update your status to show you're looking.
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Jamal Wilson
Washington ESD has gotten much better at processing claims quickly over the past couple years. Company closure cases like yours typically don't get stuck in adjudication like other more complicated situations.
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Freya Pedersen
•That's reassuring to hear! I was worried about long delays.
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Mei Lin
•Yeah, the adjudication horror stories are usually for cases where there's a dispute about why someone was fired or quit.
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Liam Fitzgerald
One last tip - if you have any trouble with the Washington ESD website or need to speak to someone urgently, that Claimyr service mentioned earlier really does work. I was skeptical at first but it saved me when I needed to resolve an issue with my weekly claim filing.
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Freya Pedersen
•Seems like several people have had success with it. I'll keep it in mind if I run into problems.
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Liam Fitzgerald
•Yeah, it's nice to have options when the regular phone lines are impossible to get through.
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Amara Nnamani
You've got this! Company closures are actually one of the most straightforward unemployment situations. Just file your claim on time and keep up with your weekly certifications. The benefits will help you get back on your feet.
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Freya Pedersen
•Thank you everyone for all the helpful advice! Feeling much more confident about the process now.
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Omar Fawaz
•Glad we could help! Come back and update us on how it goes.
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