I've been using Chime for unemployment for about 8 months now and this delay pattern is super consistent. ESD processes on their end (shows as "paid") but the actual ACH transfer to Chime takes an extra 1-3 business days depending on when it's initiated. I've learned to mentally add 2 days to whatever date ESD shows to avoid the stress. It's annoying but at least it's predictable once you know the pattern. Glad your money came through!

This thread has been so helpful! I'm also using Chime for unemployment and had a similar scare last week when my payment showed "paid" on Friday but didn't appear until Tuesday. I actually called both ESD and Chime multiple times before finding this community and learning it's totally normal. The stress is real when you're counting on that money! For anyone else going through this - it seems like the weekend processing delay plus Chime's ACH timing just creates this perfect storm of anxiety. But based on everyone's experiences here, the money does eventually show up, just with that extra 1-3 day buffer. Thanks for sharing your update too @Amara - it's always good to hear these stories have happy endings!

Remember to keep all your documentation from the school about your employment status. If Washington ESD questions your claim later, you'll need proof of what assurances you did or didn't receive.

I work as a classroom aide too and successfully got unemployment benefits last summer! The key thing that helped me was being very clear in my application that I only had verbal assurance from my supervisor about returning in the fall, not any written contract or formal letter. Washington ESD approved my claim within about 3 weeks. Make sure you emphasize that your position isn't guaranteed and you have no written documentation promising you'll be rehired. Also be prepared for the job search requirements - I applied to retail and office jobs during the summer even though I knew I'd likely return to the school. It felt silly but it's required to keep getting benefits. File as soon as possible because there is definitely a waiting period!

Any update? Were you able to get this fixed? I'm going to be in the same situation next month when my claim expires so I want to know what actually works!

I'm so glad you got this resolved! This thread is incredibly helpful - I've been dealing with the same error for the past week and was getting nowhere with the regular phone line. It's ridiculous that ESD's system has these glitches but at least there are workarounds. I'm definitely going to try Claimyr tomorrow morning. For anyone else reading this, it sounds like the key takeaways are: 1) Wait at least 1-2 business days after your BYE date, 2) If you still get the overlap error, it's likely a system sync issue that needs manual fixing, and 3) Use a callback service like Claimyr if you can't get through by calling directly. Thanks everyone for sharing your experiences - this community is a lifesaver when ESD's support is so hard to reach!

For what it's worth, I used Claimyr when I needed to speak with someone at Washington ESD about appeal timelines and they were super helpful. Worth checking out if you need specific information about your case that you can't find online.

I'm new to this community but dealing with a similar situation. My employer just filed an appeal on what seems like day 29 or 30 - I'm not sure exactly when they received the notice but I've been collecting benefits for about 5 weeks. Reading through all these responses is really helpful, especially knowing that I should continue getting paid during the appeal process. I was panicking thinking the payments would stop immediately. Does anyone know if there's a way to check exactly when the initial determination notice was mailed to my employer? I want to see if they might have missed the 30-day deadline.

Thanks everyone for all the helpful responses! I feel like I understand the difference now and can stop worrying about whether I'm doing something wrong with my unemployment claim.

I went through the same confusion when I first started my unemployment claim! The acronyms and similar-sounding program names make it so much harder than it needs to be. What helped me was thinking of it this way: Washington ESD unemployment is temporary income replacement while you're actively looking for work, while SSI is long-term support for people who can't work due to permanent disabilities. Completely different situations and agencies. You're doing nothing wrong by collecting your UI benefits - that's exactly what the program is designed for!