When to apply for ESD unemployment with upcoming business closure - before or after my last day?
My workplace just announced they're shutting down permanently on the 21st of this month (about 2 weeks from now). All employees are being let go with the closure. I'm wondering if I should apply for unemployment benefits now, even though I'm still working, or wait until after my last day? I've heard ESD takes weeks to process claims and I'm worried about going without income. Is there a way to file early but indicate my actual last day is the 21st? Or am I required to wait until I'm officially unemployed? This is my first time dealing with unemployment so any advice would be appreciated!
17 comments
Sofia Rodriguez
You can actually file for unemployment AS SOON as you know your last day. You don't have to wait until you're actually unemployed. There's a section in the application where you indicate your last day of work. ESD won't start paying benefits until after that date, but this way you get your claim established in their system sooner. Given how backed up they often are, I'd recommend applying now so you're ahead of the curve.
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NightOwl42
•Really? That's great to know. I was worried they'd reject my application if I'm still working. Do you know if I would need anything special from my employer? They're giving us separation letters on the last day, but I don't have that paperwork yet.
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Dmitry Ivanov
dont apply early!!! my cousin did that when her store closed and they DENIED her bc she was still working when she applied. huge hassle to fix it
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Sofia Rodriguez
•That's not accurate. The ESD website specifically states you can apply as soon as you know your last day. Your cousin probably had a different issue with her claim or didn't fill out the last day of work correctly. The system is designed to account for people who know they're being laid off in advance.
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Ava Thompson
The Washington ESD website clearly states: "If you were laid off or will be laid off, you can apply for unemployment benefits as soon as you know your last day of work." So yes, you absolutely can (and should) apply now. When you file, you'll need to provide your last day of work (the 21st). The claim will be established, but benefits won't start until after your last day of employment. Make sure you have this information ready before applying: - Your Social Security number - Your employment history for the last 18 months (employer names, addresses, phone numbers) - The last date you'll work (the 21st) - Reason for separation (business closure/layoff) After you apply, you'll start filing weekly claims. For the weeks where you're still working, you'll report your hours/earnings, and you won't receive benefits for those weeks. But once your employment ends, you'll already be in the system and should start receiving benefits after your first eligible week (which is actually a waiting week where no benefits are paid).
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NightOwl42
•Thank you so much for this detailed explanation! This is exactly what I needed to know. I didn't realize I'd need 18 months of employment history, so I'll gather that information now. It's a relief to know I can get the process started early.
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Miguel Herrera
when my job closed last year i waited until my last day and it took FOREVER to get paid... like 6 weeks with no money coming in!! definitely apply now if u can
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Zainab Ali
Others are right that you can apply now, but word of caution - ESD's phone system is absolutely impossible to get through if you have questions or problems with your claim. I spent THREE WEEKS trying to reach someone when my claim had issues. Finally used a service called Claimyr (claimyr.com) that got me through to an agent in under 25 minutes after weeks of failed attempts. They have a video showing how it works: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3 Hopefully your claim goes smoothly, but keep this in your back pocket if you hit roadblocks. Best of luck with the job transition!
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NightOwl42
•Thanks for the tip! I've heard horror stories about trying to reach ESD. I'll bookmark that service just in case I need it.
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Connor Murphy
QUICK TIP: When you apply, make sure you take screenshots or print confirmation pages of EVERYTHING you submit to ESD. Their system sometimes "loses" information and having proof of what you submitted can save you weeks of headaches later. Trust me on this one.
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Yara Nassar
I've been through this exact situation when my manufacturing plant closed in 2023. Here's what I learned: 1. Apply immediately - there's a field for "last day worked" where you'll put the 21st 2. Your claim won't be effective until after your last day 3. You still need to do a waiting week (no benefits paid) 4. Start documenting your job search activities right away (you need 3 per week) 5. Keep filing weekly claims even during weeks you're still working - just report your hours honestly One thing to be aware of: make sure your employer doesn't code your separation as something other than "lack of work/business closure." If they mark it as anything else, you could face adjudication delays. If possible, get something in writing from them confirming you're being laid off due to business closure.
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NightOwl42
•Thank you for the detailed advice! Do I really need to start job searching before my last day? That seems strange since I'm still technically employed.
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Yara Nassar
•You don't need to start job searching until you're actually unemployed. You won't have to report job search activities for the weeks you're still working. The job search requirements kick in after your last day of work. Sorry if that wasn't clear!
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Dmitry Ivanov
does anyone know if they get notifed about this at work? i wouldn't want my boss to know im applying before my last day
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Ava Thompson
•ESD will eventually contact your employer to verify your employment details and the reason for separation, but this typically happens after you've filed your claim, not during the application process. Your employer won't receive notification the moment you apply. They'll eventually get a notice as part of the standard verification process, but by that time, you'd be at or near your last day anyway. This is a standard part of the unemployment verification process.
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Miguel Herrera
make sure u get ur separation letter on ur last day!!! its super important for proving ur eligible!!
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Sofia Rodriguez
One more thing - once you file, you'll get assigned a specific day of the week to file your weekly claims. Don't miss this! Even for weeks where you're still working, you need to submit your weekly claim and report your hours worked. If you miss even one week, it can cause problems with your claim that are a massive headache to fix.
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