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TWC payment request on Wednesday - when will holiday affect direct deposit timing?

Anyone know if requesting payment on Wednesday means our direct deposits will be delayed because of the holidays? I'm supposed to request this Wednesday but with Thanksgiving and everything I'm worried about when the money will actually hit my account. Last time there was a holiday it seemed like my payment was late but I can't remember how many days. Really need this money for rent due on the 1st... will the TWC offices being closed mess things up??

Aurora Lacasse

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In my experience, requesting payment on Wednesday before Thanksgiving will probably push your direct deposit to Monday or Tuesday after the holiday weekend. TWC has to process requests and then there's the bank processing time too. The TWC offices being closed Thursday and Friday definitely affects the timeline.

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Crap, that's what I was afraid of. My rent's due on the 1st and I'm already late on other bills. Do you think there's ANY chance it could come through earlier?

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Anthony Young

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mines usaly in ma acount 2 days after i request it but holidays mess it up. last year it took like 4 extra days cuz of thankgiving. banks dont process on holidays + weekend

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4 EXTRA days?? That puts me past when rent is due. This is so stressful!!

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Charlotte White

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The official TWC payment schedule shows that payment requests made on Wednesday typically process in 2-3 business days. With Thanksgiving on Thursday and Friday also being observed as a holiday for state offices, plus the weekend, your direct deposit likely won't process until the following Monday at earliest, potentially hitting your account Tuesday or Wednesday. I'd recommend explaining the situation to your landlord ahead of time if you think you'll be cutting it close with rent. Most are understanding if you communicate proactively about a short delay.

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Thank you for explaining. I'll definitely reach out to my landlord. This is my first time on unemployment and the payment schedule is confusing me. I wish TWC had more clear info about holiday schedules on their website.

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Admin_Masters

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The whole system is DESIGNED to make us stress about money!! I requested right before Christmas last year and didn't see money for almost TWO WEEKS!!! The TWC agents don't care that we have bills to pay. Call your bank too - sometimes they can see pending deposits before they actually post to your account.

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Matthew Sanchez

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TWO WEEKS seems excessive... I've never had a delay longer than 4-5 days even with holidays. Maybe there was another issue with your claim? Did you have any work search problems or earnings to report that week?

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Admin_Masters

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No, it was definitely because of their holiday schedule AND a "system update" they were doing. Then when I finally got through to someone they said there was nothing they could do to speed it up. Thanks for nothing TWC!!

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Matthew Sanchez

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If you need to reach TWC to check on the status of your payment during the holiday week, I'd recommend using Claimyr (claimyr.com). I was in the same boat last Memorial Day weekend and couldn't get through the busy signals for days. Used their service and got connected to a TWC agent in about 40 minutes instead of struggling for hours with busy signals. They have a video showing how it works: https://youtu.be/V-IMvH88P1U?si=kNxmh025COIlIzKh Regarding your payment - based on my experience, payment requests made Wednesday before Thanksgiving typically hit accounts by Tuesday or Wednesday of the following week. The holiday plus weekend definitely adds delays.

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Thanks for the tip about Claimyr! If my payment doesn't show up by Tuesday I'll definitely need to talk to someone at TWC. Already dreading trying to get through on the phone.

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Ella Thompson

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I used Claimyr last month when my payment was stuck in pending status. Worth it just to avoid the constant busy signals and getting hung up on!

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JacksonHarris

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Friendly reminder that your payment request date doesn't change just because of holidays - if Wednesday is your designated request day, make sure you still request on Wednesday even with the holiday. I've seen people miss their request window thinking they should wait until after the holiday, which just causes bigger delays.

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Oh! Good point, I wouldn't have thought of that. I'll definitely still request on Wednesday like normal. Thanks for the heads up!

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Ella Thompson

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my payment always takes forever around holidays :( good luck waiting

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Charlotte White

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To specifically address your question about timing: Payment requests made on Wednesday, November 27, 2025 will likely be processed by TWC on Monday, December 1, 2025. Then your bank typically needs 1-2 business days to post the funds to your account, so expect it around Tuesday-Wednesday (December 2-3). If you need the money specifically for rent due on the 1st, I strongly recommend talking to your landlord now rather than waiting until the last minute. Many landlords have grace periods of 3-5 days for rent payments.

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Thank you for the specific dates! That really helps me plan. My landlord does give a 3-day grace period, so if it hits my account by the 3rd I should be okay. Fingers crossed the processing goes smoothly.

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Anthony Young

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i think u can see when ur payment gets approved on the twc website under claim and payment status even b4 it hits ur bank

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Matthew Sanchez

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This is correct. You can check under "Claim and Payment Status" on your TWC account. Once it shows "processed" with a payment date, you can expect the deposit in your bank account within 1-2 business days of that date.

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