TWC payment request during holiday - will it process Thursday or Friday?
So I finally got my unemployment claim approved last week and just completed my first payment request today (Monday). I completely forgot about the holiday tomorrow (Veterans Day). Does anyone know if TWC is closed for the holiday? Will my payment still process as normal on Wednesday, or will it be delayed until Thursday or Friday because of the holiday? I'm stressing because rent is due next week and I need to know exactly when the money will hit my account. This is my first time filing unemployment in Texas and I'm still figuring out how the payment schedule works.
30 comments


Aisha Khan
TWC offices are indeed closed tomorrow for Veterans Day. Based on my experience, when holidays fall on payment processing days, it usually delays things by one day. So instead of Wednesday, you'll probably see the deposit on Thursday. Just make sure your direct deposit info is set up correctly in the portal. I've been through this rodeo a few times with TWC and holiday delays are pretty standard. Hang in there!
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CosmicCruiser
•Thanks for confirming! Glad to know it should only be a one-day delay. I did set up direct deposit when I first applied, but I'll double-check it's all correct.
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Ethan Taylor
my payment got processed during july 4th weekend it took like 3 extra days fyi
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CosmicCruiser
•Oh no, really? 3 extra days would be tough. Did you have direct deposit or the debit card?
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Ethan Taylor
•i have direct deposit but holiday weekends are always slower for everything
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Yuki Ito
The official timeline is that payment requests made on Monday generally hit accounts by Wednesday (for direct deposit). With the holiday, Thursday is more likely, but I've occasionally seen it stretch to Friday during holiday weeks. It depends partly on your bank too - some banks hold ACH transfers longer than others, especially around holidays. If you're really worried about the exact day, you might need to speak directly with a TWC representative to get confirmation. Unfortunately, their phone lines are notoriously busy. I had luck using a service called Claimyr (claimyr.com) that got me through to a TWC agent within about 20 minutes instead of spending days getting busy signals. They have a video showing how it works here: https://youtu.be/V-IMvH88P1U?si=kNxmh025COIlIzKh. Saved me a ton of stress when I was in a similar situation.
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CosmicCruiser
•Thank you for the detailed info! My bank usually processes direct deposits pretty quickly once they receive them. I might check out that Claimyr service if I don't see the deposit by Thursday afternoon - I didn't even know something like that existed.
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Carmen Lopez
NOBODY at TWC ever answers the phone anyway so good luck finding out! I requested payment on a holiday week back in May and didn't get my money until 5 DAYS LATER!!! They don't care if your bills are due or not. The whole system is broken!!!
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Andre Dupont
•This is totally incorrect - TWC always processes payments on a set schedule. Holiday delays are typically only 1 day, sometimes 2 if it's a long weekend. Your 5-day delay was probably because of an issue with your specific claim, not because of their normal process. Please don't scare new claimants with misinformation.
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Carmen Lopez
•excuse me but that WAS my experience so how can you say it's incorrect?? maybe YOU got lucky but plenty of people have payment delays all the time
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QuantumQuasar
To give you the most accurate information: TWC observes federal holidays including Veterans Day. The standard payment timeline is: - Request payment on Monday - TWC processes Tuesday - Funds typically arrive Wednesday via direct deposit With the holiday, the processing will happen on Wednesday instead of Tuesday, pushing your payment to Thursday in most cases. However, as others mentioned, some banks have their own processing times that can add a day. For future reference, it's good practice to request payment as early as possible in your request window to account for any potential delays like holidays. The TWC payment request calendar on their website shows all the upcoming holidays that might affect processing times. I hope this helps clarify when you should expect your payment!
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CosmicCruiser
•Thank you for the clear explanation! This is very helpful. I'll definitely make a note of the holidays on the TWC calendar for future payment requests. Sounds like I should plan for Thursday but be prepared for Friday just in case.
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QuantumQuasar
•You're welcome! That's exactly right - plan for Thursday but be prepared for Friday. And congratulations on getting your claim approved!
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Zoe Papanikolaou
Is this your first payment request ever? If so, sometimes the first one takes a little longer even without a holiday. Mine took 4 business days for the first payment then was consistent after that. Make sure you keep doing your work searches too - I got flagged once for not entering enough work search activities and it delayed everything.
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CosmicCruiser
•Yes, this is my first payment request. Good to know the first one might take longer anyway. I've been keeping detailed records of my work search activities - doing 5 per week even though they only require 3, just to be safe!
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Ethan Taylor
anybody know if twc does direct deposit on weekends?
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QuantumQuasar
•TWC doesn't process or release payments on weekends. Their system only operates Monday through Friday on business days. If processing would land on a weekend, it gets moved to the following Monday.
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Andre Dupont
To answer your original question - yes, you'll almost certainly get paid on Thursday. I've been on unemployment twice in Texas and Veterans Day always delays things by exactly one day. Don't stress too much!
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CosmicCruiser
•Thanks for the reassurance! Thursday would work fine for my budget planning. Fingers crossed!
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CosmicCruiser
Update: My payment just hit my account this morning (Thursday)! Thanks everyone for your help and advice. For anyone searching this in the future, the one-day delay prediction was exactly right.
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CosmicCrusader
•That's awesome news! Glad it worked out exactly as predicted. Thanks for coming back to update - this will definitely help future people in the same situation. Hope things continue to go smoothly with your unemployment benefits!
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Andrew Pinnock
Congratulations on getting your first payment! This is such valuable information for other newcomers. I'm currently waiting for my claim to be approved and was wondering about the payment timing with holidays - your experience gives me a good baseline to expect. It's really helpful when people come back to share their actual results like this. Thanks for taking the time to update everyone!
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Amina Diallo
•You're so welcome! I know how stressful it is when you're waiting for that first payment and don't know what to expect. The community here was really helpful when I was panicking about the holiday delay. Best of luck with getting your claim approved - hopefully it goes smoothly for you! Feel free to ask if you have any other questions once you get to the payment request stage.
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Haley Bennett
•Good luck with your claim approval! The waiting period is definitely nerve-wracking, but once you get through it, the payment schedule becomes pretty predictable. This thread is a perfect example of how the community can help each other navigate these situations. Make sure to keep all your documentation organized while you're waiting - it really helps if they need any additional information from you during the review process.
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Amina Bah
This is such a helpful thread! I'm new to the TWC system too and had no idea how holidays affected payment processing. It's really reassuring to see that the one-day delay was so predictable and that your payment came through exactly when everyone said it would. I'm bookmarking this for future reference since I'm sure I'll run into similar timing questions with other holidays. Thanks for sharing your experience and for everyone who provided such detailed explanations about the process!
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Oliver Schulz
•I'm so glad this thread helped you too! When I first started dealing with TWC, I wish I had found a resource like this. The uncertainty around payment timing was one of the most stressful parts, especially when you're already dealing with job loss. It's amazing how much easier it becomes once you understand the process. Definitely bookmark this - I have a feeling holiday timing questions come up a lot for people new to unemployment benefits. The TWC system can seem overwhelming at first, but the community here really knows their stuff!
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Ruby Knight
This thread is incredibly valuable for anyone new to Texas unemployment! I just started my claim process last month and had similar questions about timing. It's really helpful to see real experiences with specific timelines rather than just the general information on the TWC website. The fact that your payment came through exactly when predicted gives me a lot more confidence in planning my own budget around payment schedules. I'll definitely keep this holiday delay pattern in mind for future requests. Thanks for documenting your experience so thoroughly - it's going to help so many people who are in similar situations!
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Levi Parker
•Absolutely agree! As someone who just went through their first unemployment claim experience, I can't stress enough how much this kind of detailed, real-world information helps. The TWC website gives you the basics, but it doesn't really prepare you for things like holiday delays or how your specific bank might handle the deposits. Having actual timelines from people who've been through it makes all the difference when you're trying to plan your finances during an already stressful time. This community has been such a lifesaver for navigating all the unknowns of the unemployment process!
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Marcus Patterson
This is exactly the kind of information I needed! I'm about to file my first unemployment claim with TWC and had no idea how holidays would affect payment timing. It's so reassuring to see that the delay was predictable and only one day. I've been worried about navigating all these timing issues, especially since I've never dealt with unemployment benefits before. The fact that everyone's predictions were spot-on gives me confidence that this community really knows the TWC system well. I'm definitely saving this thread for reference when I get to the payment request stage. Thanks for sharing your experience and for everyone who provided such detailed explanations!
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Camila Jordan
•Welcome to the TWC process! You're absolutely right that this community is incredibly knowledgeable about the system. As someone who was in your exact position just recently, I can tell you that having this kind of detailed timeline information really does help with the anxiety of not knowing when to expect payments. The predictability of the one-day holiday delay was such a relief. Make sure to set up your direct deposit right away when you file - it makes everything so much smoother. Good luck with your claim, and don't hesitate to ask questions here when you get to the payment request stage!
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