TWC holiday payment schedule - when will my unemployment deposit arrive?

Generally, if a holiday falls on your regular deposit day, your payment will be delayed by one business day. So for Memorial Day (which is a Monday), if your regular deposit is Tuesday, you might get it Wednesday instead. But it can sometimes depend on your bank too - some process these faster than others even with the holiday delay from TWC. Make sure you've already requested your payment on time through the usual process.

Ya this happened to me at Thanksgiving last year. Got mine a day late and freaked out at first lol

JUST SO YOU KNOW this is NOT always true!! I had a payment delayed for THREE DAYS after July 4th last year and TWC didn't even care when I called!!! They blame the banks but its THEIR SYSTEM that's the problem!! Make sure you plan ahead because they DO NOT care if you miss paying your bills because of their delays!!!!

i got the same question but with direct deposit does anybody know?

TWC follows the standard state holiday schedule, which means they don't process payments on official holidays. For direct deposit, this typically means a one-day delay. For the TWC Debit Card, it can sometimes be 1-2 days depending on when the holiday falls. In your specific case with Memorial Day on Monday and your regular deposit day being Tuesday, you should expect your deposit on Wednesday. TWC processes the payment request on the first business day after the holiday, then it takes 1-2 days to appear in your account depending on your bank's processing time. Important: Always file your payment request on your scheduled day regardless of holidays. The delay happens on TWC's processing end, not on the request submission end.

When I was on unemployment last year I had such a hard time getting through to TWC about a payment delay after a holiday. I ended up using this service called Claimyr (claimyr.com) and they actually got me connected to a TWC agent in about 20 minutes! I was shocked because I'd been trying for days on my own. They have a video showing how it works: https://youtu.be/V-IMvH88P1U?si=kNxmh025COIlIzKh The agent told me that even though there's usually a one-day delay, sometimes there can be additional processing time if the system is backed up after a holiday. Might be worth calling just to check on your specific payment status.

One important thing to remember is that even though your payment might be delayed by a day, you still need to request your payment on your regularly scheduled day. Don't wait because of the holiday - that will just cause additional delays. Also, if you're using the TWC debit card, sometimes those payments process a bit differently than direct deposit to your bank account. The official TWC guidance is to expect a one business day delay, but I've found that sometimes my bank would process the deposit late in the evening on the regular day anyway, holiday or not. If you absolutely need the money by a certain date for bills, I'd recommend calling TWC to confirm your specific situation. Every claim can have slightly different processing details.

I had this happen on Presidents Day and got mine a day late but my cousin didn't get hers until Thursday that same week so I think it depends

Thanks everyone for all the helpful information! I'll plan for Wednesday but be prepared it might be Thursday just to be safe. I'll make sure to keep doing my payment requests on the regular schedule no matter what. This community has been so helpful - I'm new to all this unemployment stuff and it's pretty confusing at first!

Just wanted to add that I've been through several holiday cycles with TWC, and in my experience, the one-day delay is pretty standard. However, I'd also recommend checking your online account or the TWC mobile app the day before your expected deposit. Sometimes they'll show the payment status as "processed" or "pending" which can give you a heads up about timing. Also, if you're really tight on money for bills, some banks offer overdraft protection or small emergency loans that might help bridge the gap if there's an unexpected delay. Good luck with everything!

I've been on Texas unemployment for about 6 months now and can confirm what others are saying about the one-day delay for holidays. One thing I'd add is to make sure you have notifications turned on for your bank account (text or email alerts) so you know right away when the deposit hits. Also, if you're really worried about timing with rent due on the 1st, you might want to reach out to your landlord ahead of time to let them know there could be a slight delay due to the holiday - most are understanding about government payment delays. I've found that being proactive about communication with bills helps avoid any late fees or issues. The TWC system is generally pretty reliable, just slower around holidays.

I'm also new to the TWC system and this thread has been incredibly helpful! Just to add one more data point - I had my first holiday delay during Presidents Day this year and it was exactly one business day like most people mentioned. My regular deposit day was Monday (the holiday), so I got it Tuesday instead. One thing that really helped me was setting up multiple alerts - not just from my bank, but also checking the TWC website under "Payment and Claim History" where you can see if your payment has been processed even before it hits your account. This gave me peace of mind knowing it was coming. Also, for future reference, I found out that TWC typically posts their holiday schedule at the beginning of each year, so you can plan ahead for the whole year. Hope your Memorial Day payment goes smoothly!

I just want to echo what everyone else has said about the one-day delay being pretty standard for holidays. I've been dealing with TWC for about 4 months now and have gone through a couple holiday cycles. One thing that really helped me was creating a simple calendar note for all the major holidays so I could mentally prepare for the delay and budget accordingly. Also, if you're using a credit union instead of a big bank, sometimes they process ACH transfers faster even with the holiday delay - mine has gotten TWC deposits as early as Tuesday evening when they were supposed to come Wednesday. But definitely don't count on that, just a nice surprise when it happens! The most important thing is what others mentioned - keep doing your payment requests on schedule no matter what. I made the mistake once of thinking I should wait because of a holiday and it just created more delays. The TWC system is set up to handle the holiday processing automatically, so stick to your regular routine and you should be fine. Good luck with your Memorial Day payment!

This has been such an informative thread! I'm also relatively new to the TWC system (about 2 months in) and was wondering about holiday schedules. One thing I learned from my case worker that might help others - if you're ever unsure about a payment delay, you can also check the TWC mobile app under "Correspondence" to see if they've sent any notifications about processing delays for holidays. Sometimes they'll send a message there even if they don't email you directly. Also, I'd recommend taking a screenshot of your payment request confirmation each time you submit it, just in case there are any questions later about whether you requested on time during a holiday week. The system keeps records, but having your own backup never hurts. Thanks to everyone who shared their experiences - it really helps newcomers like us navigate this system!

I've been on TWC unemployment for about 8 months now and have experienced several holiday payment delays. The one-day delay is definitely the norm, but I wanted to add something that helped me a lot - setting up a small emergency fund specifically for these holiday delays. Even just $50-100 set aside can prevent overdraft fees or late charges when payments are delayed. Also, I discovered that if you use direct deposit and your bank participates in early direct deposit programs (like some online banks offer), you might actually get your TWC payment a day EARLY during normal weeks, which can help offset the holiday delays. My online bank deposits TWC payments on Monday evening when they're scheduled for Tuesday, so when there's a holiday delay to Wednesday, it feels less disruptive. One last tip - the TWC customer service line is actually less busy early in the morning (around 8 AM) if you ever need to call about a delayed payment. I've had much better luck getting through during those hours rather than midday when everyone else is calling.

I'm new to the TWC system too and this thread has been incredibly helpful! I've been anxiously wondering about this exact same thing since I have my first holiday coming up. Reading everyone's experiences makes me feel so much better - it sounds like the one-day delay is pretty predictable and manageable. I love all the practical tips people have shared, especially about setting up bank alerts and checking the TWC app for payment status updates. I'm definitely going to start taking screenshots of my payment requests and maybe set aside a small buffer fund like someone mentioned. It's so reassuring to know there's a community of people who understand what it's like navigating this system for the first time. Thanks to everyone for sharing your real experiences - it makes such a difference when you're trying to figure all this out!

I'm also brand new to the TWC system (literally just got approved last week) and this thread is exactly what I needed to see! I was getting really worried about my first Memorial Day payment since I have rent due June 1st too. It's so helpful to hear from people who have actually been through this multiple times - the official TWC website doesn't really explain the real-world timing very well. I'm definitely going to set up bank alerts and check the app for payment status like everyone suggested. The idea about creating a small holiday buffer fund is genius too. Thanks to everyone for sharing such detailed experiences and practical tips! It makes me feel so much more confident about navigating this system.

I'm really glad I found this thread! I just started receiving TWC benefits a few weeks ago and was completely confused about how holidays affect payment timing. Reading everyone's experiences here has been so much more helpful than anything I could find on the official TWC website. The consensus seems to be that a one-day delay is pretty standard, which gives me a lot more confidence about planning my budget around Memorial Day. I especially appreciate all the practical tips people have shared - setting up bank alerts, checking the TWC app for payment status, taking screenshots of payment requests, and even creating a small emergency buffer fund. These are the kinds of real-world strategies that make such a difference when you're new to the system. Thanks to everyone for creating such a supportive community for people navigating unemployment benefits!