< Back to Texas Unemployment

CosmicCrusader

When will I get my first TWC payment after submitting payment request?

I just submitted my first payment request for Texas unemployment yesterday. The TWC website says my claim is approved, but I have no idea how long it'll actually take before I see any money. My bills are piling up fast and I need to plan accordingly. Do payments typically come through direct deposit the next day? Or is it more like a week? Anyone have recent experience with this? I'm trying not to stress but it's hard when I've got rent due next week.

For most people, the first payment takes 2-3 business days after your payment request IF everything is in order with your claim. Direct deposit is faster than the debit card option. But your very first payment can sometimes take longer - up to 7-10 days - because they're doing final verification checks. Make sure your direct deposit info is correctly entered in the system. You can check payment status on the TWC website or through Tele-Serv (800-558-8321).

0 coins

Thanks for the info. This waiting is killing me. I'll check the payment status tonight to see if there's any update. Did you get yours in 2-3 days when you first applied?

0 coins

dont count on anything!!! my first payment took TWENTY ONE DAYS even though my claim was "approved" - they dont tell you that theres still processing after approval!!! had to call 53 TIMES before someone picked up to explain they needed additional info from my employer. system is BROKEN!

0 coins

Oh no, that's exactly what I'm worried about. Did they at least backpay you for all those weeks?

0 coins

mine came in 4 days first time. direct deposit. this was last month fyi

0 coins

That's reassuring! Did you have to do anything special to make it go smoothly?

0 coins

The timing can vary but here's what you need to know about TWC payment processing: 1. After your first payment request, TWC typically processes it within 2-3 business days IF your claim has no pending issues. 2. Direct deposit is generally 1-2 days faster than the debit card option. 3. The first payment often takes longer because they perform additional verification checks. 4. If you have any unresolved issues on your claim (like employer verification or ID verification), this can delay payment significantly. 5. Make sure your work search logs are complete and accurate, as this can hold up payment if there are issues. I recommend checking your payment status through your TWC online account under "Claim and Payment Status" or calling Tele-Serv at 800-558-8321 and selecting option 2, then option 1.

0 coins

Thanks for the detailed explanation. I'll check my work search logs again to make sure everything's correct. My claim status online just says "approved" but doesn't mention any pending issues. Hopefully that means it'll process quickly.

0 coins

My sister justs went thru this last month and they told her 7-10 days but it was actually on day 5 the money showed up. But then her second payment was really fast like 2 days.

0 coins

That's good to know! So maybe the first one is slower but then they speed up after that.

0 coins

I spent THREE WEEKS trying to reach TWC about my delayed payment, calling hundreds of times with no luck. Finally found this service called Claimyr (claimyr.com) that got me connected to a TWC agent in about 20 minutes. They have this demo video that shows how it works: https://youtu.be/V-IMvH88P1U?si=kNxmh025COIlIzKh The agent told me my address had a typo which was holding everything up - fixed it immediately and got paid 2 days later. Wish I'd known about it sooner instead of stressing for weeks!

0 coins

does this actually work? seems sketchy

0 coins

It worked for me. They just call TWC on your behalf and transfer you when they get through. Saved me hours of redial frustration.

0 coins

mine took a month lol sorry but true. turns out there was a flag on my account but nobody told me untill i finally got through to an actual person!!

0 coins

Oh man, that's brutal. What was the flag for, if you don't mind me asking? I want to make sure I haven't missed anything important.

0 coins

my previous employer disputed my reason for leaving. twc had been sending mail to my old address so i never got the notice. make sure ur address is updated in EVERY section of ur account!

0 coins

Just checking back - any updates? Did your payment go through yet?

0 coins

Actually yes! Got the deposit this morning - took exactly 4 business days. Much faster than I expected after reading some of these horror stories. Thanks everyone for the help!

0 coins

Great to hear your payment came through! For anyone else reading this thread in the future, here's a quick summary of what to expect with TWC payment timing: - First payments typically take 3-7 business days after the initial payment request - Subsequent payments are usually faster (2-3 business days) - Direct deposit is faster than debit card payments - Having a "clean" claim with no issues is key to getting paid quickly - Always keep your contact information updated in the TWC system - Make sure your work search requirements are being met and documented And remember to request payments on your assigned day to avoid further delays!

0 coins

As someone who just went through this process a few weeks ago, I can confirm that the 3-7 day range is pretty accurate for first payments. Mine took 5 business days exactly. One thing I'd add is to make sure you're checking your TWC account daily during this waiting period - sometimes there are action items or documents they need that aren't immediately obvious. Also, if you're really stressed about timing, consider setting up text alerts through your bank so you know the moment the deposit hits. The uncertainty is definitely the worst part, but most people do get their payments within that first week if everything is properly submitted.

0 coins

That's really helpful advice about checking the account daily and setting up bank alerts! I wish I had thought of the text alerts earlier - would have saved me from constantly refreshing my banking app. The uncertainty really is the worst part of this whole process. It's good to know that most people do get their payments within that first week timeframe when everything is submitted correctly.

0 coins

Just wanted to chime in as someone who's helped friends navigate this process - the waiting period for that first payment is definitely nerve-wracking, especially when you have bills due. A few practical tips that might help while you wait: 1) Screenshot your payment request confirmation page for your records, 2) Set up a calendar reminder to check your claim status every 2-3 days (but not obsessively), and 3) If you're really tight on cash, consider reaching out to local food banks or utility assistance programs while you wait - many have emergency help available. The good news is that once you get through this first payment, the subsequent ones are much more predictable. Hang in there!

0 coins

These are really practical suggestions, especially the screenshot tip! I never thought about documenting the payment request confirmation. The food bank idea is smart too - I've been so focused on when the money will come that I hadn't considered other resources that could help bridge the gap. It's reassuring to hear that the subsequent payments are more predictable once you get through this first hurdle. Thanks for the encouraging words!

0 coins

One thing I learned from my experience last year is to double-check that your bank account information is entered correctly in the TWC system. I had a typo in my routing number that delayed my first payment by almost two weeks - the system showed "payment issued" but the money never arrived because it couldn't process the direct deposit. When I finally got through to speak with someone, they caught the error immediately and had me update it. After that, the payment came through in just 2 days. It's worth logging into your account and verifying all your banking details are 100% accurate, especially if you're expecting that first payment soon. Small errors like this are more common than you'd think and can cause major delays.

0 coins

This is such an important point that doesn't get mentioned enough! I actually had a similar issue where I had entered my account number correctly but mixed up two digits in the routing number. The TWC system didn't flag it as an error initially, so I was sitting there wondering why my "processed" payment never showed up. It wasn't until I called and spoke with an agent that they discovered the mismatch. Now I always recommend people log into their online banking and copy/paste the routing and account numbers directly rather than typing them manually - it eliminates those easy-to-make transcription errors that can cost you weeks of delays.

0 coins

I went through this exact same situation about 6 months ago and totally understand the anxiety! My first payment took 6 business days, which felt like forever when rent was due. One thing that helped me stay sane during the wait was calling the Tele-Serv line (800-558-8321) every couple days to check my payment status - it's automated so you don't have to wait on hold, and it gives you more detailed info than the website sometimes. Also, if you haven't already, make sure you've completed your work search activities for the week you're claiming - I've seen people's payments get held up because they forgot to log their job search efforts. The waiting is brutal but hang in there - most people do get their money within that first week if everything is submitted correctly!

0 coins

The Tele-Serv tip is gold! I had no idea there was an automated line that could give more detailed status info than the website. That would have saved me so much stress during my waiting period. And you're absolutely right about the work search logging - I almost forgot to complete mine for the first week and caught it just in time. It's easy to overlook those requirements when you're focused on just getting the payment request submitted. Thanks for sharing your timeline too - 6 days isn't too bad in the grand scheme of things, even though I know it feels endless when you're living it!

0 coins

I'm going through the same situation right now - submitted my payment request 3 days ago and checking my bank account every few hours like it's going to magically appear! Reading through everyone's experiences here is really helpful though. It sounds like 4-7 days is pretty normal for the first payment, which gives me some peace of mind. I made sure to triple-check my direct deposit info after reading about the routing number errors - that would be my worst nightmare right now. Also took the advice about screenshotting my payment confirmation and setting up those bank text alerts. The waiting game is terrible but at least I know I'm not alone in this! Will update once mine comes through.

0 coins

I totally get the compulsive bank account checking - I was doing the same thing every hour! It's like watching a pot that never boils. You're smart to triple-check that direct deposit info after reading about those routing number horror stories. That would definitely be a nightmare scenario when you're already stressed about timing. The screenshot and text alert setup is really smart prep work too. Hang in there - based on everyone's experiences here, you should hopefully see something in the next few days. The waiting is absolutely brutal but you've got all your ducks in a row! Definitely update us when it hits - always good to hear success stories for future people going through this same anxiety.

0 coins

Just wanted to add my recent experience for anyone else going through this stress! I submitted my first payment request two weeks ago and it took exactly 5 business days to hit my account via direct deposit. What really helped me during the wait was setting up a daily routine - I'd check my TWC account status once in the morning and once at night, but forced myself not to obsessively refresh throughout the day. I also called that Tele-Serv number mentioned earlier (800-558-8321) on day 3 just to confirm everything was processing normally. The automated system was actually pretty helpful and gave me peace of mind that there weren't any issues flagged on my claim. For anyone currently waiting - I know the anxiety is overwhelming when bills are due, but try to stay busy with job applications and other productive activities. The money will come! And like others mentioned, once you get through this first payment, the subsequent ones are much faster and more predictable.

0 coins

Thanks for sharing your timeline and the daily routine tip! That's actually brilliant advice - setting specific check-in times instead of constantly refreshing probably saved your sanity. I'm on day 2 of waiting for my first payment and already feel like I'm going crazy with the uncertainty. The Tele-Serv automated line sounds like a great middle ground for getting updates without the stress of trying to reach a human agent. I really appreciate you mentioning the importance of staying busy with job applications too - it's easy to get so focused on waiting for the payment that you forget about the bigger picture of finding new employment. Definitely going to try your structured approach instead of my current obsessive checking!

0 coins

Just wanted to share my experience from last month to hopefully ease some anxiety for others waiting! I submitted my first payment request on a Tuesday and got the direct deposit the following Monday - so 4 business days total. What I learned from talking to the TWC rep when I called about something else: they actually process payments in batches throughout the week, not continuously. So depending on when you submit your request, you might catch the next batch or have to wait for the following one. The key thing that sped mine up was making sure I had completed ALL the online modules and certifications before submitting my payment request. Some people skip the work search orientation thinking it's optional, but it can actually hold up your payment if it's not done. Also, if you're using direct deposit, make sure your bank doesn't have any holds on government deposits - some smaller banks flag them for review which can add 1-2 extra days. The waiting is absolutely nerve-wracking but most people do get paid within that 3-7 day window if everything is submitted correctly!

0 coins

This is really helpful info about the batch processing! I had no idea TWC processes payments in batches rather than continuously - that explains why some people get theirs on specific days of the week. The tip about completing all the online modules before submitting is crucial too. I think I rushed through my first payment request and might have missed something. Did you have to go back and complete the work search orientation separately, or was it part of the initial setup process? Also, the point about smaller banks flagging government deposits is something I hadn't considered. I use a local credit union so I should probably give them a heads up to expect the deposit. Thanks for sharing your 4-day timeline - that gives me hope that mine might come through soon!

0 coins

I'm currently on day 3 of waiting for my first payment and this thread has been incredibly helpful for managing my expectations! It's reassuring to see that most people are getting their payments within 4-7 business days when everything is submitted correctly. I made sure to double-check my direct deposit information after reading about those routing number horror stories - that would be devastating when you're already stressed about timing. One thing I'm curious about is whether the day of the week you submit your payment request affects the processing time? I submitted mine on a Friday afternoon, so I'm wondering if that means I might have to wait for the next batch cycle. Also planning to call that Tele-Serv line tomorrow to check my status - the automated system sounds like a great way to get updates without the stress of trying to reach a human agent. The waiting is definitely anxiety-inducing when bills are due, but reading everyone's experiences here gives me confidence that the money will come through. Will definitely update once mine hits!

0 coins

You're definitely on the right track with all your prep work! From what I've seen in this thread, submitting on a Friday afternoon probably means your request will hit the next processing batch early in the week, so you might be looking at Tuesday/Wednesday for your deposit. The Tele-Serv automated line is honestly a lifesaver for peace of mind - I used it constantly during my waiting period! One thing that helped me was remembering that even if it takes the full 7 days, you'll still get backpay for that week, so the money isn't lost, just delayed. The anxiety is totally normal when rent is looming, but it sounds like you've done everything right. Fingers crossed you see that deposit soon!

0 coins

I'm in a very similar situation right now - submitted my payment request yesterday and already feeling the anxiety about when it'll actually hit my account! This thread has been incredibly reassuring though. It sounds like 3-7 business days is the realistic expectation for first payments, with most people landing somewhere in the 4-5 day range if everything is submitted correctly. I've already triple-checked my direct deposit info after reading about those routing number disasters - can't imagine having to deal with that delay on top of everything else. Planning to use that Tele-Serv automated line in a couple days to check my status without having to battle the phone system for a human agent. The uncertainty is definitely the hardest part when you've got bills breathing down your neck, but it's encouraging to see so many success stories here. Thanks everyone for sharing your experiences and timelines!

0 coins

You're absolutely right that the uncertainty is the hardest part! I just went through this exact same anxiety spiral a few weeks ago. Based on what I've learned from this thread and my own experience, it sounds like you've done all the right prep work by checking your direct deposit info multiple times. The Tele-Serv line really is a game changer for getting status updates without the phone queue nightmare. One thing that helped me was setting a specific time each day to check for updates rather than constantly refreshing - maybe try checking once in the morning and once in the evening to save your sanity. Also remember that even if it takes the full 7 days, you're not losing money, just waiting for it. The first payment is always the most stressful, but once you get through this hurdle the subsequent ones are much more predictable. Hang in there - you'll get through this!

0 coins

I'm currently waiting for my first payment too - submitted my request on Monday and it's now Thursday, so I'm right in that anxious 3-7 day window everyone's talking about! This entire thread has been such a lifesaver for understanding what to expect. I've been following a lot of the advice here: double-checked my direct deposit info (even copy-pasted the numbers directly from my online banking to avoid typos), set up text alerts through my bank, and I'm forcing myself to only check my account twice a day instead of every hour. The Tele-Serv automated line has been great for peace of mind - called yesterday and it confirmed my payment is "in process" with no issues flagged. One thing I learned that might help others: if you bank with a smaller institution, it's worth calling them to make sure they don't have any special holds on government ACH transfers. My credit union told me they sometimes flag large government deposits for 24-hour review, so I gave them a heads up about the expected TWC payment. The waiting is absolutely brutal when you're counting every dollar, but seeing all these success stories gives me hope that it'll come through soon. Will definitely update when mine hits - this community has been so helpful during this stressful time!

0 coins

Your approach sounds really smart - especially the tip about calling your credit union ahead of time! I hadn't thought about smaller banks potentially flagging government ACH transfers, but that makes total sense. It's great that you're being proactive about it rather than finding out after the fact when you're already stressed about timing. The twice-a-day checking schedule is also brilliant - I'm definitely going to adopt that instead of my current obsessive refreshing habit. Thursday means you're right in that sweet spot where most people seem to get their deposits, so fingers crossed you see something tomorrow or early next week! Thanks for sharing the Tele-Serv update too - knowing that it shows "in process" with no flags is really reassuring. This whole thread has been such a great resource for managing expectations during this nerve-wracking wait!

0 coins

I'm dealing with this same waiting game right now - submitted my first payment request on Tuesday and it's killing me not knowing when it'll actually show up! Reading through everyone's experiences here has been incredibly helpful though. It seems like 4-6 business days is pretty typical for that first payment if everything goes smoothly. I made sure to screenshot my confirmation page and set up those bank alerts after seeing all the great advice in this thread. The hardest part is definitely the uncertainty when you've got bills stacking up, but it's reassuring to know that most people do get their money within that first week. I'm going to try calling that Tele-Serv automated line tomorrow to check my status - sounds way better than trying to get through to an actual person. Thanks everyone for sharing your timelines and tips - this community is a lifesaver when you're stressed about money!

0 coins

You're definitely taking all the right steps! Tuesday submission puts you right on track for that 4-6 day window most people are experiencing. The screenshot and bank alerts setup is really smart preparation - I wish I had thought of those things during my waiting period. The Tele-Serv line is honestly such a good middle ground for getting updates without the stress of trying to reach a human agent. I totally understand the bill anxiety - that uncertainty when rent is due soon is just awful. But based on all the timelines shared here, you should hopefully see something by early next week. This thread has been amazing for managing expectations during such a stressful time. Hang in there and definitely update us when yours comes through!

0 coins

Texas Unemployment AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
20,087 users helped today