How long after TWC verifies bank info will I get my first unemployment payment?

For most people, bank verification takes 2-3 business days after you've entered your info correctly. Once that's done, the payment itself typically processes within 1-2 business days. So you're looking at about 3-5 business days total from when they started the verification process. If there's an issue with your bank info, they'll email you or post a message in your TWC correspondence inbox. Be sure to keep checking both your personal email and your TWC account daily.

bank verification SHOULD be quick but mine took 9 days back in january!!! twc is so backed up right now. if ur freaking out about rent maybe you can get the debit card option instead? when i switched to that it was faster

I went through this last month. If you want to check your status or fix problems, good luck getting through on the phone. I used this service called Claimyr (claimyr.com) that got me connected to a TWC rep in about 20 minutes when I'd been trying for days on my own. They have a video showing how it works: https://youtu.be/V-IMvH88P1U?si=kNxmh025COIlIzKh - totally worth it when you're stressing about rent coming due!

If there's a problem with your bank info, they won't always tell you! My account number had a typo and I waited THREE WEEKS before I realized the issue. Check your TWC correspondence inbox daily for messages. And YES, you absolutely must continue requesting payments every two weeks on your assigned day regardless of whether previous payments have processed. Missing a payment request can mess up your whole claim.

The TWC system is terrible about telling you when things are wrong. ALWAYS double-check your banking info and call them if you don't see a deposit within a week. I've been on unemployment twice in Texas, and both times there were delays for completely different reasons. If you're worried about rent, call the TWC Tele-Serv number (800-558-8321) and select the option to check payment status. Sometimes you'll get more detailed information from the automated system than from the website.

mine took 4 days for direct deposit to clear after verification but my cousin got hers in 2 days last month so it really varies

Just to clarify something important - there are actually TWO verifications happening: 1) TWC verifies your bank info is valid (2-3 days typically) and 2) After approval, the actual payment processing time (1-2 days). So when people say "it took X days," they might be counting from different starting points. Once your payment shows as "processed" in the system, it's usually in your account within 48 hours max. And to your earlier question - yes, you MUST continue requesting payments on your assigned day every two weeks regardless of whether you've received your first payment yet.

Yes, you absolutely need to do your work search activities (minimum 3 per week in Texas) from the very beginning of your claim. Document everything carefully - job site used, position applied for, company name, any contact info you have. TWC can audit your work search at any time, even months later. I keep a spreadsheet with all my work search activities just in case.

update us when u get ur $$$! i'm curious if things r moving faster now than when i applied in january. took me almost 3 weeks total from approval to first deposit 😭

Hey Giovanni! I just went through this exact same situation a few weeks ago. The bank verification process can be nerve-wracking when you're waiting on that first payment. In my experience, once TWC starts the bank verification, it typically takes 3-5 business days total before you see the money in your account. Since you entered your info on Friday, I'd expect to see something by Wednesday or Thursday of this week if everything goes smoothly. One thing that helped me was setting up account alerts with my bank so I'd get notified immediately when the deposit came through. Also, make sure you're checking your TWC correspondence inbox daily - they'll send you a message there if there are any issues with your banking info. Hang in there, you're almost at the finish line!

Just wanted to add something that might help ease your anxiety - I work at a credit union and see TWC deposits come through regularly. Once the bank verification is complete on TWC's end, the actual ACH transfer usually hits accounts within 1-2 business days. Most banks process these early in the morning, so check your account first thing when you wake up rather than constantly refreshing throughout the day. Also, if you're really worried about timing with rent, consider reaching out to your landlord now to give them a heads up about the situation. Most are understanding about unemployment delays, especially if you communicate proactively. You've got this!

I went through this exact same waiting period back in February and I totally understand the anxiety! One thing that really helped me was logging into my TWC account online and checking the "Payment and Tax Information" section - sometimes it shows more detailed status info than the phone system. Also, if you haven't already, make sure you're continuing to request your payment every two weeks on your assigned day even while waiting for this first deposit. I made the mistake of thinking I should wait and it caused a delay. The good news is that once TWC processes your first payment, subsequent ones usually go much faster. Keep your chin up - you're so close!

Giovanni, I totally feel your stress about the rent deadline! I went through this same waiting game about 6 months ago and it's absolutely nerve-wracking. From what I experienced, once TWC says they're verifying your bank info, you're usually looking at about 5-7 business days total before the money hits your account. The verification itself takes 2-3 days, then another 2-3 for the actual payment to process. Since you submitted Friday, I'd expect to see something by next Wednesday/Thursday at the latest. One thing that saved my sanity was calling my bank to confirm they don't have any holds or restrictions on ACH transfers from government agencies - sometimes that can cause unexpected delays. Also, keep doing those work search activities even while waiting! TWC is really strict about that requirement. You're almost there - hang in there!

Giovanni, I'm going through the exact same thing right now! Filed my claim 3 weeks ago, got approved last Tuesday, and just submitted my bank info yesterday. Reading through all these responses is actually really helpful because I was starting to panic too. My rent is due next Friday and I was worried I'd made some mistake in the process. It sounds like we're both looking at roughly the same timeline - hopefully we'll both see our payments by the end of this week or early next week. The tip about checking with your bank for ACH holds is brilliant, I'm definitely doing that tomorrow. Also planning to set up those account alerts someone mentioned. Keep us posted on when yours comes through - it'll give me hope for mine! We've made it this far through the approval process, we can handle a few more days of waiting.

Hey Giovanni! I just went through this same process about a month ago and totally understand the anxiety when you're waiting on that first payment with bills due. From my experience, once TWC starts the bank verification process, you're typically looking at 4-6 business days total before the money actually hits your account. Since you entered your info on Friday, I'd expect to see something by this Thursday or Friday at the latest. One thing that really helped me was calling my bank to make sure they don't have any restrictions on ACH deposits from Texas Workforce Commission - sometimes banks flag government payments which can cause delays. Also, definitely keep checking your TWC correspondence inbox daily because if there's any issue with your banking info, that's usually where they'll notify you first. The waiting is the worst part, but you're so close to getting your first payment! And yes, make sure you keep doing your bi-weekly payment requests even while this first one is processing.

Giovanni, I completely understand your anxiety about the timing with rent due! I went through this exact situation about 2 months ago and it was so stressful waiting for that first payment. From my experience, once TWC starts bank verification, you're typically looking at 3-5 business days total before the deposit hits your account. Since you submitted your info on Friday, I'd expect to see something by Wednesday or Thursday of this week. One thing that really saved me stress was setting up text alerts with my bank for any incoming deposits - that way I knew the moment it came through instead of constantly checking my balance. Also, definitely call TWC's automated line early in the morning (around 7-8 AM) as it sometimes gives more detailed status updates than later in the day. The good news is once you get that first payment, future ones process much faster! You're almost there - hang in there!

Giovanni, I totally get the stress you're feeling right now! I went through this exact same situation about 3 months ago and the waiting period for that first payment is absolutely nerve-wracking when you've got bills due. From my experience, once TWC begins bank verification, you're usually looking at about 4-6 business days total before the money actually appears in your account. Since you entered your info on Friday, I'd expect to see something by Wednesday or Thursday this week. One thing that really helped me was downloading my bank's mobile app and turning on push notifications for deposits - that way I got an instant alert when the payment came through instead of obsessively checking my balance all day. Also, make sure you're logging into your TWC account online daily to check for any messages in your correspondence inbox. If there's any issue with your banking details, they'll usually notify you there first. The waiting is definitely the hardest part, but you're so close now! Keep your head up and remember that once this first payment processes, all your future payments will be much quicker.