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I've been getting my TWC payments through Chase for about 8 months now, and here's what I've consistently experienced: it's always exactly 2 business days after TWC shows "payment processed" on their website. Never earlier, never later. The key thing is to make sure you're looking at the "processed" date, not the "approved" date - there can sometimes be a day or two difference between those. One thing that really helped me when I was in your exact situation (needing money for rent) was calling my landlord ahead of time to explain the situation. Most are understanding if you give them a heads up and can show proof that the payment is coming. You can screenshot your TWC payment status page showing it's processed and the expected deposit date. Also, Chase usually posts these deposits very early in the morning (around 3-5 AM), so you'll likely see it first thing when you wake up rather than having to wait all day. Good luck with your rent situation!
This is really reassuring to hear from someone with 8 months of experience! The distinction between "approved" and "processed" dates seems super important - I'm going to double check that right now on my TWC account to make sure I'm looking at the right timeline. And you're absolutely right about being proactive with the landlord communication. I think I'll give them a call today to explain the situation and offer to show them the TWC payment status screenshot. Knowing that Chase posts so early in the morning actually makes me feel better too - at least I won't be anxiously checking all day Friday! Thanks for the practical advice and reassurance. 🙏
I've been getting TWC deposits through Chase for about 3 months now and wanted to add something that might help with your timing concern. While everyone's right about the 2 business day rule, I've noticed that if TWC processes your payment before noon on a weekday, Chase sometimes posts it the next business day instead of waiting the full 2 days. It's not guaranteed, but it's happened to me about 30% of the time. Also, since you mentioned this is your first payment after approval, just be aware that sometimes the very first deposit can take an extra day compared to your regular weekly claims - mine did. But after that first one, it's been like clockwork every 2 business days. Definitely recommend setting up those mobile alerts others mentioned and checking your pending transactions. Fingers crossed it comes through in time for your rent!
I'm in a very similar situation - my process date was yesterday and I'm also banking with Chase! This thread has been absolutely invaluable for setting expectations. I was getting really anxious checking my account every few hours, but reading everyone's consistent experiences with next-day deposits has put my mind at ease. I just set up the mobile notifications that everyone's been recommending, and I'm going to stop obsessively refreshing my balance! It's crazy how the TWC website gives you almost no useful information about actual deposit timing. For anyone else reading this who's new to the process - the real-world experiences shared here are worth their weight in gold. Thanks to everyone who took the time to share their timelines and tips!
I'm so glad this thread has been helpful for you too! I was in the exact same position a few weeks ago - constantly refreshing my account and getting increasingly anxious about the timing. The mobile notifications really are a game changer for peace of mind. It's interesting how many of us newcomers are going through the same experience and finding comfort in these shared stories. The lack of clear timing information on the TWC website definitely adds unnecessary stress to an already difficult situation. I hope your deposit shows up today as expected! Feel free to update us when it does - I know other newcomers like myself appreciate hearing about successful outcomes.
I'm also going through this exact situation with my first TWC payment and Chase! My process date was yesterday and I've been anxiously checking my account all day. This entire thread has been such a lifesaver - the TWC website really doesn't give you any concrete timeline information, just that generic "funds will be deposited" message. Reading everyone's consistent experiences with Chase doing next-day deposits has really helped calm my nerves. I already went ahead and set up those mobile notifications that everyone keeps mentioning instead of constantly refreshing my account balance like I was doing this morning! It's amazing how much stress this waiting period adds when you're already dealing with job loss. Really appreciate everyone sharing their real experiences and timelines here - it's so much more helpful than the vague official information!
I completely understand that anxiety! I went through the exact same thing with my first TWC payment and Chase about a month ago. The waiting really is the worst part, especially when you're already stressed about finances. Based on everyone's experiences in this thread, it sounds like you should see your deposit today since your process date was yesterday. Those mobile notifications are definitely the way to go - I wish I had set them up earlier instead of driving myself crazy checking my account every hour! The consistency that people have reported with Chase is really reassuring. Hopefully you'll get that notification soon and can breathe a little easier. Keep us updated when it hits!
As someone who just successfully completed my TWC appeal process last month, I wanted to share a few additional insights that might help! First, don't underestimate the importance of your opening statement during the hearing. I prepared a 2-3 minute summary that clearly outlined my case and the key evidence I'd be presenting. It really helped set the tone. Second, if your former employer participates in the hearing (which they often do), stay calm even if they say things you disagree with. You'll get your chance to respond, and getting emotional can hurt your credibility. Finally, something I wish I'd known earlier - if you're struggling financially while waiting for the appeal decision, look into local food banks and assistance programs. The process can take longer than expected, and there's no shame in getting help while you're fighting for what you deserve. @Oliver Brown - you've gotten some incredible advice in this thread! The fact that you're asking questions and preparing ahead of time already puts you in a great position. Best of luck with your appeal! 🍀
@Cassandra Moon Congratulations on your successful appeal! That s'such encouraging news for everyone here going through this process. The tip about preparing an opening statement is brilliant - I can see how that would help you stay focused and make sure you hit all your key points right from the start. I m'also really glad you mentioned the resources for financial assistance during the waiting period. It s'so easy to focus on the legal/procedural aspects and forget about the practical day-to-day challenges of being without income during what can be a lengthy process. Thanks for taking the time to share these insights after completing your own journey - it means so much to those of us still in the thick of it! 🙏
This thread has been incredibly informative! As someone who's been avoiding filing an appeal because the whole process seemed so intimidating, reading through everyone's experiences has really motivated me to finally take action. I especially appreciate the practical tips about organization and preparation - the timeline suggestion, making copies of everything, and practicing beforehand all seem like such smart strategies. It's also reassuring to hear from people who've actually succeeded in their appeals. One thing I'm curious about - for those who've been through the process, how long did you typically wait between filing your appeal and getting scheduled for the hearing? I'm trying to plan ahead since I know this can be a lengthy process. Thanks to everyone for creating such a supportive and helpful discussion here. It's amazing how much less overwhelming this feels when you have real people sharing real experiences! 💙
@Summer Green I m'so glad this thread motivated you to take action! From what I ve'seen in various discussions, the wait time between filing and getting scheduled can vary quite a bit - some people report getting scheduled within 2-3 weeks, while others have waited 6-8 weeks or even longer depending on how backed up the system is. It might be worth calling TWC directly to ask about current wait times in your area, though getting through to someone can be a challenge in itself as (others have mentioned! .)The important thing is to file as soon as possible since there are strict deadlines. While you re'waiting for the hearing date, you can use that time to gather all your documentation and practice your presentation. Don t'let the intimidation factor hold you back - everyone here started in the same boat and look how much great advice has come from their experiences! 💪
Just went through this exact scenario last month! You definitely still need to file your payment request even if you made more than your weekly benefit amount - this keeps your claim active. When you report earnings that exceed your WBA, you'll get $0 for that week, but those benefits aren't lost forever. They stay in your account for future weeks when you might not have work or earn less. The key is to always report your earnings for the week you actually WORKED (not when you got paid) and keep doing your required work search activities. I made the mistake of thinking I didn't need to do work searches during a week I was working temp jobs and almost got hit with an overpayment issue. TWC's system will automatically calculate everything once you report honestly, so don't stress too much about the math - just focus on filing on time and being accurate with your reports!
This is such a helpful summary! I'm new to dealing with unemployment and this whole thread has been a lifesaver. I was so worried about messing something up, but it sounds like as long as I'm honest about my earnings and keep filing every two weeks, the system will handle the calculations. The part about work searches still being required even when working temp jobs is something I definitely wouldn't have known - glad people shared their experiences here!
One thing I haven't seen mentioned yet - if you're doing temp work through an agency, make sure you understand how they report your earnings to TWC. Some agencies report weekly, others bi-weekly, and timing can affect which certification period your earnings get attributed to. I had a temp agency job where they paid me for week 1 and week 2 together at the end of week 2, but I had to report the earnings separately for each week I actually worked. Also, keep all your pay stubs from temp work - TWC sometimes asks for documentation during reviews, especially if there are any discrepancies in their system. Better to have everything organized from the start than scramble to find paperwork later!
This is such an important point about temp agencies! I didn't even think about how different agencies might handle their reporting schedules. That could definitely cause confusion when trying to figure out which week to report earnings for. Do you know if there's a way to check with TWC directly about how a specific temp agency reports, or is it better to just ask the agency directly how they handle it? I want to make sure I'm reporting everything correctly from the start.
Ethan Wilson
Rita, I'm so sorry you're going through this stress! I actually had a very similar experience last year - worked for about 3 months after reopening my claim, then got terminated for what they called "attendance issues" even though I'd only called in sick twice with proper notice. Here's what I learned that might help you: TWC really does look at the specifics of your situation, not just the employer's claims. The fact that you only missed 2 days in 3 months AND called in both times according to their policy is actually a strong point in your favor. When I had my phone interview with the TWC investigator, she specifically asked about whether I followed proper notification procedures and seemed to view that as important. A few practical tips: When you reopen your claim online, be very detailed but honest about your separation reason. Don't just say "policy violation" - explain that you missed 2 days in 3 months for legitimate emergencies (sick child, car trouble) and followed their call-in process both times. Also, definitely try to get a copy of their attendance policy if possible. In my case, the employer's policy said they were supposed to give verbal and written warnings before termination, but they fired me without any warnings. That really helped my case. The whole process took about 3 weeks for me from reopening to getting my first payment. Keep requesting payments on your assigned days even while under investigation, and start doing your work searches right away. You've got good documentation and legitimate reasons - I think you'll be okay!
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Wesley Hallow
•Ethan, thank you so much for sharing your experience - it's incredibly reassuring to hear from someone who went through almost the exact same situation! I really appreciate the tip about being detailed when explaining the separation reason. You're absolutely right that "policy violation" by itself sounds much worse than explaining that I missed 2 days in 3 months for legitimate emergencies with proper notice. I'm definitely going to call their HR department tomorrow to try to get a copy of the attendance policy, especially since I'm pretty sure they have a progressive disciplinary process that they completely skipped with me. It gives me so much hope to hear that your case worked out after 3 weeks - I was starting to think I'd be waiting months! I'll make sure to keep requesting payments and start my work searches right away. Thank you for taking the time to help a fellow Texan navigate this stressful situation!
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Carmen Ruiz
Rita, I'm really sorry you're dealing with this situation - it's so stressful when you're worried about rent and trying to navigate the TWC system at the same time. I went through something very similar about 8 months ago and wanted to share what helped me. First, the good news: yes, you can definitely reopen your March claim since you're still within your benefit year. When you log into your TWC account, just click "Request Payment" and the system will automatically detect that you need to reopen and walk you through the process. Now, about the investigation - TWC will look into your most recent separation, but honestly, your case sounds pretty strong. Only 2 absences in 3 months with proper call-ins shows you were following their procedures and trying to be responsible. When I had my phone interview, the investigator specifically asked whether I'd followed proper notification procedures, and it seemed to really matter to them. Here's what I'd recommend: Save those text messages where you notified your supervisor - that documentation will be crucial. When you explain your separation to TWC, be specific: "I missed 2 days in 3 months for legitimate emergencies (sick child, car trouble) and followed the company's call-in policy both times." That sounds way different than just "policy violation." Also, try to get a copy of their attendance policy from HR. If they have a progressive discipline process (verbal warning, written warning, then termination) and they skipped straight to firing you, that's a major point in your favor. My whole process took about 3 weeks from reopening to getting payments, and I got all the held benefits in a lump sum once approved. Keep requesting payments on your assigned days during the investigation, and start your work searches right away (3 per week minimum). You've got legitimate reasons and proper documentation - I think you'll be okay! Hang in there!
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Andre Rousseau
•Carmen, this is exactly the kind of detailed, helpful advice I was hoping to find! Thank you so much for taking the time to share your experience. Your point about explaining the separation as "2 days in 3 months for legitimate emergencies with proper call-ins" versus just "policy violation" is brilliant - the way you frame it really does make all the difference. I'm definitely going to use that exact wording when I talk to TWC. I'm also encouraged to hear that your timeline was about 3 weeks and that you got all the held benefits in a lump sum once approved. That would be such a relief! I'm calling HR first thing tomorrow to request a copy of their attendance policy. I'm pretty confident they have a progressive discipline system that they completely ignored in my case. Thanks again for the encouragement and for helping me understand that my situation is actually more defensible than I thought!
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