Holiday payment delay - Will ESD deposit be late because of Wednesday holiday?

Yes, holiday will delay direct deposits by one day. ESD processes claims on the next business day after the holiday. So if you normally get paid on Wednesday, you'll likely receive it Thursday instead. Always plan ahead for holidays - here's the 2025 holiday schedule from ESD's website so you can mark your calendar for future reference: New Year's Day, MLK Day, Presidents Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Veterans Day, Thanksgiving (and day after), and Christmas.

happens to all of us the first time lol... banking holidays ALWAYS mess with UI payments. i mark all the fed holidays on my calendar now just to be prepared

If you're worried about the timing, you might want to try Claimyr to get through to an ESD agent directly (claimyr.com). I was in a similar situation last month needing to confirm my payment status before bills were due. Used their service and got through to an agent in about 20 mins instead of spending days trying to call. They have a video showing how it works: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3. The agent was able to tell me exactly when my deposit would post despite the holiday delay.

The same thing happened to me back on Presidents Day!!! I nearly had a panic attack because I was counting on that money for my car payment!!! The ESD system is COMPLETELY RIDICULOUS for not making this clearer to people. They should send notifications about holiday delays instead of leaving us to figure it out. And why can't they just process payments AHEAD of holidays like any reasonable organization would?? The whole system is designed to make things harder for people who are already struggling!!!!!

I think it depends on your bank too. My credit union sometimes processes pending deposits early even with holidays, but major banks usually stick strictly to the next business day rule. You might want to check your bank's policies on pending deposits. Some banks let you see pending transactions before they fully post.

This happens literally every holiday lol. I've been on unemployment a few times over the years and it always throws me off. One time I had to explain to my landlord that the government holiday delayed my payment. Most are understanding if you communicate ahead of time btw

Just to clarify some confusion in this thread: ESD actually does process claims on schedule, but the ACH banking system that handles the electronic transfers doesn't process any transactions on federal holidays. ESD sends the payment information on schedule, but it sits in the banking system queue until the next business day after the holiday. This affects all direct deposits, not just unemployment benefits.

did u try checking ur claim status on eServices? sometimes it shows when the payment was processed even if it hasnt hit ur bank yet

my roomate says if you file on saturday instead of sunday the payment sometimes comes through before the holiday. might be worth trying next time there's a holiday coming up

UPDATE: Payment just hit my account this morning! Only one day late because of the holiday. Thanks everyone for your help and advice - I'll definitely be marking all the holidays on my calendar for the rest of the year so I'm not caught off guard again!