Late TWC payment request - how long until deposit after requesting on Thursday instead of Monday?
I totally messed up my regular payment request day (Monday) because I was in the ER with my kid all weekend. Didn't request until Thursday afternoon. Now I'm worried about when I'll actually see the money! Does requesting late push the whole payment timeline back? My rent is due next Wednesday and I really need this deposit. Has anyone else requested late and can tell me how many days it typically takes for the money to show up in your account after a delayed request? Will TWC penalize me for requesting outside my assigned day?
23 comments

Giovanni Mancini
When you request payment late, it typically takes 2-3 business days for the deposit to show up, just like a regular payment request. So if you requested Thursday, you might see it Monday or Tuesday, assuming there are no other issues with your claim. TWC doesn't usually penalize for occasional late requests - life happens! Just make sure you don't miss your next request window completely.
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Amara Nnamani
AuthorThank you! That's a relief to hear. So you think I should have it by Tuesday? That would save me from having to beg my landlord for an extension.
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NebulaNinja
i requested late last month and got mine after 2 days so ur probably fine
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Amara Nnamani
AuthorThat's reassuring, thanks for letting me know!
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Fatima Al-Suwaidi
Late requests are ALWAYS delayed in my experience!! My last payment took 9 DAYS to process when I requested late!!! They SAY it's the same timeline but it's NOT!!! The system puts you at the back of the line and you have to wait for them to process the "exceptions" which they do LAST. Good luck calling them to check on it too - IMPOSSIBLE to get through!!!
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Amara Nnamani
AuthorOh no, that's exactly what I'm worried about!! I can't wait 9 days! Did you try calling them to speed it up?
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Fatima Al-Suwaidi
YES I tried calling!!! Busy signal for THREE DAYS STRAIGHT! The TWC phone system is completely BROKEN!
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Dylan Mitchell
I had a similar situation last month when I requested on Wednesday instead of my assigned Monday. The payment showed up in my account Friday morning, so it was actually pretty quick. I think the timing depends partly on your bank too. Some banks process TWC deposits faster than others. Direct deposit to Wells Fargo usually posts for me within 48 hours of requesting, even when I'm a couple days late.
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Sofia Morales
Same with Chase - they seem to process TWC deposits quickly. I think the people having really long delays probably have other issues with their claims.
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Dmitry Popov
I've had to call TWC about this exact issue before. Late requests typically take the standard 2-3 business days to process, but there can be exceptions. If you're really concerned about the timing, I'd recommend using Claimyr (claimyr.com) to get through to a TWC agent directly. They helped me bypass the busy signals when I needed to check on a delayed payment. There's a video showing how it works: https://youtu.be/V-IMvH88P1U?si=kNxmh025COIlIzKh Just explain to the agent that you had a legitimate reason for the late request (medical emergency with your child) and ask them to confirm when you should expect the deposit.
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Amara Nnamani
AuthorThanks for that suggestion! I hadn't heard of that service before. If I don't see the deposit by Monday, I might try it. Have you used it yourself?
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Dmitry Popov
Yes, I used it twice when I couldn't get through on the regular line. Waited about 15 minutes the first time and 23 minutes the second time - way better than the days of calling I was doing before. The agent was able to tell me exactly what was happening with my claim.
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Ava Garcia
quick question - this is kinda related - does anyone know if requesting on thursdy instead of monday messes up the day you're supposed to request for next time? like does your request day permanently change or do you still request on monday for the next time?
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Giovanni Mancini
Your assigned request day doesn't change. If Monday is your regular day, it stays Monday even if you requested late this time. The TWC system assigns your request day based on the last digit of your Social Security Number, and that doesn't change when you request late once.
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Ava Garcia
oh good to know thanks!!! was worried id mess up my whole schedule
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Dylan Mitchell
Just to add some clarity here - requesting late doesn't generally affect the processing time, but it does affect when your next request will be available. Since you requested Thursday instead of Monday, your next request will be available 2 weeks from Thursday, not 2 weeks from Monday. That's something to keep in mind for your budgeting. As for your current payment, if there are no issues with your claim, you should see it within 2-3 business days from Thursday, so likely Monday or Tuesday. If you provided your landlord with proof of unemployment, they might be more understanding about a slight delay.
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Amara Nnamani
AuthorWait - so my next request day is permanently changed now? I thought I'd still request on Mondays! This is getting confusing.
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Giovanni Mancini
No, your assigned day based on your SSN doesn't change, but your next available request date will be two weeks from when you actually requested (so two weeks from Thursday in your case). After that, you can go back to requesting on your regular Monday schedule if you request on time.
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NebulaNinja
my sister works at a bank and she says twc payments usually hit accounts overnight so if u requested thursday you'd probably see it friday morning or monday morning since banks dont process on weekends
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Amara Nnamani
Update: The payment just hit my account this morning! So it took exactly 2 business days (Thursday request -> Monday deposit). Thanks everyone for your help and advice. Such a relief to have this sorted before rent is due!
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Giovanni Mancini
Great news! Glad it worked out for you. And now you know for the future that occasional late requests aren't a big problem. Just try to stick to your regular schedule when possible.
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Fatima Al-Suwaidi
You got lucky! Mine NEVER process that fast when late!
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Ryan Andre
Congrats on getting your payment sorted! For anyone else reading this who might be in a similar situation - I've found that having a medical emergency is actually considered a "good cause" exception by TWC. If you ever have documentation from the ER visit, you can submit that if there are any issues with your claim. It's worth keeping those records just in case. Hope your kid is feeling better now!
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