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Charlotte White

Missed TWC payment request date - can I still submit on Thursday?

I completely messed up and forgot to request my TWC payment yesterday (my assigned day). I was out of town and by the time I got home around midnight, I realized I'd missed the cutoff. I'm freaking out a little because I really need this payment to cover rent next week. I remember seeing some older posts saying you can submit late requests on Thursdays, but that was from like 2020-2021. Does anyone know if this Thursday rule is still valid in 2025? Or am I out of luck until my next payment period? Really appreciate any help!

You're good! TWC still allows payment requests on Thursdays if you missed your assigned day. This is called an "open request day" and it's specifically designed for situations like yours. Just make sure you complete your request before 6:30pm on Thursday. You'll need to have your work search activities logged too - remember Texas requires 3 per week. The payment might be delayed by 1-2 days compared to your normal schedule, but it will process.

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Oh thank goodness!! Thank you so much for confirming. I was worried the rules might have changed. I've got my work search activities documented so I should be all set for tomorrow!

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yep thursdays still work! i missed mine like 3 times last year lol

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That's a relief to hear, thanks! I was beating myself up pretty bad about missing it.

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Just to add from my experience - I missed my Monday request back in December and used Thursday with no problem. But make sure you're not requesting TOO early on Thursday. I've found the system works best after 10am. Before that it can be glitchy sometimes.

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You're right about the morning glitches! I tried at 8am once and the system kept freezing. Called TWC and they told me 'server maintenance' happens early Thursdays sometimes. Around noon is perfect.

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So Thursday works but BE CAREFUL about missing too many regular request days. TWC tracks this pattern and if you consistently miss your assigned day and use Thursday instead, they might flag your account for a review. They want people using their assigned days when possible. Thursday is really meant for occasional emergencies like yours, not as a regular alternative.

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Good to know - this is my first time missing in 8 weeks of unemployment so hopefully they won't see it as a pattern. I'll definitely stick to my regular day going forward.

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THE SYSTEM IS RIGGED!! They make these rules deliberately confusing so people miss payments and they save money. My cousin missed his payment day ONCE and they made him reapply for benefits entirely!!! Said his claim was "abandoned" or some BS. Thursday SOMETIMES works but not ALWAYS!!

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That's not accurate information. If your cousin had to reapply, it was likely because he missed multiple consecutive payment requests or there was another issue with his claim. TWC policy clearly states that Thursday is an open request day for everyone who missed their regular day. This has been consistent policy for years and is documented on their website.

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If you're having trouble reaching TWC to confirm this or have any other issues, I'd recommend Claimyr. I was in a similar situation last month and needed to talk to someone at TWC urgently. After trying for hours with busy signals, I used Claimyr (claimyr.com) and got through to a TWC agent in about 15 minutes. They have a video showing how it works: https://youtu.be/V-IMvH88P88P1U?si=kNxmh025COIlIzKh. Saved me a ton of stress!

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I've heard about this service but wasn't sure if it actually worked. Good to know it helped you! I'll keep this in mind if I run into any problems tomorrow with my payment request.

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i used claimyr too when my benefits got stuck for like 3 weeks. worth it cuz i was going crazy calling TWC myself

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Wait i'm confused about something...is Thursday ONLY for people who missed their assigned day? Or can anyone request payment on thursdays? My assigned day is Tuesday but tuesdays are when I have my doctor appts

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Thursday is specifically for people who missed their assigned request day (which is based on the last digit of your SSN). If Tuesday is your assigned day, you should try to request payment on Tuesday. Thursday is a backup option for when you miss your regular day, not an alternative you can choose regularly. If you have a consistent conflict with your assigned day, you might want to call TWC to see if there's any accommodation they can make.

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I missed my payment request day last month and used Thursday without any issues. BUT one important thing no one mentioned yet - if Thursday happens to be a holiday (like Thanksgiving), then you're out of luck until your next regular payment period. Happened to me once and I learned the hard way. Always check if Thursday is a holiday!

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Oh that's a really good point! Thankfully tomorrow isn't a holiday so I should be fine. Sorry that happened to you - must have been stressful.

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UPDATE: Just wanted to let everyone know I was able to request my payment today (Thursday) without any issues! The system worked exactly as you all said it would. I waited until around 1pm as suggested and had no technical problems. The confirmation page said I should expect payment in 2-3 business days. Thanks everyone for your help and reassurance!

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Great news! Glad it worked out for you. For future reference, you can set up text or email reminders through your TWC account so you don't miss your regular day again. It's under the 'Communication Preferences' section.

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👍 awesome!

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That's fantastic news, Charlotte! Really glad it all worked out smoothly for you. Your experience is going to be super helpful for other community members who find themselves in the same situation. The Thursday backup system really is a lifesaver when life gets in the way of our regular schedules. Thanks for coming back to update everyone - it's always nice to hear success stories and know the advice here actually helped someone out!

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So true! I'm actually new to this whole unemployment process and was really worried I'd made a huge mistake. This community has been incredibly helpful - everyone gave such clear, practical advice. It's reassuring to know there are backup options when things don't go as planned, and that people here are willing to share their experiences to help others navigate the system!

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Just wanted to echo what others have said - the Thursday backup system has been a real lifesaver for me too! I've had to use it twice in the past year (once for a family emergency, once when I was sick and completely forgot). Both times it worked perfectly. One tip I'd add is to make sure you have all your work search documentation ready beforehand, especially if you're stressed about missing your regular day. When you're already anxious about the situation, having everything organized makes the process much smoother. It's great to see this community helping each other navigate these situations!

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That's such great advice about having your work search documentation ready! I'm pretty new to claiming unemployment benefits and I've been learning so much from everyone's experiences here. It's really comforting to know that the Thursday system works reliably and that so many people have successfully used it when needed. Your tip about staying organized when you're already stressed is spot on - I can imagine how overwhelming it would be to scramble for paperwork while worrying about missing payments. Thanks for sharing your experience!

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This is such valuable information for anyone dealing with unemployment benefits! I'm currently on unemployment myself and had no idea about the Thursday backup option until reading this thread. It's reassuring to know there's a safety net if something unexpected comes up on my regular request day. The community knowledge here is incredible - from the timing tips (waiting until after 10am) to the reminder about holidays affecting Thursday requests. I'm definitely bookmarking this thread and setting up those TWC email reminders that Admin_Masters mentioned. Thanks everyone for sharing your real experiences - it makes navigating this system so much less intimidating!

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I'm so glad this thread has been helpful for you too! When I first started collecting unemployment, I had no idea about most of these backup systems and workarounds. It really does make such a difference having a community where people share their actual experiences rather than just trying to decode the official TWC website (which can be pretty confusing sometimes). The Thursday option has given me so much peace of mind knowing it's there if I ever need it. And yes, definitely set up those email reminders - I did that after reading this thread and it's already saved me from potentially forgetting once!

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Just wanted to add my experience with the Thursday backup system - I've used it twice now and it's worked perfectly both times! The first time was when I was dealing with a family emergency and completely forgot about my regular request day until Friday morning (talk about panic!). The second time was just last month when I had a medical procedure and was too out of it to remember. Both times I was able to submit on Thursday without any issues. One thing I learned is to double-check that all your work search activities are properly logged in the system before you submit - I've found the Thursday requests sometimes get a bit more scrutiny, so having everything documented clearly helps avoid any delays. Really glad this community exists to help people navigate these situations!

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Thanks for sharing your experience, Evan! It's really helpful to hear from someone who's used the Thursday system multiple times successfully. Your point about the extra scrutiny on Thursday requests is interesting - I hadn't thought about that but it makes sense that they might review backup requests a bit more carefully. Good tip about double-checking the work search activities beforehand. I'm still pretty new to unemployment benefits and learning about all these nuances, so hearing real experiences like yours really helps me understand what to expect if I ever need to use the Thursday option myself.

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This whole thread has been incredibly informative! I'm currently receiving unemployment benefits and honestly had no clue about the Thursday backup option until stumbling across this discussion. It's such a relief to know there's a safety net if life throws a curveball on my regular request day. The practical tips everyone shared are gold - waiting until after 10am to avoid system glitches, having work search documentation ready, checking for holidays, and being aware that Thursday requests might get slightly more scrutiny. Charlotte, thanks for posting your original question and then coming back with the successful update! It's exactly the kind of real-world confirmation that makes this community so valuable. I'm definitely setting up those TWC email reminders and bookmarking this thread for future reference.

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I'm so glad you found this thread helpful too! It's amazing how much practical knowledge gets shared in communities like this that you just can't find on the official websites. The Thursday backup system really is a lifesaver - I had no idea it existed either until I needed it. What I love about this community is how people not only share the basic facts but also all those little details that make the difference between a smooth experience and a stressful one. Those timing tips and the heads up about extra scrutiny are exactly the kind of insights you only get from people who've actually been through it. Definitely smart to set up those reminders - better safe than sorry when it comes to something as important as your unemployment payments!

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This thread is such a great example of how helpful this community can be! I'm relatively new to unemployment benefits and had never heard of the Thursday backup system before reading through all these experiences. It's reassuring to know that TWC has built in this safety net for when life gets in the way of our regular request schedules. The collective wisdom here is incredible - from the technical tips about avoiding morning glitches to the practical advice about having documentation ready and watching out for holidays. Charlotte, thank you for sharing your story and following up with the successful outcome! Reading through everyone's real experiences makes navigating the unemployment system feel much less overwhelming. I'm definitely going to set up those email reminders and keep this thread saved for reference. It's amazing how much more confident I feel knowing there are people in this community who've been through similar situations and are willing to share their knowledge!

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I completely agree! This thread has been such an eye-opener for me as someone who's also new to the unemployment system. Before reading this, I was terrified of making any mistakes with my payment requests because I thought missing your assigned day meant you were just out of luck until the next period. Learning about the Thursday backup option has taken away so much anxiety! What really stands out to me is how everyone here shares not just the basic information, but all those crucial details that make the difference - like the timing recommendations and the holiday warnings. It's the kind of insider knowledge that you'd never find in the official documentation but makes all the difference in real-world situations. This community really shows how much we can help each other navigate these complex systems!

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What a wonderful thread to read through! I'm currently on unemployment as well and honestly had no idea about the Thursday backup system until seeing everyone's experiences here. It's such a relief to know that TWC has this safety net in place for when unexpected situations arise. The level of detail everyone has shared is incredible - from the specific timing advice to avoid system glitches, to being prepared with work search documentation, to watching out for holidays that might affect Thursday availability. Charlotte, thanks for starting this conversation and for following up with your success story! It really helps to see that the system works as described. I'm going to implement several suggestions from this thread right away: setting up those email reminders Admin_Masters mentioned, and keeping all my work search activities well-documented just in case I ever need to use the Thursday option. This community is such a valuable resource for navigating these systems!

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This has been such an educational read! I'm also currently receiving unemployment benefits and was completely unaware of the Thursday backup option until reading through everyone's experiences. It's incredible how much practical knowledge gets shared here that you simply can't find in the official TWC documentation. The detailed tips about timing (avoiding early morning system issues), documentation preparedness, and holiday considerations are exactly the kind of real-world insights that make all the difference. Charlotte's original post and follow-up really demonstrate how this community comes together to help each other navigate these systems. I'm definitely going to set up those email reminders and keep this thread bookmarked - it's given me so much more confidence knowing there's a safety net if I ever miss my regular request day!

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This entire discussion has been incredibly eye-opening! I'm also currently navigating unemployment benefits and had absolutely no clue about the Thursday backup system until reading through all these detailed experiences. It's such a weight off my shoulders to know that TWC has this safety net built in for when life throws unexpected challenges our way. The wealth of practical knowledge shared here is amazing - from the system timing tips to avoid glitches, to the importance of having work search documentation ready, to being mindful of holidays that could affect Thursday availability. Charlotte, thank you so much for asking this question and then following up with your successful experience! It really validates that the advice here works in practice. I'm going to take action on several suggestions right away: setting up those TWC email reminders and making sure my work search activities are always well-documented. This community is proving to be such an invaluable resource for understanding these complex systems beyond what the official websites provide!

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I'm so glad this thread has been helpful for you too, Zainab! It really is amazing how much we can learn from each other's experiences. When I first started collecting unemployment, I felt like I was walking through a minefield - so afraid of making a mistake that could mess up my benefits. Reading threads like this where people share their real experiences makes such a huge difference. The Thursday backup system is definitely one of those things that should be more widely known but somehow gets buried in all the official documentation. I love how this community fills in those gaps with practical, tested advice. Your plan to set up reminders and keep documentation organized is smart - it's those little preventive steps that can save so much stress down the line!

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This thread has been such a goldmine of information! I'm also currently receiving unemployment benefits and had no idea about the Thursday backup option until reading through everyone's experiences here. It's so reassuring to know that TWC actually has systems in place to help when life gets in the way of our regular schedules. The detailed advice everyone has shared - from waiting until after 10am to avoid system issues, to having work search documentation ready, to checking for holidays - is exactly the kind of practical knowledge that makes all the difference. Charlotte, thank you for asking the question that so many of us needed answered and for coming back with the successful update! I'm definitely going to set up those email reminders and keep this thread saved for future reference. It's incredible how much more manageable the unemployment system feels when you have a supportive community sharing real experiences!

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Absolutely agree, Zara! This thread really shows the power of community knowledge. As someone who's also navigating unemployment for the first time, I was initially intimidated by all the rules and deadlines, but seeing everyone's real experiences with the Thursday backup system has been so reassuring. It's particularly helpful to see Charlotte's successful outcome - it proves that the advice here actually works in practice. I'm taking notes on all the tips shared here, especially about timing and documentation. This kind of peer support makes dealing with bureaucratic systems so much less stressful!

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This has been such an enlightening thread! As someone who's currently receiving unemployment benefits, I had no idea about the Thursday backup system until reading through all these detailed experiences. It's incredibly reassuring to know that TWC has this safety net in place for those unexpected life situations that can interfere with our regular request days. The practical wisdom shared here is invaluable - from the timing recommendations to avoid system glitches, to keeping work search documentation organized, to being aware of holiday impacts on Thursday availability. Charlotte, thank you for bringing up this important question and following through with your success update! It really demonstrates how well this system works when you need it. I'm definitely going to set up those TWC email reminders that Admin_Masters mentioned and keep this thread bookmarked for future reference. This community's willingness to share real experiences makes navigating unemployment benefits so much less intimidating than trying to decode the official websites alone!

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This thread really has been a treasure trove of information! I'm also currently on unemployment and honestly felt pretty lost about some of these backup systems until reading everyone's experiences here. The Thursday option is such a relief to know about - I can definitely see situations where I might need it, especially with doctor appointments or family emergencies that could pop up on my regular request day. What really strikes me is how much more helpful this community discussion is compared to trying to navigate the official TWC website alone. All the specific timing tips, documentation advice, and even the heads up about holidays potentially affecting Thursday requests - that's the kind of detail that makes the difference between a smooth experience and a stressful one. Charlotte, thanks for asking the question we didn't know we needed answered and for updating us on your success!

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This thread has been incredibly helpful! I'm also currently navigating unemployment benefits and had no clue about the Thursday backup system until reading everyone's experiences here. It's such a relief to know there's a safety net when life gets in the way of regular request days. The practical tips shared - waiting until after 10am to avoid glitches, having work search documentation ready, watching for holidays - are exactly the kind of real-world insights you can't find in official documentation. Charlotte, thanks for asking this question and updating us with your success! I'm definitely setting up those email reminders and bookmarking this thread. This community makes dealing with unemployment systems so much less overwhelming!

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I'm so glad this thread has been helpful for you too, Giovanni! It really shows how valuable this community is when people share their actual experiences rather than just trying to interpret the official rules. As someone who's also relatively new to unemployment benefits, I was amazed to learn about the Thursday backup system - it's such an important safety net that somehow doesn't get emphasized enough in the main TWC communications. The level of detail everyone has provided here, from the technical timing advice to the documentation tips, makes me feel so much more confident about navigating this system. Charlotte's success story really proves that the community knowledge here is solid and reliable. I'm definitely going to be more active in this community going forward - it's clear that we all benefit when we share our experiences and help each other out!

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This whole conversation has been such a lifesaver to read! I'm currently on unemployment too and honestly had no idea about the Thursday backup system until stumbling across this thread. It's amazing how TWC has this safety net built in but it's not really advertised anywhere obvious. All the practical tips shared here - the timing advice, documentation preparation, holiday considerations - are pure gold. Charlotte, huge thanks for asking the question so many of us needed answered and for coming back with the successful update! It's that kind of real-world confirmation that makes this community invaluable. I'm immediately going to set up those email reminders Admin_Masters mentioned and keep this thread saved. Knowing there's a backup option if something unexpected happens on my regular request day has taken away so much anxiety about the whole process!

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