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Honestly, the inconsistent timing with TWC is one of the most stressful parts of being unemployed. I'm glad you finally got your payment! For what it's worth, I've noticed that sometimes the second and third payments take longer because they do random quality checks - not necessarily because there's a problem with your claim, but just part of their process. It's super annoying when you're trying to manage bills and rent. I started keeping a small emergency fund specifically for these TWC delays after going through this myself. Also, if you ever need to call them again, try calling right when they open at 8am - much better chance of getting through than later in the day.
That's really helpful to know about the random quality checks - I was wondering if I did something wrong! The emergency fund idea is brilliant too. I'm definitely going to start setting aside a little bit from each payment for those inevitable delays. Thanks for the tip about calling at 8am, I'll remember that if I need to reach them again. It's reassuring to know other people have dealt with this same stress and found ways to manage it.
I've been through similar delays with TWC and it's definitely nerve-wracking when you have bills due! One thing I learned is that TWC often processes payments in batches, so sometimes there can be random delays even when everything is correct on your end. Since your status changed to 'processed', that's actually a really good sign - it means they've approved your payment and sent it to your bank. In my experience, once it hits 'processed' status, the money usually shows up within 24-48 hours. TWC's system is just really inconsistent with timing unfortunately. I started requesting my payments earlier in the week (like Monday or Tuesday) to give myself more buffer time before bills are due. Also, if you're using direct deposit, make sure your bank info is still current in your TWC profile - sometimes small changes can cause delays. Hang in there, you should see that deposit very soon!
I switched to ReliaCard about 4 months ago and remember that anxious feeling waiting for the first deposit! Mine took exactly 3 business days - processed on Thursday and showed up the following Tuesday morning around 6 AM. What really helped me was remembering that this delay is actually a good thing - it means they're doing proper verification to make sure your money gets to the right place. After that first deposit though, it's been incredibly consistent - usually shows up within 24-36 hours max. One tip: if you have the ReliaCard app, enable push notifications. That way you'll get an alert the moment your deposit hits instead of constantly checking. The wait is worth it - direct deposit is so much more reliable than waiting for checks in the mail, especially during holidays or bad weather!
That's a really good way to think about it - the verification delay actually being a positive thing for security! I never considered that angle. Your 3 business day timeline (Thursday to Tuesday) is really helpful since that's almost exactly where I am right now. Just enabled push notifications in the ReliaCard app like you suggested - that should save me from obsessively checking every few hours. You're absolutely right about direct deposit being more reliable than checks. I had a paper check get lost in the mail once and it was a nightmare to resolve. Even with this initial wait, I already feel better knowing I won't have to worry about mail delays or checks getting stolen. Thanks for the encouragement!
I just want to add my experience since I see so many people going through this same anxiety! I switched to ReliaCard about 10 months ago and that first deposit took a full 3 business days - I was checking the app constantly and even called TWC twice thinking something was wrong. But everyone here is right - after that first payment, it becomes super reliable. Mine now consistently shows up within 24-48 hours, usually around midnight or early morning. The key thing that helped my peace of mind was realizing that "payment processed" in your TWC account just means they've approved it and sent it to the bank - there's still the actual transfer time. Since you mentioned rent is due soon, you might want to give your landlord a heads up about the timing just in case. Most property managers understand that government payments can have delays. Hang in there, Friday sounds very realistic based on your timeline!
I'm dealing with a similar situation right now at my new manufacturing job! They also hold back 2 weeks of pay and I was so confused about what to report. After reading through all these responses, it's crystal clear - report when you WORKED, not when you get PAID. What really helped me was calling my HR department and asking them to email me a breakdown of my hours for the week. Most companies are pretty good about providing this info since they have to track it anyway for payroll. That way you have documentation if TWC ever questions it later. Also just wanted to add - if you're working 32 hours at $16.50 like you mentioned, that $528 gross will probably reduce your weekly benefits significantly or eliminate them entirely depending on your benefit amount. But like others said, it's way better to report correctly and get reduced/no benefits than to mess up and owe money back later. TWC does NOT mess around with overpayments!
Thanks for sharing your experience! I'm feeling much more confident about this now after reading everyone's responses. You're absolutely right about getting documentation from HR - I'm definitely going to ask for my timesheet breakdown at the end of this week. And yeah, with my benefit amount being around $400 weekly, working 32 hours at $16.50 will probably wipe out most or all of my benefits for that week. But honestly I'd rather have the job and report everything correctly than risk owing TWC money later. The horror stories about overpayments in this thread are scary enough!
Just wanted to jump in as another newcomer who's been following this discussion closely - this has been incredibly helpful! I'm actually starting a new job next week that also has a 2-week pay hold, so this timing is perfect. Based on all the responses here, it's clear that TWC wants you to report wages when you EARN them (when you work), not when you receive payment. The key points I'm taking away are: 1. Calculate your gross wages (hours worked × hourly rate) for the week you actually worked 2. Get documentation from your employer (timesheet, hours breakdown) to back up your numbers 3. It's better to slightly overestimate than underestimate if you're unsure of exact amounts 4. Keep records of everything in case TWC has questions later Thanks to everyone who shared their experiences - especially the cautionary tales about overpayments. That $2,700 repayment story really drove home why it's so important to get this right from the start. I feel much more prepared now!
Anyone else think its weird that we can order a pizza with our fingerprint but cant reset a government PIN online? 🤔
Same thing happened to me a few months ago! The online PIN reset was completely broken. I ended up having to visit a local workforce center in person - took about 30 minutes and they reset it right there. Way faster than trying to get through on the phone. Check the TWC website for locations near you. Bring your ID and SSN just in case!
Freya Collins
UPDATE: I just got my appeal hearing date scheduled for March 23rd (about 5 weeks from when I filed). Thanks everyone for the advice about continuing to request payments and doing work searches while I wait. I'm gathering my phone records and asked a coworker who was laid off the same day to be a witness. Fingers crossed this works out. Still barely making ends meet but at least there's a date now.
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Sara Hellquiem
•Good luck! Make sure you get on the call at least 15 mins early. They're actually pretty punctual with the hearings. Let us know how it goes!
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LongPeri
•That's good news that you got a date. Make sure to prepare concise notes for yourself so you don't get flustered during the hearing. Practice explaining your situation clearly in 2-3 minutes. And definitely continue those payment requests every two weeks!
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Zoe Papadopoulos
Just wanted to add that you should also gather any documentation about the warehouse assignment ending - even if it's just an email or text from your supervisor mentioning the contract was up or the project ended. This helps establish that it was truly a layoff and not job abandonment on your part. Also, when you're at the hearing, be very specific about the timeline. Say exactly when you were laid off, when you called the temp agency (include the date and approximate time), who you spoke with, and what they told you. The more specific details you can provide, the more credible your testimony will be. One more tip - if the temp agency claims you were supposed to follow some specific procedure for requesting new assignments, ask them to provide documentation of where this policy was explained to you (employee handbook, orientation materials, etc.). Often they can't produce this because they never actually communicated the requirements clearly to workers.
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Katherine Shultz
•This is really helpful advice! I'm definitely going to ask for documentation of their "procedure" since they never explained any specific steps I was supposed to follow. When I was hired, they just said they'd call me for new assignments when they became available. I'm writing down a timeline now with exact dates and times. Thanks for the tip about asking for written policies - I bet they can't produce anything!
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