NYDOL: Can't change direct deposit - mother's maiden name doesn't match records. Help!
Hey everyone, I'm having trouble changing my direct deposit info. When I try to update it, the system says the mother's maiden name I'm entering doesn't match their records. Has anyone else run into this? Any ideas on how to fix it? I really need to update my banking info ASAP.
47 comments


Tom Maxon
I found a way to solve direct deposit update issues, watch this: https://www.youtube.com/watch?v=LjerWCuCRms
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GalacticGladiator
Ugh, I had the same issue last month. It's so frustrating when you can't even access your own account! Have you tried calling them directly? Sometimes the online system is just broken af 🙄
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Freya Larsen
•I've been trying to call for days but can't get through. It's like they don't want us to update our info or something 😤
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Omar Zaki
•Pro tip: call right when they open. I got through after only 30 mins on hold that way.
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Freya Larsen
•Thanks for the tip! I'll give that a shot tomorrow morning.
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Chloe Taylor
This happened to me too! Turns out they had my mom's maiden name spelled wrong in their system. When I finally got through to someone, they were able to update it for me. Keep trying to call, it's the only way to fix it unfortunately.
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Diego Flores
Have you tried resetting your account? Sometimes that can help with these weird glitches. Just go to the login page and click 'Forgot Password' - it might prompt you to re-enter all your info and could solve the problem.
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Freya Larsen
•I didn't think of that! I'll give it a try, thanks for the suggestion.
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Anastasia Ivanova
•Be careful with this tho. I tried it once and got locked out of my account for a week 😫
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Sean Murphy
Hey guys, I found a method to get someone on the phone. I used this site's (claimyr.com) calling tool that dials the phone menu, stays on hold, waits for a live agent to pick up, then sends the call to my phone. It does cost $20, but it works. Here's a video explaining it: https://youtu.be/Rdqa1gKtxuE
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StarStrider
•Sounds too good to be true. Has anyone else tried this?
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Zara Malik
•20 bucks? That's highway robbery! The government should make it easier to reach them without having to pay extra 😡
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Sean Murphy
•I get the skepticism, but it seriously saved me hours of frustration. Worth every penny imo
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Luca Marino
•Can you give more details about how it works? Do they just keep calling until they get through?
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Sean Murphy
•Yeah, basically it uses an automated system to navigate the phone tree and wait on hold. When a real person picks up, it calls your phone. Super simple!
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Nia Davis
This whole system is a joke. They make it so hard to do anything, it's like they want us to give up. I've been trying to fix an issue with my claim for MONTHS. Solidarity to everyone dealing with this nonsense 💪
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Mateo Perez
•Preach! 🙌 It's a full-time job just trying to get your benefits
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Aisha Rahman
•fr fr. sometimes i wonder if its even worth the hassle
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CosmicCrusader
Okay, let's break this down. Here's what you need to do to resolve this issue: 1. Double-check the spelling of your mother's maiden name. Sometimes it's a simple typo that's causing the problem. 2. If you're sure the spelling is correct, you'll need to speak with a representative. Try calling first thing in the morning when they open. 3. If you can't get through on the phone, consider visiting a local office in person if possible. Bring ID and any relevant documents. 4. While on the phone or in person, ask them to verify ALL your security questions and answers. Sometimes the issue is with a different security question, not just the maiden name. 5. Request that they update your security info in the system. Make sure to get a confirmation number or email for the change. 6. After they've updated your info, wait 24-48 hours before trying to change your direct deposit info online again. 7. If you're still having issues after this, ask for a supervisor or to escalate your case. Remember, persistence is key. Don't give up! And document everything - dates you called, who you spoke to, what they said. Good luck!
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Freya Larsen
•Wow, thank you so much for this detailed response! This is incredibly helpful. I'll start working through these steps right away.
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Ethan Brown
•This should be pinned to the top of the subreddit tbh. So many people have this issue!
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Yuki Yamamoto
•Great advice! I'd add: if you go in person, go EARLY. The lines get crazy long.
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Carmen Ortiz
have u tried turning it off and on again? 🤣🤣🤣 jk jk... but for real, sometimes logging out, clearing your browser cache, and trying again can help with weird website glitches.
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Andre Rousseau
I don't have a solution, but I just wanted to say hang in there, OP. We're all in the same boat, trying to navigate these choppy waters. You'll get it sorted out eventually! 🚢
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Freya Larsen
•Thanks for the encouragement! It means a lot to know I'm not alone in this struggle.
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Elijah Knight
I had this exact same issue a few months ago! The problem was that when I originally set up my account years ago, I accidentally entered my mother's maiden name with a hyphen (like "Smith-Jones") but their system had it stored without the hyphen ("SmithJones"). Try entering it different ways - with/without hyphens, with/without spaces, or even try any nicknames your mom might have used. Also, double-check if you might have used your grandmother's maiden name instead by mistake when you first signed up. Sometimes we mix these up when filling out forms quickly. If none of that works, definitely call them - they can see exactly what's in their system and fix it on the spot.
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Cassandra Moon
•This is such a good point about the hyphen! I never would have thought of that. I'm going to try all the different variations you mentioned - with/without hyphens, spaces, etc. And you're right, I might have mixed up my mom's and grandmother's names when I was rushing through the signup process. Thanks for sharing your experience, it gives me hope that this can be fixed! 🙏
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Miguel Castro
I went through this exact same nightmare last year! The trick that finally worked for me was to think back to when you FIRST created your unemployment account - sometimes we enter info differently than we think. Try entering your mother's maiden name exactly as it appears on official documents (birth certificate, marriage license, etc.) and also try common variations like ALL CAPS, Title Case, or all lowercase. The system is super picky about exact matches. Also, if your mom ever went by a different version of her name (like "Katherine" vs "Kathy"), try both. I spent weeks on this before realizing I had entered "McDonald" instead of "MacDonald" when I first signed up. Once I figured out the exact format they had on file, everything worked perfectly. Don't give up - you'll crack the code! 💪
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Manny Lark
•Oh wow, this is exactly what I needed to hear! The capitalization thing makes so much sense - I bet that's what's tripping me up. I'm going to try all the different formats you mentioned. It's so frustrating that the system is this picky, but at least now I have a game plan. Thanks for not giving up and sharing what finally worked for you! 🤞
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Javier Gomez
I just went through this exact same issue two weeks ago! Here's what finally worked for me: I realized that when I originally created my account, I had entered my mother's maiden name exactly as it appeared on her driver's license at the time, which included her middle initial. So instead of just "Johnson" I had entered "Johnson M" or something like that. Try thinking back to what documents you might have been looking at when you first signed up - sometimes we include extra details without realizing it. Also, if your mom has ever legally changed her name or if there are any alternate spellings in official records, try those too. The system is incredibly finicky about exact matches. I ended up having to call three times before I got someone who could actually see what was in their database and help me match it perfectly. Keep trying different variations and don't give up! Once you get past this hurdle, updating your direct deposit is actually pretty straightforward.
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Dmitry Ivanov
•This is such great advice! The middle initial thing is brilliant - I never would have thought of that. You're absolutely right that we probably look at different documents when setting up accounts and might include details we don't normally think about. I'm going to dig through my mom's old documents and see if there are any variations with middle initials or different spellings. It's reassuring to know that once you get past this security question nightmare, the actual direct deposit update is easy. Thanks for sharing your experience and for the encouragement to keep trying! 🙏
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Amy Fleming
I'm dealing with this same frustrating issue right now! Reading through all these responses is so helpful - I had no idea there were so many potential causes. I'm definitely going to try the different spelling variations and capitalization formats that people mentioned. It's crazy how picky these systems are about exact matches. Has anyone had luck with contacting them through their online messaging system, or is calling really the only way to get this resolved? I'm not great with phone calls and would love an alternative if one exists. Thanks everyone for sharing your experiences - it's nice to know we're not alone in this bureaucratic nightmare! 😅
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Keisha Williams
•Hey Amy! I totally feel you on the phone call anxiety - I'm the same way! Unfortunately, from what I've seen in this thread and my own experience, calling seems to be the most effective way to get this resolved quickly. The online messaging system is pretty slow and often just gives you generic responses that don't actually help with security question issues like this. But here's what helped me with the phone anxiety: I wrote down exactly what I needed to say beforehand, including my account info and the specific problem. That way I didn't have to think on the spot! Also, the representatives are usually pretty understanding about these technical glitches since they deal with them all day. If calling is really not an option, you could try visiting a local office in person - sometimes that's less intimidating than a phone call. Good luck with trying all those spelling variations first though! 🤞
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Oliver Schulz
I'm having the exact same problem right now! It's so frustrating when you know your own mother's maiden name but the system keeps rejecting it. I've tried calling multiple times but keep getting busy signals or super long hold times. Reading through everyone's suggestions here is giving me hope though - I never thought about the capitalization or hyphen issues. I'm definitely going to try entering it in different formats (all caps, with/without spaces, etc.) before my next calling attempt. Has anyone found a specific time of day when the phone lines are less busy? I work during normal business hours so I'm trying to figure out the best strategy. Thanks to everyone sharing their experiences - it's reassuring to know this is a common issue and not just me going crazy! 🤞
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Ethan Wilson
•Hey Oliver! I totally feel your pain - I'm in the exact same situation right now. From what I've read in this thread, early morning right when they open seems to be the best bet for getting through on the phone. Someone mentioned calling at opening time and only waiting 30 minutes on hold. For the different formats, I'm planning to try: ALL CAPS, Title Case, lowercase, with/without hyphens, with/without middle initials, and even checking if there might be alternate spellings on old documents. It's ridiculous that we have to play guessing games with our own family info, but at least we're not alone in this struggle! Let me know if you figure out the magic combination - I'll do the same if I crack the code first! 😅
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Daniel White
This is such a helpful thread! I'm actually going through the exact same issue right now and was getting so frustrated. Reading everyone's experiences makes me feel way less alone in this. I love all the specific suggestions about trying different formats - the hyphen, capitalization, and middle initial ideas are brilliant! I never would have thought to check if I might have included extra details when I first signed up. I'm going to work through all these variations systematically before attempting another phone call. It's absolutely ridiculous that we have to play detective with our own personal information, but at least now I have a solid game plan. Thanks everyone for sharing your stories and solutions - this community is amazing! 🙏
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Zadie Patel
•I'm so glad this thread is helping you too! It really does feel like we're all detectives trying to crack our own security codes 😂 One thing I'd add to your systematic approach - if you have access to any old paperwork from when you first applied (emails, printed confirmations, etc.), check those for clues about how you might have entered the info originally. Sometimes we copy information exactly from whatever document we're looking at in that moment. Also, don't forget to try common abbreviations - like if your mom's maiden name was "Elizabeth" maybe you put "Liz" or vice versa. The fact that so many of us are dealing with this exact same issue really shows how broken this system is. Wishing you luck with cracking the code! 🔍
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Jacinda Yu
I'm dealing with this exact same issue and it's driving me absolutely crazy! I've been locked out of updating my direct deposit for over a week now. Reading through all these responses is giving me so much hope though - I had no idea there were so many potential variations to try. The hyphen/spacing suggestions are genius, and the capitalization thing makes total sense. I'm also wondering if maybe I used my mom's nickname instead of her full legal name when I first signed up years ago. Going to try "Liz" instead of "Elizabeth" and see if that works. It's honestly insane that we have to become cybersecurity experts just to access our own benefits, but at least we're all in this together! Thanks everyone for sharing your experiences - this community support is keeping me sane! 😤💪
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Nia Davis
•I'm going through the exact same nightmare right now! The nickname angle is really smart - I bet that's what happened with a lot of us. When you're filling out forms quickly, you don't always think about using the "official" version of names. I'm also wondering if some of us might have accidentally used our mom's current last name instead of her maiden name when we were rushing through the setup. Like if she got remarried, we might have put her married name without thinking. This whole thread has been a lifesaver - it's so reassuring to know this isn't just a "me" problem! We really shouldn't have to be security question detectives just to update our banking info 🤦♀️
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Liam Cortez
OMG I cannot believe how many of us are dealing with this exact same issue! 😱 This thread has been a total game-changer for me. I've been stuck on this mother's maiden name thing for THREE WEEKS now and was starting to think I was losing my mind. All these suggestions about different spellings, capitalizations, hyphens, and middle initials are absolutely brilliant - I never would have thought of half of these variations! One thing I want to add that might help others: check if your mom ever used a different spelling of her name on different documents throughout her life. My mom's name is Catherine but she's gone by "Katherine" on some official stuff and "Catharine" on others (old school documents are wild lol). Also, if she's from another country originally, there might be anglicized vs. original spelling variations to consider. I'm making a spreadsheet of every possible variation I can think of and I'm going to work through them systematically. This is honestly ridiculous that we have to do all this detective work, but reading everyone's success stories is giving me hope! Will definitely update this thread when I crack the code. Solidarity to everyone fighting the good fight against these impossible security questions! 💪✊
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Ingrid Larsson
•YES! The international name spelling thing is such a good point! My mom immigrated from Poland and I just realized she might have used the Polish spelling on some documents vs the Americanized version. That could totally explain why nothing's working! 🤯 I love the spreadsheet idea too - that's exactly the kind of systematic approach this insane situation calls for. It's honestly wild that we need to become genealogy researchers just to update our bank info, but hey, whatever works right? Thanks for mentioning the success stories giving you hope - same here! Knowing that other people have actually cracked these security question mysteries makes me feel like there's light at the end of this bureaucratic tunnel. Please definitely update us when you figure it out - I'll be cheering you on! We're all in this together! 🙌
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Carmen Sanchez
This thread is incredible - I can't believe how many of us are stuck in the same security question hell! 😩 I've been battling this maiden name issue for two weeks now and was starting to feel like I was going insane. All these suggestions are amazing - the hyphen variations, capitalization differences, middle initials, nicknames, and international spelling considerations are giving me a whole new strategy to try. One thing I'll add that might help: if your mom got married multiple times, you might have accidentally used one of her other married names instead of her original maiden name. I just realized my mom was briefly married to someone else before my dad, so there could be a whole other name in the mix that I forgot about! Also, for anyone dreading the phone calls - I totally get it! But honestly, after reading everyone's experiences here, I'm feeling way more confident about calling. At least now I know exactly what to ask them to check in their system. Thanks everyone for sharing your stories and solutions. This community support is literally keeping me sane through this bureaucratic nightmare! I'll definitely report back if I crack my code. We've got this! 💪
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Paloma Clark
•This thread has been a lifesaver for me too! I just joined this community specifically because I'm dealing with the exact same maiden name issue and was losing my mind over it. The multiple marriages angle you brought up is SO smart - I never even considered that my mom might have had other married names I forgot about or didn't know about! 🤯 Reading through everyone's detective strategies is giving me so much hope. I'm definitely going to try the systematic approach with a list of every possible variation - different spellings, capitalizations, with/without middle names, nicknames, etc. It's absolutely insane that we have to become forensic genealogists just to update our bank info, but at least we're all figuring it out together! Thank you for mentioning the phone call confidence boost too - I've been avoiding calling because I felt so defeated, but now I have actual strategies to discuss with them. This community is amazing! 🙏
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Luca Greco
I'm going through this exact same frustrating situation right now! 😤 I've been trying to update my direct deposit for over a week and keep getting that same "mother's maiden name doesn't match" error. Reading through all these responses has been SO helpful - I never thought about all the different variations like hyphens, capitalization, middle initials, or even nicknames! One thing I want to add that might help: check if you might have entered your mother's maiden name with her birth year or any other info when you first signed up. I just remembered that some forms ask for "mother's maiden name and birth year" as one security question, so you might have entered something like "Johnson1965" instead of just "Johnson". Also, if your mom ever went by her middle name or had a really common name, you might have added extra info to distinguish her. Like if her maiden name was "Smith" you might have put "Smith Mary" or something like that. I'm definitely going to try calling first thing tomorrow morning based on everyone's advice here. This thread is giving me so much hope that this can actually be solved! Thanks everyone for sharing your experiences - it's amazing how this community comes together to help each other navigate these bureaucratic nightmares! 🙏
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Emma Taylor
•Oh wow, the birth year addition is such a brilliant point! 🤯 I never would have thought of that but it makes total sense - when you're filling out forms quickly, you sometimes include extra details without thinking about it. I'm definitely going to try variations like "lastname1960" or whatever year my mom was born. The middle name suggestion is really smart too! My mom has a super common maiden name (Williams) so I might have added her first name or middle initial to make it more specific when I originally set up the account. I'm going to try "Williams Susan" and "Williams S" along with all the other variations people have mentioned. This whole thread has been like a masterclass in security question troubleshooting! 😅 It's ridiculous that we need to become detectives for our own family information, but I'm feeling so much more hopeful now. Thanks for adding another great angle to consider - I'll definitely report back if the birth year trick works! Good luck with your call tomorrow morning! 📞
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Amara Eze
I'm dealing with this exact same issue and it's been driving me absolutely insane! 😭 I've been locked out of updating my direct deposit for almost two weeks now. Reading through everyone's experiences and solutions in this thread has been a total lifesaver - I genuinely thought I was losing my mind trying to figure out what I could have possibly entered differently! All these suggestions about trying different formats are incredible: the hyphen variations, ALL CAPS vs Title Case, middle initials, nicknames, birth years, and even considering if our moms had multiple married names. I never would have thought of half of these possibilities! It's absolutely ridiculous that we have to become forensic genealogists just to access our own benefits, but at least we're all figuring it out together. One more variation I'll add to the mix: check if you might have accidentally used your mom's current married name instead of her maiden name when you were rushing through the signup. I just realized I might have done that since I always think of her by her current last name. I'm making a list of every possible combination I can think of and working through them systematically before my next phone call attempt. This community support is honestly what's keeping me sane through this bureaucratic nightmare! Will definitely update if I crack the code. We've got this! 💪
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Rachel Clark
•This entire thread has been such a revelation! 🙌 I'm also stuck in this maiden name nightmare and feeling way less alone after reading everyone's experiences. The current married name vs maiden name mix-up you mentioned is exactly what I think happened to me too - when you're used to calling your mom by her current name for years, it's so easy to accidentally enter that instead! I love how this has basically become a crowdsourced guide to cracking security questions 😂 Between all the suggestions here (hyphens, capitalization, middle initials, birth years, multiple marriages, international spellings, nicknames) we've pretty much covered every possible variation. It's honestly insane that the system is this finicky about exact matches, but at least now we all have a battle plan! Your systematic approach with the list is exactly what I'm doing too. I'm treating it like a puzzle to solve rather than a personal failing, which is helping with the frustration. Thanks for adding another great angle to consider - the accidental current name usage is probably more common than we think! Here's to all of us cracking our codes and finally getting our direct deposit sorted! 🤞✨
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