NY unemployment Key Bank deposit times - when do funds actually hit your card?

Usually takes 1-2 business days after the release date. So if it was released yesterday, you should see it by tomorrow. Sometimes its faster tho. Mine typically hits my card around 7am-9am the day after the release date. Good luck!

After banging my head against the wall trying to reach ny unemployment for weeks, I finally tried this service called Claimyr (claimyr.com). They got me connected to an actual person at unemployment who fixed my release issue in minutes. Best thing I've spent money on in months since it got my payments flowing again. Check out their video explaining how it works: https://youtu.be/Rdqa1gKtxuE

Just FYI - the money doesn't technically go to KeyBank right away. The release date is when NYS transfers the funds, then KeyBank has to process it. That's why there's that annoying gap. My payments always show up 1-2 days after the release date shown on the website.

Its super inconsistent for me. Sometimes it hits the day after it says release, other times it takes 2-3 days. The worst was during holidays - took almost 5 days once because of some bank holiday. The whole system is so frustrating honestly

You should sign up for direct deposit instead of using the Key Bank card. Much faster and more reliable. I get my funds within 24 hours of the release date when its direct deposited to my regular bank account. The Key Bank card is notorious for random delays.

I've had my NY unemployment going to my Key Bank card since February. In my experience, if the portal says it was released on a Monday, it's usually on my card Tuesday morning. But sometimes it takes until Wednesday. One time I called Key Bank directly (number on back of card) and they confirmed the deposit was pending before it actually showed in my available balance.

THE MOST COMPREHENSIVE GUIDE TO NY UNEMPLOYMENT PAYMENTS: Having dealt with the NY unemployment system for over a year now, here's what I've learned about payment timelines: - When the system says "released" it means NYS has approved the payment, but it hasn't necessarily been transferred yet - Key Bank cards typically see deposits 1-2 business days after the release date - Direct deposit is faster and typically shows up 24-36 hours after release - The Key Bank automated phone system (866-295-2955) sometimes shows pending deposits before they appear in the app or online - Federal holidays delay everything by at least a day - If your payment is delayed more than 3 business days, something is wrong and you should contact unemployment - If you can't get through on the phone (which is likely), use Claimyr.com - it's a service that navigates the phone system and connects you with a live agent - Always certify on Sunday for fastest payment processing Hope this helps! The system is frustrating but somewhat predictable once you understand the patterns.

if ur having other problems with ur card like i did (mine got lost) u might need to request a replacement. took me 2 weeks to get a new one 😭

Make sure you're checking the actual KeyBank account and not just the unemployment website. Sometimes the website updates before the money actually transfers. There's a separate KeyBank account login you need.

just a heads up, sometimes the first payment takes longer than usual. My regular payments come pretty consistently 1 day after release, but my first one took almost 3 days. Something about initial verification or whatever. hang in there!

the system is just trash tbh. last week my payment said released on tuesday but didnt hit my card until FRIDAY. no explanation. no way to talk to anybody. then this week it came the next day after release. makes absolutely no sense 🤡

You might wanna call the actual unemployment office if your payment doesn't show up by tomorrow. Sometimes there's a technical issue they need to fix. Getting through on the phone is a nightmare though, I spent 4+ hours on hold last month.

Does anyone know if theres a specific time of day that funds post to Key Bank accounts? Like do they do batch processing at certain hours?

you can also check your balance and transaction history by calling 1-866-295-2955 - sometimes the automated system shows pending deposits before they appear in the app