New York Unemployment

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This entire discussion has been incredibly educational for someone like me who's just starting to navigate the NY unemployment system! Reading through everyone's experiences really drives home how important it is to understand these penalty distinctions from the beginning. What I find most helpful is how @Astrid Bergström shared both the problem and the resolution - it shows that while these penalty situations can be confusing and stressful, they are ultimately manageable once you get the right information. The breakdown of 2 consecutive forfeiture weeks followed by small offsets gives a clear picture of what to actually expect. The tips throughout this thread about documentation, continuing to certify during forfeitures, and using services like Claimyr to reach actual humans are all going straight into my personal unemployment survival guide. I'm especially grateful for the detailed list of common reporting scenarios that trigger penalties - that kind of preventive guidance could save someone from going through this whole ordeal in the first place. Thanks to everyone who took the time to share their experiences and advice. This thread should honestly be pinned as essential reading for anyone dealing with NY unemployment benefits. The community knowledge here is far more practical and accessible than anything I've found in official NYSDOL resources!

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This thread has been absolutely incredible - thank you to everyone who shared their experiences! As someone who just received my first confusing penalty notice from NYSDOL, reading through all these real-world examples has been so much more helpful than trying to decipher the official documentation. What really strikes me is how @Astrid Bergström's situation shows that even minor reporting mistakes can cascade into complex penalty combinations, but also that these situations can be resolved once you get proper clarification. The distinction between forfeitures (losing entire weeks) vs offsets (reduced payments) was completely new to me and explains so much about the confusing notices I've been receiving. I'm definitely taking everyone's advice about documentation seriously - already started screenshotting every certification and keeping a simple tracking spreadsheet. The tip about continuing to certify during forfeiture periods seems absolutely crucial and could have been a costly mistake if I hadn't learned about it here. One thing I'm curious about: for those who've dealt with penalties, did you find that being proactive about contacting NYSDOL (via Claimyr or persistent calling) helped resolve things faster, or is it sometimes better to just let the penalty process run its course if you understand what's happening? I'm trying to decide whether to invest time in getting through to someone or just focus on proper documentation and compliance going forward. Thanks again to this community - the collective wisdom here is invaluable for navigating NYSDOL's complex system!

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@Annabel Kimball - great question about being proactive vs letting the penalty process run its course! From what I ve'gathered reading through this thread, I d'lean toward being proactive in getting clarification, especially early on. Here s'why: even if you re'comfortable letting penalties run their course once you understand them, there might be important details about timing, duration, or your specific situation that could affect your planning. For example, @Astrid Bergström discovered she only had 2 forfeiture weeks rather than potentially more, plus she learned about the expiration date that could work in her favor. Also, sometimes what looks like a straightforward penalty might actually be more complex or less (severe than it) appears from the notices. Getting that clarity upfront can help you budget properly and avoid unnecessary stress wondering what if. "That said," if you do decide to contact them, definitely go in prepared with specific questions written down. The agents are apparently helpful once you reach them, but you want to make the most of that conversation time. I m pretty'new to this system too, but based on everyone s experiences'here, it seems like knowledge is power when dealing with NYSDOL - the more you understand about your specific situation, the better you can navigate it. Good luck with whatever you decide!

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I'm in a similar situation - just filed my claim two days ago and the waiting is nerve-wracking! From what I'm reading here, it sounds like 2-3 weeks is typical if everything goes smoothly. @Ben Cooper, definitely start filing your weekly claims right away - I called the Department of Labor help line yesterday (took forever to get through) and they confirmed you need to certify weekly even while your initial claim is still pending. The rep told me that's one of the biggest mistakes people make that delays their payments. Hang in there!

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@Victoria Stark Thanks for sharing that tip about calling the help line! Good to know they confirmed the weekly filing requirement. It s'reassuring to hear from someone else going through the same thing right now. The waiting really is nerve-wracking when you have bills piling up. Did the rep give you any other helpful info about what to expect during the review process?

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I just went through this process about 6 weeks ago and wanted to share my timeline to help ease some anxiety. Filed my initial claim on a Monday, status showed "under review" for about 10 days, then switched to "approved" on a Thursday. Got my first payment the following Tuesday - so roughly 2 weeks total from filing to money in my account. The payment covered 3 weeks since I had been filing my weekly certifications the whole time (which you should definitely start doing immediately!). One thing that helped speed things up was making sure I had all my documents ready and responded to any DOL requests within 24 hours. Also, don't panic if your status doesn't change for several days - that seems to be normal. The system updates in batches rather than real-time.

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Really great to see so many success stories in this thread! I'm also a remote worker (for a Portland company while living in Westchester) and this has been my biggest worry about potentially filing for unemployment. The consistent advice about using your NY home address for work location and employer's actual address for company info seems pretty foolproof at this point. I especially appreciate the tips about being explicit in the additional comments section and keeping up with weekly certifications during pending status - those seem like easy things to overlook that could cause major headaches later. The timeline expectations are super helpful too, knowing that 2-4 weeks for wage verification with out-of-state employers is normal takes a lot of the anxiety out of the waiting period. Definitely saving this thread as a reference guide!

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This whole thread has been such a lifesaver! I'm also remote (for a Chicago company, living in Albany) and was totally stressed about this exact situation after getting laid off last week. Reading everyone's experiences has given me so much confidence about how to fill out my claim properly. The fact that so many people have had success following the same approach (NY home address for work location, employer address for company info, clear notes about remote work) makes it seem much less risky. I'm planning to file tomorrow using all the advice from this thread. Really appreciate how this community shares real, practical experiences - way more helpful than any official guidance I could find!

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This thread has been incredibly informative! I'm also a remote worker (for a Denver company while living in Manhattan) and have been anxious about this exact scenario since my company just announced layoffs. The consistent advice across all these experiences is really reassuring - use your NY home address for work location, employer's actual address for company info, and be crystal clear about the remote work arrangement in any comment fields. The success stories from people like @efb8d09770ab who got approved in just 10 days give me hope that following this approach will work smoothly. I'm particularly grateful for the HR perspective from @c8dc05ecbfa7 about wage verification timelines and the importance of continuing weekly certifications during pending status. Planning to reach out to my HR department tomorrow to confirm they've been paying NY unemployment taxes as suggested. This community is amazing - thank you all for sharing your real experiences!

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Just went through this exact situation last week! I submitted my questionnaire 10 days late and was freaking out too. Called the DOL and they said late submissions don't automatically disqualify you - they just get flagged for additional review which can delay your payments by 1-2 weeks. The key is to call them and explain the situation. They're usually understanding if you have a valid reason and it's not a pattern. Also pro tip - log into your NY.gov account and make sure all your contact info is updated so you don't miss future notices. You should be fine, just stay on top of it going forward!

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Thank you so much for sharing this! It's such a relief to hear from someone who just went through the same thing. I was honestly convinced my claim would be denied and I'd lose everything. The fact that they're understanding about valid reasons gives me hope. I definitely need to update my contact info - I think some of my notifications might be going to an old email address. Really appreciate you mentioning the 1-2 week delay timeline too, at least now I know what to expect. This community has been a lifesaver today! 🙏

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I had this happen to me about 6 months ago! Submitted my questionnaire almost 2 weeks late because I was dealing with a family emergency and completely spaced on it. I was terrified they'd deny my claim but they didn't. What happened was: 1. My payments got temporarily held while they reviewed it 2. I had to call and explain why I was late (family emergency in my case) 3. They processed it after about 10 days and released all my back payments The rep told me they rarely deny claims just for late questionnaire submissions unless it becomes a repeated pattern or you ignore it completely for like 30+ days. Since you submitted it and it was only a few weeks, you should be okay. Just be prepared for a slight delay in processing. If you want to speed things up, definitely call them to explain the situation. I know it's hard to get through but it's worth it for peace of mind. You've got this! 💪

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I went through this exact situation about 6 months ago when I started my consulting business while on unemployment. Here's what I learned: The most important thing is to be completely transparent with NYS DOL from the start. I called them (eventually got through after many tries) and explained my situation before I even started taking clients. They told me as long as I report all income and stay under the earnings threshold each week, I'd be fine. I also had to confirm I was still actively job searching and available for full-time work if offered. The weekly certification asks specifically about any work performed and income earned, so don't try to get creative with the reporting. One tip - I found it helpful to schedule my business development work for evenings/weekends so it didn't interfere with my availability for potential interviews during business hours. Six months later, my business is doing well and I never had any issues with my benefits. Just be honest and follow the rules!

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This is exactly the kind of real-world experience I needed to hear! Thank you for sharing your journey. The scheduling tip about doing business development work evenings/weekends is brilliant - I hadn't thought about how the timing might affect my "availability for work" status. It sounds like being proactive and calling them first was the right move, even with the phone difficulties. Did you end up needing to provide any documentation about your business activities beyond the weekly certifications, or was the standard reporting process sufficient for them?

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I actually went through the SEAP application process last year and can share some details about it. There is an application process - you need to submit a business plan, financial projections, and demonstrate that your business idea is viable. The program only accepts a limited number of participants each year (I think it's around 1,000 statewide), so there can be competition to get in. The good news is that once you're accepted, you can work full-time on your business without the job search requirements, and you still receive your full unemployment benefits for up to 26 weeks while developing your business. The application typically opens in the spring, so timing might work well for you. I'd recommend calling the SEAP coordinator directly rather than the general unemployment line - they're much more knowledgeable about the program specifics. Even if you don't get into SEAP, you can still start your consulting business as others mentioned, just with more restrictions on reporting and availability requirements.

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This is incredibly helpful information about SEAP! The 1,000 participant limit explains why I haven't heard much about this program - it sounds pretty competitive. Do you happen to know if there are any specific requirements for the business plan they want to see? I'm wondering if a consulting business would be considered "viable" enough since it doesn't require much upfront investment compared to other types of businesses. Also, when you mention the application opens in spring, do you know roughly what month? I want to make sure I don't miss the window if I decide to go that route. Thanks for sharing your experience with the program!

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