New York Unemployment

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I was in a very similar situation last year - 8-month contract through a staffing agency that ended when the project wrapped up. Filed for unemployment the day after my contract ended and got approved without any issues. The key things I remember from my experience: 1) Make sure you have your final pay stub from the staffing agency showing taxes were withheld, 2) When filing, be clear that it was "lack of work" not that you quit or were fired, and 3) Keep all your contract documentation just in case they ask for it later. The whole process was pretty straightforward once I got through to file the initial claim. Good luck!

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This is super helpful advice! I'm especially glad you mentioned keeping the contract documentation - I wasn't sure if I'd need that but I'll make sure to have it ready. Did you have to provide any specific paperwork from the client company where you worked, or was everything handled through the staffing agency? I want to make sure I have all my ducks in a row before I file.

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I just went through this process 2 months ago after my contract with a financial services company ended. Since you mentioned you had taxes withheld and worked through a staffing agency, you should definitely be eligible. When I filed my claim, NYS Department of Labor asked for the exact end date of my contract and reason for separation - I put "completion of contract/lack of work" and it was approved without any issues. Pro tip: file your claim as soon as possible after your contract ends since there's usually a one-week waiting period before benefits start. The online application is pretty straightforward and you'll need your Social Security number, driver's license, and the staffing agency's contact information. Don't stress too much about it - contract workers who are W-2 employees are definitely covered under unemployment insurance!

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This is exactly the reassurance I needed to hear! I was overthinking the whole process but it sounds like it's pretty straightforward for contract workers who were W-2 employees. I'll definitely file my claim this week since you mentioned the one-week waiting period - I don't want to delay getting benefits started. Quick question - when you put "completion of contract/lack of work" as the reason, did you have to provide any additional documentation to prove the contract actually ended, or did they just take your word for it initially?

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I went through this exact same situation about 8 months ago! The process is definitely confusing at first, but it's actually pretty straightforward once you get started. You absolutely want to reopen your existing claim since you have those 8 unused weeks - don't file a new application. When you're filling out the reopen form, they'll ask detailed questions about why you stopped filing and what you did during the gap period. Be completely honest about the temp work - include exact start/end dates, employer name and address, gross wages earned, and clearly state that it was temporary work that didn't become permanent as expected. The system needs this info to verify your continued eligibility. One heads up - the reopen process typically takes 5-10 business days to get approved, and you might get a phone interview if they need clarification about your work separation. Keep checking your online account for updates and any correspondence. Once approved, you should be able to access those remaining benefit weeks from your original claim. Good luck!

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Thank you so much for the detailed breakdown! This is exactly what I needed to hear. I was really worried that I might have lost those 8 weeks of benefits by not filing continuously. Quick question about the phone interview you mentioned - if they do call, is it just to verify the work separation details, or do they ask other questions too? I want to make sure I'm prepared with all the right information. Also, did you have to wait for the reopen approval before you could start filing weekly certifications again, or could you file while it was still pending?

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I went through this same situation earlier this year! You definitely want to reopen your existing claim since you have those unused weeks - don't start a new application. When I reopened mine, the key was being completely transparent about the temp work. They asked for exact employment dates, employer details, wages earned, and reason for separation. Since your temp job just didn't work out as planned, that's a legitimate reason and shouldn't cause issues. The whole process took about a week for me once I submitted everything. Just make sure you have all your employment documentation ready before you start the online form, because it can time out if you take too long gathering info. Those 8 remaining weeks are still yours - the system will pick up right where you left off once the reopen is approved!

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This gives me so much relief to hear! I was really panicking that I might have lost everything by taking that temp job. Just to clarify - when you say the system picks up where you left off, does that mean my weekly benefit amount stays the same as it was before, or do they recalculate it based on the temp work? I made about $4,800 over three months, so not a huge amount, but I want to make sure I understand what to expect. Also, did you get any kind of confirmation email or notification when your reopen was approved, or did you just have to keep checking your account?

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The NYS Department of Labor system is such a nightmare for small business owners. I spent three months going back and forth with different departments just to get my unemployment tax number straightened out. They kept sending me forms that didn't apply to my situation.

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Ugh same here! Why can't they just have one simple form for this stuff?

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I went through this exact process last year and it was definitely confusing at first! Here's what worked for me: Start with the my.ny.gov portal and look for "Register a Business" under the business services section. You'll need your Federal EIN ready, then you can apply for both your State Unemployment Insurance (SUI) number and Workers' Compensation at the same time. The key is to register as soon as you think you might become liable - you don't have to wait until you actually hire someone. I found it much easier to do everything online rather than trying to call. The whole process took about 2 weeks to get my account numbers back. Don't stress too much about missing deadlines - as long as you register before you're actually liable for payments, you should be fine.

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This is really helpful! I'm in a similar situation and was also worried about the timing. Just to clarify - when you say "as soon as you think you might become liable," does that mean I should register now even if I'm still in the planning stages of hiring? I'm probably 2-3 months away from actually bringing on my first employee but want to get all my paperwork in order early.

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I went through this exact situation about 2 years ago and learned some hard lessons. You definitely cannot get unemployment while on medical leave - the weekly certification questions will trip you up immediately since you have to confirm you're able and available to work. Here's what I wish someone had told me from the start: apply for NY State Disability AND check if your employer offers short-term disability insurance at the same time. The state disability is pathetic at $170/week, but if your company has a supplemental policy, it can pay 60-70% of your salary. Also, look into NY Paid Family Leave if you have a family member who can help care for you during recovery. It pays way better than regular disability (around 67% of salary). The key is understanding that these programs can sometimes overlap or supplement each other. One more thing - document EVERYTHING with your doctor. The way they describe your condition and limitations on the paperwork makes a huge difference in approvals and benefit amounts. My first disability application got denied because the forms weren't detailed enough. The financial stress during medical recovery is real, but don't risk unemployment fraud charges by applying for UI when you know you're not able to work. Focus on the legitimate programs designed for your situation. Wishing you a smooth recovery! 🙏

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This is exactly the kind of comprehensive advice I needed! I had no idea that these programs could potentially overlap or supplement each other. The part about documenting everything with your doctor is especially important - I can see how the wording on medical forms could make or break an application. I'm definitely going to ask my doctor to be more specific about my limitations when we fill out the paperwork. It's frustrating that you have to become an expert in all these different programs when you're already dealing with health issues, but your experience gives me a roadmap to follow. Thank you for taking the time to share all these details - it's incredibly helpful for someone just starting to navigate this system!

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I'm dealing with something similar and this thread has been incredibly eye-opening! I had no idea there were so many different programs and that they could potentially work together. The gap between unemployment benefits and disability is absolutely crazy - $170/week in NY is basically nothing. From reading everyone's experiences, it sounds like the key is to cast a wide net and apply for multiple programs simultaneously rather than just focusing on one. I'm definitely going to check with my HR about supplemental disability insurance and look into that Paid Family Leave option too. Has anyone had luck with the appeals process if you get initially denied for disability? I'm worried about the paperwork being filled out correctly the first time since it seems like the doctor's wording makes such a huge difference in whether you get approved. Also, for those who mentioned claimyr.com - is there a similar service for the disability system or do you just have to deal with those phone lines yourself? The unemployment system seems impossible to reach, so I'm assuming disability isn't much better. Thanks to everyone for sharing their experiences. It's making a stressful situation feel a lot more manageable knowing there are actual options out there!

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Great questions! I can share some experience with the appeals process - I had to go through it when my initial disability application got denied. The key is getting your doctor to provide much more detailed documentation about your functional limitations, not just the diagnosis. Think specific examples like "unable to sit for more than 30 minutes" rather than just "back pain." As for phone systems, unfortunately there's no claimyr equivalent for disability that I know of. The NY Workers' Compensation Board handles disability claims and their phone system is just as frustrating as unemployment. You pretty much have to keep calling or try early morning/late afternoon when volume might be lower. One tip I learned - if you get denied initially, don't wait to appeal. The timeframes are strict and you want to get that appeal in quickly while gathering better medical documentation. Also consider reaching out to a disability attorney for a consultation if the appeal gets complicated. Many work on contingency so no upfront costs. You're right about casting a wide net - apply for everything you might qualify for simultaneously rather than waiting to see what happens with one program first. The worst they can do is say no, but you might be surprised what you actually qualify for!

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My brother did this and got his benefits no problem. The voluntary part doesn't matter - what matters is WHY the layoff happened. If it's because the company needs to reduce headcount, you're good. Just document everything!

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I actually just went through the NYS Department of Labor website and their handbook specifically mentions that voluntary layoffs are eligible for benefits as long as the separation is due to "lack of work" on the employer's part. The key is that you're not quitting your job - you're accepting an offer to be laid off because the company needs to reduce staff. I'd recommend calling the Department of Labor directly at 1-888-209-8124 to confirm your specific situation, especially if your severance package has any unusual terms. Also make sure to file your claim as soon as your last day of work, don't wait!

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That's really helpful information about the handbook! I didn't know they had specific guidance on voluntary layoffs. Quick question - does the severance package timing affect when you can start collecting benefits? Like if I get 2 months severance pay, do I have to wait until that runs out to file my claim?

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