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Hi everyone, I worked at a bank for 5 years, and this is standard procedure following federal holidays. ACH processing (which is how direct deposits work) doesn't happen on federal holidays, so everything shifts forward one business day. This affects ALL direct deposits, not just unemployment benefits. For reference, here's the 2025 holiday schedule that will affect payment processing: - New Year's Day (January 1) - Martin Luther King Jr. Day (January 20) - Presidents' Day (February 17) - Memorial Day (May 26) - Juneteenth (June 19) - Independence Day (July 4) - Labor Day (September 1) - Columbus Day (October 13) - Veterans Day (November 11) - Thanksgiving (November 27) - Christmas (December 25) Mark these on your calendar so you won't be caught off guard next time!
Thank you so much for this list! I'm definitely saving these dates. This is my first time on unemployment so I'm still learning how everything works.
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They should EMAIL us about this!!! Not everyone knows about banking holidays!!!
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update: my payment just hit my account at 6am this morning
Just got mine too! Thanks everyone for the help and explanations.
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My neighbor works for the bank and she said all government deposits are delayed this week because of the holiday processing schedule. It's not just unemployment - tax refunds and social security are delayed too.
my sister gets social security and she got hers on time so idk about that
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UPDATE: My payment just hit my account! So it was definitely just the holiday delay. Thanks everyone for the help and reassurance!
Just checked and mine came through too! What a relief!
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UPDATE: I found my 1099-G! For anyone else who might need this info: I had to click on "Unemployment Services" then scroll ALL the way down to find the tax forms section. It wasn't obvious at all. Thanks everyone for your help!
Great to hear you found it! Just remember to report all of that unemployment income on your taxes. A lot of people forget and then end up with an unpleasant surprise from the IRS later.
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My tax preparer said i need to get a CORRECTED 1099-G because mine shows the wrong amount!!! Has anyone dealt with getting a corrected form?? SO FRUSTRATING
For a corrected 1099-G, you'll need to call NYSDOL directly at 1-888-209-8124 and specifically request a correction. Explain the discrepancy and they should be able to issue a corrected form. Make sure to have your documentation ready showing what you actually received versus what's on the form. The correction process usually takes 2-3 weeks, so plan accordingly for your tax filing deadline.
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Just wanted to add one more thing - if your landlord is threatening eviction due to late rent, make sure to get documentation from NYSDOL about your pending payments. New York has temporary protection if you can prove you're waiting on unemployment funds. Ask the agent for a "Notice of Pending Unemployment Benefits" when you speak with them. You can present this to your landlord to potentially get more time.
Thank you! I didn't know about this protection. My landlord has been somewhat understanding so far, but having official documentation would definitely help.
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UPDATE: I finally got through this morning! Called right at 8:00am like suggested and asked for a Tier 2 payment specialist. Had to wait about 25 minutes, but finally spoke to someone helpful. Turns out my account was flagged for "quarterly review" which they're doing to random accounts. The agent cleared the hold while I was on the phone and said I should see all three payments in my account within 2-3 business days. She also sent me the benefits notice documentation to show my landlord. Thanks everyone for your help!
Great news! Glad you got it sorted out. The quarterly reviews are frustrating but at least you know what happened now.
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lucky!! i still cant get through ugh
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My mother needs to complete the ID.me verification for her NY unemployment claim but she's struggling with the document requirements. She doesn't have a smartphone for the facial recognition part and some of her documents are outdated. Has anyone found alternatives or workarounds for the ID.me verification process? Is there another way to verify identity with NYSDOL when you can't get through the standard ID.me process? She really needs her benefits and this verification thing is becoming a major roadblock.
Just wanted to update that we successfully helped my mother-in-law with this exact issue last week! What finally worked was getting an ID.me video call, but we had to use my computer since she doesn't have one. We sat with her during the call, and the representative was very understanding about her situation. They accepted her Medicare card, social security card, and a bank statement as verification even though she didn't have a current photo ID. So there is definitely some flexibility in the video verification process!
That's encouraging to hear! We'll try scheduling a video call and gathering all her documents. Did you have to wait long for the video appointment?
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We scheduled it about 3 days in advance. The actual call was scheduled for 20 minutes but only took about 10. Just make sure all documents are ready and visible before the call starts to make it go smoothly.
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Update: Thanks everyone for your help! We were able to get through to NYSDOL using the Claimyr service someone recommended. The agent set up an in-person appointment for my mom at our local office for the Verification Alternative Process. She's going next Tuesday and bringing all the documents mentioned here. I'll update again after her appointment to let everyone know how it went in case someone else has the same issue.
Great news! For the in-person appointment, make sure she brings proof of her social security number (card or official document with the full SSN), something with her date of birth (even if expired), and at least two pieces of mail showing her current address from the last 60 days. This combination has the highest success rate based on what I've seen with other claimants.
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Perfect, thanks for the specific advice! She has her social security card, an expired passport, and plenty of recent mail. I'm feeling much more confident about the appointment now.
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so what happend with your case? did they approve you yet?
Just got the decision today! They approved my claim based on the alternative documentation I provided! The agent I spoke with really helped guide me on exactly what to submit and how to organize it. I'm so relieved. The backpay should hit my account next week. Thanks everyone for all your help and advice!
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That's awesome news! So happy for you! Makes me feel better about the system knowing it worked out eventually.
OK so I was wrong about your email being fake (sorry!!) but DID YOU KNOW that your first payment might include back pay for previous weeks too?? If you certified for weeks while waiting for approval, they should pay ALL those weeks in your first deposit! So check if the amount matches what you're expecting! A lot of people miss this and don't get all their money!!!!
This is correct. Your first payment should include all certified weeks since your claim effective date, assuming all those weeks were eligible. This is why some first payments are larger than subsequent weekly payments. You can check the payment breakdown in your payment history once it processes.
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Just wanted to check back - did your payment come through yet? Mine took exactly 8 days after that email to hit my account.
Just got it this morning! It took 6 days after the email, but you were right - it included payment for all the previous weeks I'd certified. Such a relief! Thanks everyone for your help and reassurance.
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I'm dealing with this exact same situation right now and it's so stressful. I worked a cash job for 3 months in 2025 and now they want proof. I've been trying to call the unemployment office for weeks but can never get through to a real person. Has anyone actually been able to speak to someone there about these verification requirements? I'm worried about submitting the wrong documentation and getting denied.
Like I mentioned above, I couldn't get through on the phone either until I used that Claimyr service. Literally tried for WEEKS before that. Once I got through, the agent was actually really helpful in telling me exactly what documents would work for my situation.
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Oh I totally missed your comment about Claimyr! I'm going to check that out right now. I'm desperate to talk to an actual human about this. Thanks!
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my friend had to appeal and won because she had text messages with her boss from 2025 talking about work schedules. check if your aunt saved ANY texts!
I'm not sure if she still has texts from that far back, but it's definitely worth checking! I know she's had the same phone for a while. Thanks for the suggestion!
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UPDATE: I finally got through to someone at NYSDOL today! They confirmed my documents were successfully received despite no confirmation email. The agent said their system has been having issues with confirmation emails for several weeks now, but uploads are still working. So if anyone else has this problem, your documents are probably fine!
Great news! Thanks for updating the thread. This will help others with the same issue know they don't need to panic or resubmit documents.
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Amara Okafor
Just for anyone else who finds this thread with similar issues - I had success using Claimyr to get through to NYSDOL. After trying for over a week with no luck, I got connected in about 25 minutes. The agent I spoke with was super helpful and actually told me they have a specific protocol for handling gig worker documentation. They said even if your documentation isn't perfect, they have ways to cross-reference with other sources. Don't panic if you don't have everything - just submit what you have with a detailed explanation.
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CaptainAwesome
I think it's worth mentioning that sometimes the NYSDOL website indicates certain documents are required, but agents have more flexibility than the website suggests. Speaking directly with someone can really help clarify what's actually needed in your specific situation.
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Giovanni Rossi
I wanted to update everyone - I managed to find my old 1099-MISC form from TurboTax (thanks for that suggestion)! I've also compiled three months of bank statements showing regular Instacart deposits and took screenshots of all my earnings history from the app. Going to submit everything tomorrow with a detailed cover letter explaining my work history. I'm also going to try that Claimyr service to speak with an agent directly just to make sure I've covered all bases. Will let you know how it goes once I hear back from NYSDOL. Thanks again for all the help - this forum has been a lifesaver for my anxiety!
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Liam Murphy
You're in great shape with that documentation. The TurboTax 1099 is exactly what they need most. The bank statements and app screenshots are excellent supporting evidence. Most determinations are made within 2-3 weeks once you submit everything, so try to be patient. And good idea to speak with an agent - they can note in your file that you've submitted documentation, which sometimes speeds things up.
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