New York Unemployment

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One thing to add - make sure you understand the difference between "accepting" a job offer and actually starting work. I learned the hard way that you can accept an offer on Monday but if you don't start until the following week, you're still unemployed for that entire week and should file your claim. The key date is when you actually begin working and earning wages, not when you shake hands on the deal. Also, keep all your paperwork (offer letter, start date confirmation, etc.) in case NYS Department of Labor ever needs to verify your timeline.

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This is really helpful! I was worried I might have to stop filing the moment I verbally accepted an offer, even if I wouldn't start for another week or two. Good to know it's based on the actual start date. I'll definitely keep all my paperwork organized - sounds like documentation is key if there are ever any questions later.

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Just to add another perspective - I went through this transition last year and one thing that really helped was calling NYS Department of Labor the day before I started my new job to confirm I was handling everything correctly. The agent walked me through exactly how to file my final partial week claim and made sure I understood the reporting requirements. Even though the wait time was long, it gave me peace of mind knowing I was doing everything by the book. Also, keep detailed records of your job search activities and any work you do - NYS Department of Labor can request this information during audits, and having everything documented makes the process much smoother if they ever need to review your case.

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That's really smart advice about calling the day before starting work! I never thought about doing that but it makes total sense to get confirmation directly from them. How long did you typically wait on hold when you called? I've heard horror stories about people waiting hours to get through to NYS Department of Labor. Also, what kind of job search activity records did they want to see during your audit? I want to make sure I'm keeping the right documentation.

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One thing to keep in mind is that your benefit amount is calculated using your "base period" which is usually the first 4 of the last 5 completed calendar quarters before you file. So if you file in January 2025, they'd look at your wages from January 2024 through September 2024. This means if you had a pay raise recently or worked more hours in recent months, that might not be reflected in your benefit calculation. Also, just to clarify on the overtime question - yes, all wages including overtime, bonuses, and tips are counted when they calculate your weekly benefit rate. The good news is at $18/hour for 35 hours, you should qualify for benefits since you need to have earned at least $2,600 in your base period.

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This is super helpful @Chloe Harris! So if I'm understanding correctly, since I'm getting laid off next month (February), they'd look at my earnings from like April 2024 through December 2024? That's actually good for me because I had quite a bit of overtime during the summer months when we were really busy at the warehouse. Thanks for breaking down the base period calculation - I was confused about which quarters they actually use.

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Just wanted to share my recent experience since I just went through this process last month. I was making $19/hour at about 32 hours per week and ended up getting $285 weekly in benefits, which worked out to almost exactly 50% like everyone mentioned. The application process itself was pretty straightforward on the NYS DOL website, but definitely have all your employment history ready - they ask for details about every job you had in the past 18 months including start/end dates and reason for separation. One tip: when you certify for benefits each week, they ask if you did any work or earned any money. Be honest about any side gigs or part-time work because they will find out and it can affect your benefits. You can still work part-time while on unemployment but they'll reduce your benefit amount based on what you earn. Also, start applying for jobs right away and keep records because they require you to make at least 3 job contacts per week to remain eligible.

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Thanks for sharing your real experience @AstroAdventurer! That's really helpful to know the actual numbers. Quick question about the job search requirement - do they actually check up on the 3 job contacts per week? Like do you have to provide proof or just keep your own records? I want to make sure I'm doing everything right from the start so I don't run into any issues with my benefits.

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Wow, this thread is a goldmine of information! I'm facing the exact same situation with my small marketing agency and had no idea about some of these requirements. The Status of Account letter that Marcus mentioned sounds crucial - I'm definitely calling Monday at 8 AM to request that before I do anything else. The loan covenant issue Gabriel brought up is also eye-opening - I have an SBA loan and need to check if there are UI coverage requirements I'm unaware of. One question for the group: has anyone dealt with closing an account when you have remote employees in other states? I have two contractors who work from different states and I'm wondering if that complicates the closure process at all. Also, for those who went through the 18-month liability period, did you find it helpful to set aside a specific amount of money to cover potential claims, or did you just handle them as they came up? Thanks to everyone who's shared their experiences - this is saving me from making some serious mistakes!

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@Amara Okafor Great question about remote employees in other states! I m'new here but dealing with a similar closure situation. From what I understand, contractors typically don t'affect your NYS unemployment account since they re'not employees, but if you have actual W-2 employees in other states, you might need to close UI accounts in those states separately. Each state has its own unemployment system. The 18-month liability period that others mentioned would probably only apply to your New York account. I d'definitely ask about this when you call for that Status of Account letter on Monday - they should be able to clarify how multi-state workers affect the closure process. Also really interested to hear what others say about setting aside reserve funds for potential claims during that extended liability period!

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This thread has been incredibly helpful! I'm new to the community but facing a similar situation with my small catering business that I need to close next month. Reading through everyone's experiences, it's clear there are way more steps involved than I initially thought. I'm definitely going to start with requesting that Status of Account letter first thing Monday morning using Isabella Santos's 8 AM calling tip. The points about loan covenants, downloading all records before losing portal access, and coordinating with final tax filings are all things I never would have considered on my own. One thing I'm curious about - for those who went through the closure process, did you find it helpful to work with an accountant or business attorney to make sure everything was done correctly, or were you able to handle it all directly with NYS DOL? Given all the potential complications mentioned in this thread (extended liability periods, audit triggers, loan covenant issues), I'm wondering if professional help might be worth the cost to avoid any mistakes. Thanks to everyone for sharing your experiences - this community is amazing!

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I'm currently in a really similar situation and this whole thread has been incredibly helpful! I've been getting $308/week in unemployment for about a month now and was honestly scared to even look into SNAP because I thought having any income would disqualify me. Reading everyone's real experiences here - especially seeing that people with weekly amounts so close to mine are getting approved for $180-200/month in benefits - is giving me the confidence to actually apply. That amount would literally cut my grocery stress in half right now. I'm planning to start the myBenefits application this weekend and have my unemployment determination letter ready like everyone suggested. One question I had - for those who mentioned uploading a lease for housing costs, did they accept month-to-month rental agreements or does it need to be a formal lease document? I'm in a month-to-month situation right now but do have documentation showing my monthly rent amount. Thanks to everyone who shared their experiences so openly - this community is amazing for getting actual practical advice instead of just confusing government website language!

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@Tyler Lefleur For housing documentation, a month-to-month rental agreement should be totally fine! I was in a similar situation when I applied - didn t'have a formal lease but had a rental agreement that clearly showed my monthly rent amount. As long as your documentation shows your name, the rental amount, and ideally the landlord s'info, that should be sufficient for SNAP purposes. They mainly just want to verify your housing costs to calculate your benefit amount properly. You could also use things like rent receipts or bank statements showing regular rent payments if that s'easier to access. Your income level at $308/week definitely puts you in the sweet spot for approval based on everyone else s'experiences here. Good luck with your application - sounds like it ll'make a real difference for your grocery budget!

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I just wanted to share my experience since I see so many people asking about this! I was getting $340/week in unemployment and successfully got approved for SNAP - ended up with $183/month in benefits which has been a huge help. The myBenefits application was honestly way easier than dealing with the unemployment system. Just make sure you have your determination letter ready and be accurate about your income. One thing I learned is that they actually want people on unemployment to get food assistance since UI benefits are temporary and often not enough to cover all basic needs. The whole process took about 22 days from application to getting my EBT card in the mail. Also, if your unemployment ever gets cut off or reduced, SNAP can actually increase your benefits to help bridge the gap. Don't hesitate to apply - the programs are designed to work together, not against each other!

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I'm dealing with a similar discharge situation right now and this thread is super helpful! Just wanted to add that when you file online, the NYS Department of Labor system will walk you through different scenarios and ask specific questions about why your employment ended. They don't just give you a simple "fired" vs "discharged" dropdown - they'll ask things like "Were you told your performance was unsatisfactory?" or "Did you violate company policy?" So even though the terminology might seem confusing, the actual filing process is designed to capture the real circumstances. I'd recommend having your termination paperwork handy when you start the application so you can reference the exact reasons they gave you.

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That's really helpful info about the online filing process! I was worried about picking the wrong option, but it sounds like they ask more detailed questions rather than just having you choose between vague terms. Having the termination paperwork ready is great advice - mine specifically mentions "attendance issues" so I'll make sure to reference that exact wording when I fill out the application. Did you find the questions pretty straightforward, or were there any parts that were confusing?

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Just went through this exact same thing a few months ago! "Discharge" definitely threw me off at first too - it sounds so formal and scary. But yeah, it's literally just the official term NYS Department of Labor uses for "fired" or "terminated." The important thing isn't the word they use, but the reason behind it. Since your paperwork says "attendance issues," that could go either way depending on the specifics. Were these unexcused absences or did you have legitimate reasons like medical appointments, family emergencies, etc.? If you had valid reasons and documentation, that works in your favor. The DOL will do their own investigation and contact both you and your employer to get the full story. Don't stress too much about the terminology - focus on gathering your evidence and being completely honest when you file. Even if there's an initial denial, you can always appeal with additional documentation.

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This is exactly what I needed to hear! Most of my absences were actually for medical appointments - I had some ongoing health issues that required regular doctor visits. I did provide documentation to HR each time, but I'm not sure if they kept good records of it. Should I try to get copies of all that documentation from my doctor before I file? Also, when you say the DOL contacts your employer - do they tell them you filed for unemployment or do they just ask general questions about why you were terminated?

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