Lost job, can't make installment payment. Help!

Man, I feel you. I was in the same boat last year. Have you tried calling them to explain your situation? Sometimes they can work out a temporary payment plan or defer your payments for a bit.

ugh, the system is so broken. why do we even have to make payments when were not working? its not like we chose to lose our jobs 🤬

I found a method to get someone on the phone quickly. I used this site's (claimyr.com) calling tool that dials the phone menu, stays on hold, waits for a live agent to pick up, then sends the call to my phone. It does cost $20, but it works. Here's the URL: https://claimyr.com

Here's what you need to do: 1. Don't panic. Seriously, it'll only make things worse. 2. Gather all your financial docs - income statements, expenses, etc. 3. Call your creditor ASAP. Explain your situation calmly and clearly. 4. Ask about hardship programs. Many places have them, especially now. 5. If they offer a payment plan, make sure it's something you can actually afford. 6. Get EVERYTHING in writing. Don't trust verbal agreements. 7. Look into unemployment benefits if you haven't already. 8. Cut expenses wherever you can. Every dollar counts right now. 9. Consider picking up gig work or part-time jobs to bridge the gap. 10. Check local resources for financial assistance programs. Remember, you're not alone in this. Lots of people are struggling right now. Stay strong and take it one step at a time. You got this! 💪

have u tried selling stuff online? i made a few hundred bucks last month sellin old clothes and electronics on ebay. might help cover ur payment

Bruh, just ghost em 👻 What are they gonna do, repo your job? 🤣

I've been dealing with this for months now. Lost my job in January and it's been a nightmare. Just when I think I'm getting back on my feet, something else comes up. Hang in there, OP. It's tough but we'll get through this.

Has anyone tried negotiating with their creditors? I've heard some are willing to reduce the total amount owed if you can pay a lump sum. Might be worth looking into if you can scrape together some cash.

PSA: Be careful about taking advice from random internet strangers. Always double-check with a financial advisor or legal professional before making any big decisions about your debt!