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Fatima Al-Hashimi

Missed payment on SDI extension - What happens now?

Hey everyone, I'm in a bit of a pickle. I've got a disability extension but I missed a payment. Now I'm worried about what's gonna happen. Has anyone dealt with this before? What should I do?

Ugh, been there done that. It's such a headache dealing with the disability office. Have you tried calling them? Sometimes they can work out a payment plan if you explain your situation.

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I've been trying to call all day but can't get through. It's so frustrating!

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Pro tip: call right when they open. You might have better luck getting someone on the line.

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Or try calling at like 4:55 PM. Sometimes they pick up right before closing lol

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Listen up, I've been down this road and I've got some advice for you. Here's what you need to do: • First, don't panic. One missed payment isn't the end of the world. • Document everything. Write down when you missed the payment and why. • Try to make the payment ASAP if you can. The sooner, the better. • Call the disability office. Be prepared to wait on hold for a while. • Explain your situation calmly and ask about your options. • They might offer a payment plan or a way to catch up without penalties. • If you're having ongoing financial issues, ask about hardship programs. • Keep a record of who you talked to and what they said. • Follow up with a written request if they ask you to. Remember, these things happen. The key is to communicate with them and show you're trying to fix the situation. Good luck!

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This is solid advice right here 💯

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Wish I had this info when I was in the same boat last year. Would've saved me so much stress!

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I found a method to get someone on the phone. I used this site's (claimyr.com) calling tool that dials the phone menu, stays on hold, waits for a live agent to pick up, then sends the call to my phone. It does cost $20, but it works. Here's a video about it: https://youtu.be/1X-mEsLtbmQ

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Sounds too good to be true. Does it really work?

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Yeah, it actually does! I was skeptical at first too, but it saved me hours of hold time.

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$20 seems steep just to make a phone call 🤔

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I get that, but think about how much your time is worth. For me, not having to sit on hold for hours was totally worth it.

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have you tried emailing them? sometimes its easier to get a response that way

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Oof, missed payments are the worst. I once forgot to pay my car insurance and ended up with a whole mess of problems. Hope you get it sorted out soon!

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Same here but with my electric bill. These things can spiral out of control so fast 😩

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The disability system is such a joke. They make it so hard for people who actually need help. It's like they want us to fail 🤡

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Preach! 🙌 The whole system needs an overhaul

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ikr? its like swimming upstream with both hands tied behind your back

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Hey OP, how long have you been on disability? Just curious cuz I'm about to apply and I'm nervous about the whole process.

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I've been on it for about 6 months now. The application process was a bit of a nightmare, ngl. But once you're approved, it's not too bad. Just make sure you keep up with all the paperwork!

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