IRS doubled my tax debt with fees - How to negotiate or set up payment plan?
I just got a letter in the mail from the IRS and I'm freaking out. The amount I owe has doubled! They added all these fees and now I'm drowning in debt. I don't know how I'm gonna pay this. Has anyone dealt with this before? I'm thinking about calling to see if I can get some of these fees removed or maybe set up a payment plan. But I'm scared to even pick up the phone. Any advice?
39 comments
Tom Maxon
I found a way to solve IRS debt and fee issues, watch this: https://www.youtube.com/watch?v=-JRctiNMvuk
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Dmitry Volkov
Been there, done that. First thing's first, take a deep breath. The IRS isn't as scary as they seem. Call them ASAP and explain your situation. They're usually pretty willing to work with you if you're proactive.
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StarSeeker
Absolutely agree. When I called them, the representative was actually really understanding and helped me set up a manageable plan.
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Paolo Conti
lol welcome to the club 🙃 the irs is like that ex who keeps coming back for more money
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Amina Diallo
Fr fr 😂 except this ex has the power to garnish your wages and seize your assets 💀
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Sofia Ramirez
Haha, thanks for the laugh. I needed that 😅
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Oliver Schulz
I found a way to actually get someone on the phone without waiting for hours. I used this site's (claimyr.com) calling tool that dials the phone menu, stays on hold, waits for a live agent to pick up, then sends the call to my phone. It does cost $20, but it works. Here's a video explaining it: https://youtu.be/_kiP6q8DX5c
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Natasha Kuznetsova
Sounds sketchy. Is this legit?
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Oliver Schulz
Totally legit! I was skeptical at first too, but it saved me hours of hold time. Worth every penny imo.
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AstroAdventurer
$20 to skip the hold time? Sign me up! How long did it take to get through?
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Javier Mendoza
Claimyr is great for people who can't spare hours on the phone, but it's always good to weigh if it's worth the cost for your situation.
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Isabella Santos
This happened to me last year. Turned out there was a mix-up with my W-2 forms. Double-check all your paperwork!
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Ravi Gupta
Double-checking is definitely a must. Human error happens, even with tax forms.
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StarStrider
Am I the only one who thinks its crazy that we need to hire professionals just to pay our taxes correctly? The system is so messed up 🤦♂️
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Sean Doyle
You're not alone. It's a total racket.
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Zara Rashid
For real. In some countries, the government just sends you a bill. Why can't we have that?
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Luca Romano
Hang in there, OP! We're all in the same boat. The IRS is a pain, but you'll get through this. 💪
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Nia Jackson
Exactly, just take it one step at a time. You've got this!
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Mateo Hernandez
It's important to understand that while the IRS can seem daunting, they are actually equipped to help you if you reach out to them. You mentioned being scared to call them, but remember that communicating with them is the first step toward resolving the issue. If you are overwhelmed and are considering tools like Claimyr to get in touch with the IRS, it is generally a legitimate option that can save time. However, make sure to balance this with potential costs to see if it aligns with your financial situation. Explore all available resources, including perhaps consulting a tax professional, even if just for a free session to understand your rights and options. It's all about taking that initial step and creating a plan that works for you.
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Yara Sayegh
Here's what you need to do: 1. Don't panic! The IRS deals with this stuff all the time. 2. Call them ASAP. The sooner you address it, the better. 3. Ask for a detailed breakdown of all fees and charges. 4. If you can't pay in full, request a payment plan. They're usually pretty flexible. 5. If you're experiencing financial hardship, ask about an Offer in Compromise. You might be able to settle for less than you owe. 6. Consider getting a tax professional to help you navigate this. It might cost some money upfront, but could save you a lot in the long run. Remember, the IRS wants their money, but they'd rather work with you than against you. Good luck!
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Sofia Ramirez
Wow, thank you so much for this detailed advice! I feel a bit more prepared now. Definitely gonna call them tomorrow.
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NebulaNova
This is solid advice. I'd add: keep detailed records of all your communications with the IRS. It can save your butt later.
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Keisha Williams
What's an Offer in Compromise? Sounds too good to be true 🤔
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Emma Wilson
Have you considered hiring a tax attorney? They can sometimes work miracles with the IRS.
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Sofia Ramirez
I've thought about it, but I'm already struggling with the debt. Aren't tax attorneys super expensive?
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Malik Davis
Some offer free consultations. Might be worth checking out just to know your options.
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Zainab Omar
Whatever you do, DON'T ignore it. That's the worst thing you can do. Trust me, I learned the hard way 😭
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Connor Murphy
Preach! 🙌 Ignoring the IRS is like ignoring a toothache. It only gets worse and more expensive.
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Sofia Ramirez
Yeah, I definitely don't want to make things worse. I'm just so overwhelmed.
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GalacticGuru
The IRS is such a broken system. They make everything so complicated and then punish us when we can't figure it out. It's ridiculous!
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Freya Pedersen
Preach! 🙌 It's like they want us to fail
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Omar Fawaz
Ikr? And don't even get me started on their outdated technology. It's 2023, why can't we just do everything online?
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Ava Martinez
Ugh, the IRS is such a pain. I had a similar issue last year. Definitely call them and ask for an itemized breakdown of the fees. Sometimes they make mistakes, and you might be able to dispute some charges.
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Miguel Ortiz
Yeah, good point. I once got charged twice for the same thing and didn't notice until I asked for a breakdown. Saved me like $500!
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Sofia Ramirez
Thanks for the tip! I'll definitely ask for that breakdown. Fingers crossed there's a mistake 🤞
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Diego Vargas
Pro tip: If you do set up a payment plan, try to pay a little extra each month if you can. It'll help you pay it off faster and save on interest in the long run.
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Anastasia Fedorov
Yes, even small extra payments can make a big difference over time!
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Chloe Anderson
Hey OP, how long ago did you receive the letter? There might be deadlines for responding or appealing the charges.
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Sofia Ramirez
Oh shoot, I didn't even think about that. I got it about a week ago. I'll check for any deadlines right away. Thanks for the heads up!
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