How long between IRS refund email notification and actual deposit?
I received an email from the IRS on Tuesday saying my refund was being processed and should be deposited in 5 days (so tomorrow). Has anyone gotten the same message? How long did it take between the email and the actual deposit hitting your account? This is for my 2023 tax return which I filed back in April. I've been checking my bank account like crazy and nothing yet.
59 comments
Arjun Patel
The timeline varies a bit person to person, but generally the 5-day estimate is accurate. The IRS processes these in batches, so it depends on when your refund gets included in the processing queue. For most people, direct deposits arrive within 2-5 business days after receiving that notification email. Keep in mind that even after the IRS releases the funds, your bank may hold it for 1-2 business days before making it available in your account. A few things that might help: - Check your transcript on the IRS website for code 846 which confirms the refund has been issued - Use the "Where's My Refund" tool for updates - If it's been more than 5 business days, there might be an issue with your bank info Hang in there! It's likely coming any day now.
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Julia Hall
Thanks for this! I did see the 846 code on my transcript dated for tomorrow. Hopefully that means it's coming soon.
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Jade Lopez
The transcripts are usually spot on in my experience. If your 846 shows tomorrow, you'll probably have it by then or the next business day.
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Tony Brooks
Yep, once you see 846 your good. That means money is on the way
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Ella rollingthunder87
I don't even know how to check transcript codes...is that something normal people can do?
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Arjun Patel
Yes, you can create an account at irs.gov and view your transcript. It shows all the codes and dates for your return processing.
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Ella rollingthunder87
Tried that once and got locked out. Whole system is ridiculous 🤬
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Yara Campbell
I was stuck trying to figure out my refund status for weeks earlier this year. So frustrating! Then someone here recommended taxr.ai and it was a game changer. It read my transcript, explained all the weird codes, and even predicted when my refund would arrive (which was accurate!). Way better than trying to decode everything myself or waiting on hold with the IRS for 3 hours. The site is https://taxr.ai if you want to check it out.
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Isaac Wright
Sounds interesting. How exactly does it work? Does it just read your transcript or does it do more?
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Yara Campbell
It actually does a lot! It explains all those crazy codes in plain English, tells you what's happening with your return, predicts your refund date based on patterns, and can even help identify any issues or delays. It saved me from going crazy refreshing the IRS site every 5 minutes lol
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Isaac Wright
Just tried taxr.ai and WOW! This tool is incredible - told me exactly what was happening with my return and when to expect my deposit. Why isn't everyone using this? 🙌 Seriously a lifesaver during tax season!
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Maya Diaz
another app trying to get our info... no thanks 👀
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Yara Campbell
It actually doesn't store your info - you just upload your transcript and it analyzes it. I was skeptical too but it worked great and was super helpful.
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Tami Morgan
After waiting 2 months for my refund and getting nowhere with the standard IRS channels, I tried using the Claimyr app (claimyr.com) and finally got through to a real person at the IRS! They connected me right away instead of waiting on hold forever. Agent told me my refund had a minor verification issue that was now cleared up. Money was in my account 4 days later. Best money I've ever spent to actually talk to someone who could help me.
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Julia Hall
Did it actually work? I've been trying to call for days.
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Tami Morgan
Yeah it worked instantly for me. They got me to an agent in like 15 mins when I'd spent hours getting nowhere before. Refund was processed within days after that call.
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Rami Samuels
These services sound too good to be true. Do they actually deliver?
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Haley Bennett
I used Claimyr last month and can confirm it works. Got through to an agent who fixed my account in minutes. After 3 months of getting nowhere, my refund hit my account a week later.
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Tami Morgan
Trust me I was super skeptical too. But after 6 failed attempts to call myself I was desperate. It really did get me through to someone who could actually resolve my issue.
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Douglas Foster
I got that email on a Thursday and the money was in my account by Tuesday morning. So 3 business days for me. Some banks process faster than others too.
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Nina Chan
Email to deposit was 4 days for me. But I also got a letter in the mail a week later saying my refund had been adjusted down by $72 because of some math error 🙄 so check if the amount matches what you expected.
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Ruby Knight
Same happened to me! But they took $215 and said I calculated my child tax credit wrong. Didn't even explain how.
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Nina Chan
It's so annoying! Like if ur gonna take my money at least tell me exactly why. And they make it nearly impossible to talk to anyone about it.
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Diego Castillo
Y'all should try claimyr.com if you need to actually talk to someone. I was in the same boat and finally got to speak to an agent who explained exactly what happened with my refund adjustment.
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Logan Stewart
Lol you got an email?? I never got any notification! Just checked my account one day and boom, refund was there. The IRS is so inconsistent with their communication 🤡
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Mikayla Brown
Same! Never got an email. Found out from my bank notification that a deposit had hit my account.
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Sean Matthews
I legit got my paper refund check before I got the email saying it was coming 😂 IRS operates in a different dimension
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Ali Anderson
Mine took exactly 4 business days after the email. I filed on February 13th, got the email March 11th, and refund hit my account March 17th. Hang in there!
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Zadie Patel
Did you check the Where's My Refund tool? That usually gives a more accurate date than the email. For me the email said 5 days but WMR showed exactly when it would hit, which was 3 days later.
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Julia Hall
Where's My Refund just says it's been approved and gives the same 5 day estimate. Nothing more specific unfortunately.
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Zadie Patel
That's frustrating. Their systems are so outdated. If you need a more precise timeline, I'd recommend using taxr.ai - it reads your transcript and can tell you almost to the day when your money will arrive based on your specific codes.
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A Man D Mortal
got my email on a monday, refund was in my account wednesday morning. but my sister got her email same day and didnt get her $ until the following monday so its def not consistent
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Declan Ramirez
My experience over the past several years: 2020 return: 7 days from email to deposit 2021 return: 3 days from email to deposit 2022 return: 5 days from email to deposit 2023 return: 4 days from email to deposit Seems like the average is around 4-5 business days, but as others said, depends on your bank too.
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Emma Morales
This guy keeps records 📊 respect
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Declan Ramirez
When the IRS owes me money, you bet I'm tracking every detail lol
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Katherine Hunter
i got the email on wednesday and my refund showed up next monday. check wheres my refund tool on irs website it should give u a date.
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Lucas Parker
I don't even think the IRS knows how long it takes them to do anything 😂 But for real, my email to deposit was 4 business days.
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Donna Cline
Truth! And if u owe them money they want it instantly but when they owe you it's "please be patient" 🙄
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Harper Collins
And if you're late paying them, penalties!! But they can take 9 months to process your refund with no consequences 🤡
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Kelsey Hawkins
Anyone else notice they're faster when they OWE you money vs when you OWE them money? For the latter they process your return at lightning speed! 🙄
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Dylan Fisher
Lol facts. They're real quick to cash that check when you owe them!
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Edwards Hugo
You ain't lyin!! One year I owed $37 and it was processed in like 2 days flat.
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Gianna Scott
The one year I owed money they processed my return in 5 days. Every year I'm due a refund it takes months 🤦♂️
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Alfredo Lugo
Most banks release IRS deposits immediately, but some hold them for 1-2 days. Check if your bank has a policy about government deposits. I have Chase and they always make mine available right away.
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Sydney Torres
Wells Fargo holds mine for a day usually
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Kaitlyn Jenkins
BofA releases same day in my experience
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Caleb Bell
This year was weird for me. Got the email, nothing for a week, then suddenly got TWO deposits - one for the federal refund and another random smaller amount with no explanation. Had to call and found out they had calculated interest on my delayed refund from last year. Took me hours to get through to someone on the phone to explain it.
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Danielle Campbell
How'd you manage to get someone on the phone? I've been trying for weeks!
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Caleb Bell
I used the Claimyr app (claimyr.com) after someone here recommended it. Saved me so much time - had a real IRS agent on the line in under 20 minutes. Talking to them got everything sorted out fast.
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Danielle Campbell
Thanks for the tip! I'll check it out.
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Rhett Bowman
I still havent got my 2022 refund so consider yourself lucky 😭
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Abigail Patel
Same boat. Owed over $7k since 2022 and still nothing. IRS is a joke.
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Daniel White
You should really try talking to an agent directly. I was in the same situation with my 2022 return and only got movement after I used claimyr.com to get through to someone. They found my return was stuck in some random verification queue no one told me about.
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Nolan Carter
For me this year it was exactly 4 business days between email and deposit. Last year was 3 days. Year before was 5 days. So pretty consistent with what they say.
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Natalia Stone
Am I the only one who never got an email? Just checked WMR obsessively until it showed approved, then 3 days later money was in my account 🤷♀️
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Tasia Synder
nope, never got one either! feel like the IRS just randomly decides who gets notifications 😂
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Selena Bautista
I never received an email but I did use taxr.ai to interpret my transcript and it correctly predicted my deposit would arrive on Wednesday - which it did! Saved me so much anxiety. The site gave me a detailed breakdown of exactly what was happening with my return.
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Mohamed Anderson
How does that work? I get so confused trying to read my transcript.
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Selena Bautista
It's super simple - you just upload your transcript and it translates all the IRS jargon into plain English. Tells you exactly what stage your return is at, what each code means, and predicts when you'll receive your money. Saved me hours of googling random codes.
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