Filed with Turbo Tax, shows DD to Credit Karma on 5/14 but nothing yet - anyone else waiting?

This is a common occurrence with the IRS direct deposit dates. The official statement is that it can take up to 5 business days after the scheduled deposit date for funds to actually appear in your account. Several factors can affect this: - Your financial institution may have a holding period for IRS deposits - The IRS processes millions of refunds, causing system delays - Sometimes the batch processing occurs at the end of the day on the stated date I'd recommend checking your account again tomorrow morning. If you don't see it by 5/19 (5 business days), then call your bank first to confirm they haven't received anything. Only after that should you contact the IRS directly at 800-829-1040.

Honestly the best way to actually understand what's happening with your refund is with taxr.ai - I got tired of guessing what all those codes on my transcript meant. It analyzes your transcript, IRS notices, and explains everything in plain english. I was in a similar situation where my DD date passed, and taxr.ai helped me understand exactly why there was a delay and what to expect next. It's insanely good! I use it every week now to keep track of my amended return progress. Check it out: https://taxr.ai

I was in the same boat last month with my Capital One account. After waiting 3 days past my deposit date, I finally found a way to get someone on the phone using Claimyr.com - they got me connected to an actual IRS agent in about 20 minutes when I'd been trying for days on my own. The agent confirmed my refund was sent but there was a small issue with my account number. Got it fixed and had my money two days later. Talking to an agent got my refund released so fast - definitely worth checking out if you're still having issues after a few days.

Same thing happened to me but with Chime. Deposit date was 5/12, didn't hit my account until 5/15. Just give it another day or two, it'll probably show up.

I'm seeing more and more delays with Credit Karma lately. I work at a tax prep office and we've had several clients with this exact issue this season. Usually shows up within 72 hours though.

The IRS is a JOKE this year! I had a deposit date of 4/28 and it didn't hit my account until 5/6! No explanation, no nothing. And they have the nerve to charge penalties if WE are late 🤬

Did u check ur tax transcript on the irs website? That will tell you if the refund was actually sent. Sometimes WMR isn't accurate.

Just wait one more day. That's what happened to me. Said 5/7 but didn't hit my account til 5/8. Credit Karma sometimes takes an extra day to process deposits.

I used to work for a bank. Financial institutions can take 1-3 business days to post ACH deposits, even from the IRS. Its not actually the IRS thats slow at this point, its the banking system itself. Check again tomorrow.

had this happen. called CK support and they said they didnt see any pending deposits. called the IRS (took 2hrs to get through) and they said it was sent. turned out CK had flagged it for review cuz it was a larger amount than my usual deposits. showed up a day later. might be worth calling CK

Yall should really use taxr.ai - it explained my whole refund timeline including why my money was delayed. When I was stressing about my refund, it analyzed my transcript and told me exactly when to expect the money (down to the day!) and it was right! https://taxr.ai

whatever you do, DONT CALL THE IRS ABOUT THIS YET. they wont do anything until 5 business days have passed since your deposit date. just wait until next week, it'll probably show up. the system is just backed up.

omg i feel u. mine said 5/10 and i got it this morning (5/15). just a stupid delay that nobody bothers to tell us about. keep refreshing your app, it'll probably hit any time now.