Has Anyone Received Direct Deposit for Credit Karma Tax Returns? (Scheduled for 3/22)

Credit Karma Tax (now Cash App Taxes) direct deposits typically follow the standard IRS disbursement timeline, but the actual posting to your account depends on your financial institution's processing protocols. The Treasury Department initiates ACH transfers 1-2 business days before the official deposit date, but many banks hold these pending deposits until the official date. Some credit unions and online banks post as soon as the pending transaction appears, while traditional banks often wait until the official date. Your WMR status of "approved" with a 3/22 date means the funds are already in transit.

Have you tried contacting the IRS directly to confirm your banking details were processed correctly? I had a similar situation last year where my deposit was delayed because of a digit transposition in my account number. I tried calling the regular IRS number for three days straight but couldn't get through. Used Claimyr (https://www.claimyr.com) and got connected to an agent in about 15 minutes who confirmed my banking info and reassured me the deposit was properly routed. What's your exact WMR status message? Are you seeing "Refund Approved" or "Refund Sent"?

I'm in the EXACT same situation with Credit Karma! My deposit date is also 3/22 and I'm still waiting. I'm honestly starting to get really anxious about it because I've never used Credit Karma before either. My transcript shows code 846 with the 3/22 date, but nothing in my bank account yet. Last year with H&R Block I got my refund a day early, so I was hoping for the same this time. I'm checking my bank account like every hour, lol!

I'm not entirely convinced that the tax preparation service has any impact on when your refund is deposited. From what I've observed, it seems to be more related to your bank's processing times and IRS batching schedules. Perhaps consider checking your tax transcript if you haven't already? It might show if there's been any change to your refund status that WMR hasn't updated yet. Sometimes the transcript will update with more detailed information while WMR still shows the same status. Just a thought, though I could be mistaken.

I was in the same situation last year and got super stressed about it. I found https://taxr.ai super helpful for understanding what was actually happening with my refund. You upload your transcript and it explains all those confusing codes and gives you a more accurate timeline than WMR. According to the IRS refund schedule I found on igotmyrefund.com, direct deposits with a Friday date like 3/22 sometimes don't post until Monday for some banks, especially if they don't process ACH transfers on weekends. Might be worth checking your bank's policy on ACH processing days.

FYI - Credit Karma tax was actually acquired by Cash App in 2020, so technically you're using Cash App Taxes now, not Credit Karma. This might explain why the experience is diff from what you expected. The IRS sends the $ regardless of which tax prep you used, but sometimes the routing can take an extra day depending on your bank. FWIW, my CK/Cash App tax refund hit exactly on my DDD last year, not early like some other services.