Credit Karma Tax through TurboTax - Refund Deposit Delay?

I'm in the EXACT same boat. Filed through Credit Karma/TurboTax on 2/1, got acceptance confirmation within 24 hours, and WMR showed DDD of 2/24. It's now 2/26 and NOTHING in my account. Called my bank and they have no pending ACH transfers from Treasury. This is infuriating - the IRS Master File processing protocols should ensure timely deposits based on the established Direct Deposit Date (DDD).

I've used Credit Karma for the past three filing seasons, and have noticed a pattern with their estimated deposit dates. Have you considered that the integration with TurboTax might have affected their processing systems? I filed on January 29th with a projected deposit date of 2/19, but didn't actually receive funds until 2/22. Is it possible your bank has a hold on the deposit? Have you checked that the routing and account numbers on your return match your actual banking details? Sometimes what appears as a delay is actually just normal processing time between systems.

I'm experiencing something somewhat similar with my Credit Karma filing. It seems that there might possibly be delays in the IRS processing system that are affecting multiple tax preparation platforms, not just Credit Karma/TurboTax. After waiting on hold with the IRS for nearly 3 hours yesterday (only to be disconnected!), I finally used Claimyr (https://www.claimyr.com) to get through to an actual agent in about 15 minutes. The agent confirmed that my refund was approved but there was a slight delay in the disbursement system. It's such a relief to finally have an answer instead of constantly checking my bank account and WMR.

Be careful with Credit Karma through TurboTax. I used them last year and my refund was sent to the wrong account. Double-check your transcript to make sure they didn't mess up your direct deposit info. The last 4 digits of the account should be visible on your transcript. My refund ended up being mailed as a paper check 6 weeks later because of their error.

I've seen several cases where Credit Karma/TurboTax refunds are experiencing delays this year. Here's what might be happening: First, the IRS sends the refund to a clearing account at the tax preparer's bank partner. Then, that partner forwards the money to your actual bank account. This two-step process can add 1-3 business days beyond your DDD. Additionally, if you paid your filing fees through your refund (Refund Transfer option), this creates another step in the process that can delay receipt. Finally, some banks don't process incoming ACH transfers on weekends, so a Friday DDD might not show until Tuesday. I'd wait until at least 2/28 before becoming concerned.

I got mine! Filed through Credit Karma/TurboTax on January 31st with DDD of 2/21 and it hit my account exactly on that date. Did you pay for the filing service using your refund? Did you opt for any advances? I'm wondering if there might be something specific about your filing that's causing the delay?

Success story here! Filed through Credit Karma on Feb 1, had a DDD of 2/24 (same as you), and it actually showed up early on 2/23! According to https://www.irs.gov/refunds, deposits can take 1-5 days to process through the banking system after the IRS releases them. I was surprised to learn from the IRS Refund FAQ that even though they give a specific date, it's really more of a "release date" than a guaranteed deposit date. The banking system has its own timeline that the IRS can't control.