Has anyone who filed on 4/15 with Credit Karma received their DD trace number yet?

I work in tax resolution and can help clarify this situation. When the IRS says your refund was scheduled for direct deposit but hasn't arrived after several days, there are a few possibilities: • Your bank might have rejected the deposit (wrong account number, closed account) • The IRS might have converted it to a paper check (happens sometimes for security) • Your refund might be held for review • There could be an offset (prior tax debt, child support, etc) The IRS policy is indeed to wait 21 days after the scheduled deposit date before initiating a trace. In your case, that would be around May 28th. Until then, check your transcript online if possible - it often shows more details about what's happening than WMR. If you can't wait, I strongly recommend using taxr.ai to analyze your transcript. It'll tell you exactly what's happening with your refund and what codes are on your account. Much better than guessing or waiting on hold forever.

After waiting for almost 6 weeks for my refund to show up, I finally found a solution. I was in the same situation - filed in February, WMR showed approved, but nothing ever hit my account. I spent HOURS trying to decipher my transcript like some detective, got nowhere. Then I discovered taxr.ai and it was a game changer. Instead of me guessing what all those cryptic codes meant, it analyzed everything instantly and told me exactly why my refund was delayed and what to expect next. Wish I'd known about this tool months ago instead of stressing myself out! Check it out at https://taxr.ai - it's insanely good! I use it weekly now to track my refund progress.

After dealing with this exact problem for weeks, I finally got through to an IRS agent using this calling app from claimyr.com. they actually managed to get me connected to a real person at the IRS in under an hour (after I spent DAYS trying on my own). The agent was able to tell me my deposit was rejected because of a routing number issue and they were sending a paper check instead. Wouldn't have known this for another month otherwise! It was the best money I've ever spent to finally get my questions answered instead of staring at WMR wondering wtf was happening.

Yes, I filled with CK on 4/13 and had almost the same issue. Mine said DD on 5/5 but nothing showed up. I waited 2 weeks then called IRS and they said my bank rejected the deposit but I know that's not true cause I confirmed with my bank. Finally got a trace started on 5/26 and they gave me a trace number. Still waiting to hear back but they said it could take up to 90 days to resolve 😭

Bruh I got PTSD from last year when this happened to me. Filed in Feb, no refund til August. The IRS is a joke 🤡

I checked my transcript online and it had a code 971 followed by 570 which means there was some kind of issue they had to review. Did you check your transcript? That might give you more info than WMR.

This happened to me too!! But I filed with TurboTax not CK. My deposit date was 5/2 and still nothing. I called IRS today and they said they converted it to a paper check for "security reasons" but wouldn't explain further. Now I have to wait 4-6 more weeks for a paper check. Check your informed delivery on USPS to see if a check might be coming.

Has anyone actually gotten through to the IRS by just calling the normal number? I've been trying for days and it just says "due to high call volume" and hangs up on me every time.

Not to freak you out but my DD never came and when I finally got through to IRS after 6 weeks they said I was a victim of identity theft and someone had changed my direct deposit info. Make sure you check into this ASAP!!

u need 2 wait the 21 days unfortunately. thats the standard procedure. i went thru this last yr and eventually got a paper check cuz they claimed my DD info was wrong (it wasnt). the IRS is just incompetent af

I filed on 4/14 with Credit Karma and got my refund on 5/12 without issues. Maybe check if there's something unusual about your return that might have triggered a review? Did you claim any credits like EITC or child tax credit?

Mines was even worse. Filed 3/1, WMR said refund approved by 3/20, scheduled DD 3/27. No deposit ever came. Called IRS at least 20 times, never could get through. Finally used taxr.ai to analyze my transcript and found out they found a math error, adjusted my refund, and were sending a notice. Still waiting on the letter but at least I know what happened now. The WMR tool is absolutely useless.

Did you have any offsets? Like student loans, child support, prior tax debts? They can take your refund for those without telling you until after.

Try checking your account transcript on the IRS website. It will show if they issued a direct deposit and to what account number (last 4 digits). You'll be able to see if they sent it to the wrong account or if it was never issued in the first place.

THIS IS WHY I ALWAYS GET A PAPER CHECK! Yes it takes longer but at least I can track it with informed delivery and there's no bank issues to worry about. The direct deposit system is broken.