Anyone with 2/27 direct deposit date actually get their refund today after early deposit rejection?

Thanks for this! Just checked my transcript and the 846 code is still there. I'll give it until tomorrow before panicking.

this happened to me LAST yr too... banks like Chime try to be heroes with the early deposit thing but sometimes it backfires when the IRS isn't ready. mine came thru exactly on the DDD date around 3pm

Yeah the name matching is KEY! My wife used her maiden name on the return but our joint acct has her married name... rejected twice before we figured it out 🤦‍♂️

Sounds interesting. How exactly does it work? Does it just read your transcript or does it do more?

It's honestly amazing! You upload your transcript and it breaks everything down - all the codes, dates, amounts - and explains what each thing means for YOUR specific situation. It even tells you if there's a problem and what to do about it. I was so lost before using it, but now I actually understand wtf is going on with my refund. BEST TOOL EVER for dealing with the IRS nightmare 💯

another tax tool promising miracles... 🙄 is this actually legit or just another scam?

I get the skepticism - I was hesitant too! But it's literally just an AI tool that reads and explains your transcript. Saved me hours of googling random IRS codes and stressing about when my money would come. Trust me, if you're stuck in IRS limbo, it's worth checking out.

This gives me hope! Did your WMR status change at all or did the money just appear?

The money just showed up! My WMR still says the same thing with the 2/27 date. I think the WMR tool updates less frequently than the actual deposits.

same here! Chime, DDD 2/27, rejected last week, money hit around noon today. The system works... eventually lol

How does this work? I've been trying to call IRS for weeks and can't get through.

It basically holds your place in the IRS phone queue and calls you when an agent is about to answer. No more sitting on hold for hours! I got a callback within 45 minutes when the website estimated 3+ hour wait times. Honestly after weeks of trying myself and never getting through, getting an actual IRS person on the phone was worth every penny.

wait so do they just keep calling for you or what? sounds too good to be true

They use some tech that navigates the IRS phone tree and holds your spot in line. When they're about to connect you with an agent, you get a call. Then you're talking directly to the IRS - Claimyr just gets you through the impossible hold times. Got my refund released that same day after explaining the situation to the agent!

have you tried checking your tax transcript on the IRS website? could show more details than WMR

Yeah that's where I saw the 570 code which means they're holding my refund for review. No idea why - everything on my return was straight forward! So frustrating!!!

I had a 570 code too but then got an 846 a week later. Hang in there! For making sense of these codes I used taxr.ai and it explained everything clearly. Worth checking out!

Just checked again and still nothing in my account 😭 But it's good to know others are getting theirs today!

yup USAA and Navy Federal seem to be the most reliable for tax refunds. my friend with chime always has problems

I think you're right. I switched to Chime specifically for the early deposit feature and now I'm regretting it. Next year I'm just sticking with my credit union.

how much does it cost?

I can't remember the exact price but it was totally worth it. I spent HOURS trying to figure out my transcript before that and was getting nowhere. It immediately spotted issues I would never have found on my own.

This sounds useful! does it actually help you fix problems or just tell you what's wrong?

It tells you what's happening AND what to do about it. In my case it showed me that I didn't need to do anything (the IRS fixed the error already) and exactly when my refund would be issued. For other issues it gives you step-by-step instructions on how to resolve them. Seriously a game changer if you're stuck in IRS limbo!

You gotta check your tax transcript on the IRS website. That will show all the codes and dates including your DDD (846 code) when it's assigned. WMR is always behind.

Thx! Just checked and mine has a 570 code from 2/19. No 846 yet. Guess I'm still waiting 😩

If you're having trouble understanding your transcript, try taxr.ai - it explains everything in plain English. Saved me a ton of confusion when I was trying to figure out my 570 code!

is that service expensive? been trying to call them for weeks

Honestly whatever it costs is worth it compared to the headache of trying to reach them yourself. I spent HOURS over multiple days trying to get through on my own with no luck. With claimyr I was talking to an agent in under an hour. And they got my $3800 refund released that same day!

YES! Even my accontant said this is the worst tax season she's seen in 15 years of practice. Something is definitely off with there systems.

I read somewhere they implemented new fraud detection this year which is flagging more returns for review. Could explain all the delays.

Did you just go to their website? How does it work exactly?

Yeah, just went to claimyr.com, entered my phone number, and they called me when they had an agent on the line. SO much better than sitting on hold forever just to get disconnected. The IRS agent was actually super helpful once I got through to her!

OMG I JUST GOT MINE TOO!!! 🎉🎉🎉 Thank you everyone for the help and reassurance!!

congrats!!! 💰💰💰