Chime DD 2/12 - Anyone received their refund early?
Filed my taxes and got accepted with a direct deposit date of 2/12. Using Chime and they claim we get paid up to 6 days early but nothing yet. Starting to get worried since I usually get it early with them. Anyone else with 2/12 date got theirs through Chime yet?
14 comments


Mateo Sanchez
The 'up to 6 days early' thing is just marketing. It really depends on when the IRS actually releases the funds. Some people get it early, others right on the date. If your transcript shows 2/12, you should definitely have it by then, but the early deposit timing varies.
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Nia Wilson
•ugh that makes sense. just stressed cause I really need this money rn 😩
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Aisha Mahmood
•fr fr these banks be cappin with their early deposit promises 🤡
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Ethan Clark
Hey, have you checked your transcript using taxr.ai? It's this new tool that analyzes your transcript and tells you exactly when to expect your refund. It costs $1 but totally worth it - helped me understand why my DD was delayed last time. Here's the link: https://taxr.ai
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AstroAce
•is it legit? sounds interesting but kinda skeptical about these services
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Ethan Clark
•100% legit! Used it last week and it predicted my deposit exactly. Way better than guessing or asking around
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AstroAce
•just tried it and WOW 🔥 wish I knew about this sooner! It showed me exactly why my refund was taking longer than usual
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Yuki Kobayashi
I'm 2/12 too with chime, nothing yet. last year got it 4 days early tho
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Carmen Vega
mine hit this morning! 2/12 gang we out here 💰
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Nia Wilson
•wat time did u get urs???
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Carmen Vega
•like 4am EST
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Andre Rousseau
Pro tip: check between 3-6am EST, thats usually when Chime processes deposits. But dont stress if it doesnt come early, 2/12 is your garuanteed date
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Nia Wilson
•gonna be refreshing like crazy those hours lol
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Zoe Stavros
same boat, 2/12 date. Been with chime 3 years and its always different. Sometimes 5 days early sometimes right on time ¯\_(ツ)_/¯
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