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Yuki Yamamoto

Chime Bank IRS Refund Deposit Status 2025 - Anyone Received Theirs?

Filed my taxes last week and got accepted. Using Chime bank for direct deposit this year. Anyone with Chime get their refund yet? How many days did it take after acceptance?

Carmen Ruiz

The bank you use doesn't really affect IRS processing time. Chime typically releases funds as soon as they receive them from the IRS, sometimes even 2 days earlier than traditional banks. What matters more is your tax situation - if you claimed credits like EIC or CTC, or if there are any verification holds.

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Yuki Yamamoto

thanks for explaining! claimed the EIC this year so guess ill be waiting longer 😩

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Carmen Ruiz

np! yeah EIC claims take about 21 days minimum to process

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Andre Lefebvre

Instead of playing the waiting game, you should check out taxr.ai - it analyzes your transcript and tells you exactly when to expect your refund. Only costs a buck and was spot on for me. https://taxr.ai

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Zoe Dimitriou

how accurate is it fr? seems too good to be true

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Andre Lefebvre

dead serious! it predicted my deposit date down to the day. way better than trying to decode those transcript codes myself 💯

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QuantumQuest

Got mine through Chime this morning! Filed on the 2nd, accepted same day, DD hit today 🎉

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Jamal Anderson

did u have any credits or anything?

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QuantumQuest

nah just a basic return, no credits or deductions

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Mei Zhang

still waiting... filed jan 15th with chime. transcripts showing N/A still smh

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Liam McGuire

same boat fam. This wait is killing me fr fr 😤

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Amara Eze

yall need to chill fr. its only been like a week since filing season opened lol

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Giovanni Ricci

chime user here - filed 1/19, accepted same day, refund hit my account 1/24! no credits or anything complicated tho

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Yuki Yamamoto

ur so lucky! manifesting this energy rn 🙏

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