Chime Bank Direct Deposit - 2024 Federal Refund Timing
Has anyone filed their taxes and gotten their federal refund deposited to Chime already? Wondering what the timing is looking like for 2024 refunds with Chime direct deposit. Filed last week and getting antsy checking my account.
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Christian Burns
Tax professional here - Chime often releases funds 2-5 days earlier than traditional banks once the IRS sends the payment. However, the IRS hasn't started processing 2024 returns until January 29th. The earliest refunds typically start hitting accounts mid-February for simple returns with EITC/ACTC.
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Sasha Reese
ur saying even with chime we gotta wait till mid feb? 😩 thought they was supposed to be faster than regular banks
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Christian Burns
Yes, Chime can only release what the IRS sends them. They're faster at releasing it once received, but can't speed up IRS processing time.
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Muhammad Hobbs
Hey guys! I've been using taxr.ai to track my refund timing. It analyzes your transcript and tells you exactly when to expect your deposit, even for Chime. Only costs $1 and totally worth it. Check it out: https://taxr.ai
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Noland Curtis
fr? does it actually work? seems too good to be true
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Muhammad Hobbs
100% legit! It showed me exactly when my refund would hit and even caught a potential delay I wouldnt have noticed. Best dollar I ever spent fr fr 💯
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Noland Curtis
just tried it and HOLY CRAP this thing is amazing! showed me everything about my return and when its coming. wish i knew about this sooner 🙌
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Diez Ellis
Filed 1/15, got my DD to Chime this morning! Had a simple return tho, no credits or anything fancy
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Vanessa Figueroa
dang ur lucky! did u have any dependents?
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Abby Marshall
in the same boat waiting. this my first year with chime hope it comes thru faster than my old bank 🤞
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Sadie Benitez
been refreshing my chime app like a clown all day everyday 🤡
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Drew Hathaway
mood 😠literally me every 5 mins
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Laila Prince
yall need to chill fr its only been a week since filing season opened lol
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Sadie Benitez
easy 4 u to say when rent due next week 💅
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