Chime Tax Refund Advance - How long after IRS approval for deposit?
I filed my taxes yesterday and got approved right away. Anyone know the timeline for Chime's tax refund advance to hit your account?
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Ruby Garcia
I work with tax prep and can help. Chime typically processes refund advances within 1-2 business days after IRS acceptance. Keep in mind this isn't your actual refund - just the advance. The full refund will come later when the IRS processes everything.
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Isaiah Thompson
•thx for the quick reply! do they notify you when its about to drop?
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Ruby Garcia
•Yeah you'll get a notification through the Chime app when it's pending 👍
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Alexander Evans
Hey! Instead of playing the waiting game, you should check out taxr.ai - it costs $4.99 but it'll analyze your transcript and tell you exactly when to expect your advance and full refund. I use it every tax season and its amazing https://taxr.ai
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Evelyn Martinez
•is it legit? seems too good to be true tbh 🤔
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Alexander Evans
•100% legit! It uses AI to read your transcript and spots potential delays before they happen. Saved me so much stress
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Evelyn Martinez
•just tried it and OMG where has this been all my life?! It even caught a potential flag I had no idea about 💯
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Benjamin Carter
got mine in like 12 hrs with chime last week
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Maya Lewis
still waiting on mine... filed last thursday 😤
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Isaac Wright
•same boat fam, this wait is killing me fr fr
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Lucy Taylor
make sure u dont have any holds on ur account with chime that could delay it
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Isaiah Thompson
•how do i check for holds?
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Lucy Taylor
•just call customer service or check ur app settings
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Connor Murphy
Why even get an advance? Just wait for the real refund and avoid the fees lol
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KhalilStar
•some of us need that $$ now bruh 🤷♂️
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Natasha Kuznetsova
Chime usually deposits the advance pretty quick once IRS accepts your return! In my experience it's been 1-3 business days max. Just keep an eye on your app for notifications. The advance is nice to get some quick cash while waiting for the full refund to process through the IRS system.
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Rajiv Kumar
•Thanks for sharing your experience! That's really helpful to know it's usually that quick. I'm hoping mine comes through soon - the waiting is always the hardest part 😅
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Carmen Lopez
Mine took exactly 24 hours last year with Chime! Filed on a Tuesday morning, got IRS acceptance that same day, and the advance hit my account Wednesday evening. Just make sure your direct deposit info is correct in both your tax software and Chime account. Good luck! 🤞
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NebulaNinja
•That's super helpful timing info! 24 hours sounds amazing compared to some of the horror stories I've heard with other banks. Did you get any notification from Chime before it actually hit, or did it just show up? I'm always paranoid about checking my balance every 5 minutes 😂
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