Filed 2/12 accepted 2/13 - Switched DD to Chime - Anyone with same date have DDD yet?

I'm in a similar boat and have been tracking this closely. Here's what I've gathered: • Filing date twins who filed 2/12-2/13 are starting to see movement • Many with similar dates got their DDD yesterday or today • Chime typically releases funds 1-2 days earlier than traditional banks • Transcript updates typically happen overnight Wednesday-Thursday • WMR tool often lags behind transcript updates by 24-48 hours Check your transcript for cycle code - if it ends in 05, you'll likely update this week.

According to IRS Publication 1544 (section 4.3), normal processing time for e-filed returns is 21 days. However, the Path Act can delay certain credits. We're at the 21-day mark for mid-February filers, so you should see movement soon. If you need to speak with someone at the IRS, I'd recommend Claimyr (https://claimyr.com). Instead of calling for hours, they'll hold your place in line and call when an agent is available. Saved me 3 hours of hold time last week when I needed to verify my identity.

Same boat! Filed 2/13, accepted same day. I've been checking WMR and transcript daily. Nothing yet. Trying to budget carefully until this hits my account. Found some good info on r/IRS about Chime deposits - apparently they're pretty quick once the IRS releases funds. I'm checking the IRS2Go app hourly at this point.

Your return is likely in the standard verification queue. Most e-filed returns from your timeframe are currently undergoing Integrity Verification or Error Resolution processing. I'd recommend checking your Account Transcript for TC 570/971 combination codes. If you're having trouble interpreting your transcript, taxr.ai can analyze it for you and explain each code in plain English. It helped me understand my transcript last week when I saw a bunch of confusing codes - turns out it was just standard processing, not an audit like I feared.

Anyone else notice that Chime deposits seem to hit faster than traditional banks? I switched last year and got my refund 2 days before my husband (we filed separately but on the same day). Has the "Where's My Refund" tool updated at all for you? Still showing just the first bar?

Here's exactly what happened with my mid-February filing: Step 1: Filed 2/14, accepted same day Step 2: WMR showed one bar for 19 days Step 3: Transcript updated on day 20 with 846 code and DDD Step 4: Funds hit my Chime account 2 days before the official DDD The key is checking your transcript, not WMR. My WMR didn't update until after I already had my money. If you have any credits like EIC or CTC, that adds about a week to processing time. Hang in there!